The top-rated life insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 11 life insurance agents serving Roy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Deni Mooney American Family Insurance | 6022 S 1900 W | (801) 399-0523 |
| 2 | Mindy Olsen American Family Insurance | 6022 S 1900 W | (801) 825-1707 |
| 3 | Kimberly Stephens - State Farm Insurance Agent | 4893 S 1900 W | (801) 825-7169 |
| 4 | Morse Insurance Agency | 4695 S 1900 W #8 | (801) 776-1626 |
| 5 | Farmers Insurance - Kendra Nilsen | 1935 5200 S St | (801) 731-5254 |
| 6 | Farmers Insurance - Joshua Cottle | 2050 W 5700 S | (801) 775-0424 |
| 7 | Ponce de Leon Insurance (now Sierra Grande Insurance) | 4655 S 1900 W #3 | (801) 317-4943 |
| 8 | Freedom Insurance Utah | 5533 S 1900 W | (801) 773-1555 |
| 9 | Sierra Grande Insurance | 4655 S 1900 W | (801) 317-4943 |
| 10 | Farmers Insurance Andrew Miller Agency | 3588 W 4800 S B | (801) 406-6293 |
Deni Mooney American Family Insurance in Roy, UT, offers a range of life insurance products designed to provide financial protection for individuals and families. Service plans include policy reviews to help ensure coverage aligns with changing needs, as well as regular maintenance of existing policies. The agency also assists with adjusting beneficiaries and updating coverage amounts over time. It services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants in the local area.
Mindy Olsen American Family Insurance serves the Roy, Utah, area as a local life insurance agent. The agency provides guidance on a range of financial protection products, helping clients plan for long-term security. General services include evaluating individual coverage needs and comparing policy options. The office assists with term life plans for temporary protection needs and whole life policies for permanent coverage. It also handles final expense insurance to address end-of-life costs.
Serving homeowners, renters, and small business owners in the Roy area, Kimberly Stephens - State Farm Insurance Agent provides life insurance policies to help protect families and secure their financial futures. The agency assists clients in evaluating coverage options that can support beneficiaries during difficult transitions. Its work focuses on offering clear information about term and whole life plans tailored to individual needs and budgets. In addition to serving Roy, this office also extends its services to clients throughout the surrounding Weber County communities and the greater Ogden metropolitan region.
Morse Insurance Agency serves clients in Roy, Utah, and the surrounding communities along the Wasatch Front. The agency handles life insurance policies, helping individuals and families secure financial protection for their beneficiaries. In this role, the agency assesses each client's personal circumstances and long-term needs. To handle a typical job, it reviews coverage options with clients and presents tailored solutions based on their specific life stage and financial goals.
Farmers Insurance - Kendra Nilsen in Roy, UT distinguishes between one-time policy purchases for specific needs and ongoing coverage that adjusts with life changes. As a life insurance agent, help includes term and whole life options, offering financial protection for families in the region. Policies can cover final expenses, income replacement, or mortgage obligations. Service is available on a scheduled basis for annual reviews, as well as on an as-needed basis for claims or policy adjustments following major life events.
Farmers Insurance - Joshua Cottle offers life insurance policies, including term and whole life coverage, alongside retirement planning services for individuals and families in Roy, UT. This agency helps clients assess their financial protection needs and select suitable plans to secure their beneficiaries’ futures. During open enrollment periods or following major life changes such as marriage or the birth of a child, it assists with policy adjustments and new applications.
As the seasons change in northern Utah, families in Roy often reassess their financial protections against life’s uncertainties. Ponce de Leon Insurance, now operating as Sierra Grande Insurance, addresses this local need by offering focused life insurance guidance tailored to individual circumstances. Their agents work with clients to clarify coverage options and align policies with long-term household goals. The process begins with a thorough initial assessment of personal coverage requirements, allowing the family to move forward with confidence.
Freedom Insurance Utah helps individuals and families in Roy with their financial planning needs. As a life insurance agent, the company specializes in offering policies that provide income replacement and cover final expenses. This local agency works closely with clients to determine appropriate coverage amounts based on their personal circumstances. Beyond standard life plans, the team can also arrange policy options for business continuity needs. Commercial clients in sectors such as offices, warehouses, and food service are welcome to explore customized insurance solutions for their operations.
Sierra Grande Insurance in Roy, UT helps residents with their life insurance needs, providing guidance on coverage for families and individuals in the local area. Commercial coverage is also offered for businesses seeking to protect their key personnel or partnerships. Service extends throughout Roy and the surrounding communities in northern Utah. The agency promotes ongoing follow-up with clients, scheduling regular reviews to adjust policies as life circumstances change between visits.
Farmers Insurance Andrew Miller Agency in Roy, UT, is known for guiding residents through life insurance planning to protect their families' financial futures. The agency serves the local community with personalized coverage assessments and policy options tailored to individual needs and budgets. Life insurance agents in this area frequently address end-of-life expenses, income replacement, and debt protection. A specialty service this agency can provide is offering final expense insurance policies to cover burial and medical costs left behind after a loved one passes.
What Does a a Life Insurance Agent in Roy Cost?
Life insurance costs in Utah vary by age, health, and coverage amount. A healthy 35 year old in Roy might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Premiums are based on underwriting factors including medical history and lifestyle. This is general information, not insurance advice.
About life insurance agents in Roy
Life insurance agents in Roy, Utah help residents find term, whole, and universal life policies. Utah law requires agents to hold a valid state license and follow the Utah Insurance Code. Agents can explain how Utah community property laws may affect policy ownership for married couples.
Frequently Asked Questions
What license does a life insurance agent need in Utah?
Agents must pass the Utah insurance licensing exam and complete continuing education every two years. They must also undergo a background check through the Utah Insurance Department.
How long does it take to get life insurance in Roy?
The process usually takes 2 to 6 weeks from application to policy issue. Some policies require a medical exam which can add time. Utah law allows a 10 day free look period after you receive the policy.
Can I change my life insurance agent after buying a policy?
Yes you can request a change of agent with your insurance company. The new agent must be licensed in Utah. There is no Utah law preventing you from switching agents.
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