The top-rated life insurance agent in Blacksburg, Virginia is Northpoint Insurance Advisors, rated 4.9 stars across 331 reviews. Other highly rated options include Nick Javins - State Farm Insurance Agent, Brandon Semones - State Farm Insurance Agent, Brown Insurance. This directory lists 12 life insurance agents serving Blacksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 700 N Main St Suite BB | (540) 953-2383 |
| 2 | Nick Javins - State Farm Insurance Agent | 712 S Main St | (540) 552-0841 |
| 3 | Brandon Semones - State Farm Insurance Agent | Colony Prk, 1995 S Main St STE 901 | (540) 961-2886 |
| 4 | Brown Insurance | 100 Hubbard St # A | (540) 552-5331 |
| 5 | Chris Turman - State Farm Insurance Agent | 1500 N Main St | (540) 953-2300 |
| 6 | Dodge Insurance Agency | 210 Professional Park Dr STE 12 | (540) 552-3493 |
| 7 | Durkee Insurance | 136 Oak Meadow Ln | (540) 530-4676 |
| 8 | Victoria L. Deal: Allstate Insurance | 2001 S Main St Ste 101 | (540) 953-2722 |
| 9 | Best Choice Insurance Virginia | 1307 University City Blvd | (540) 554-1670 |
| 10 | Mary L. Henderson - New York Life Insurance | 1999 S Main St STE 403 | (540) 961-1003 |
Northpoint Insurance Advisors serves residents in Blacksburg, Virginia, with life insurance coverage tailored to individual financial goals and family protection needs. The company also addresses commercial coverage requirements for local businesses within the region, ensuring appropriate risk management solutions are in place. Throughout the Blacksburg community, clients rely on straightforward policy guidance and ongoing support to adjust their plans as circumstances change. Between regular visits, the agency readily follows up to handle beneficiary updates, policy questions, or new coverage requests that arise.
Nick Javins - State Farm Insurance Agent serves the Blacksburg, VA area as a life insurance agent. The agency provides essential financial protection products tailored to local residents and families. Common services include term life policies designed for specific coverage periods and whole life insurance that builds cash value over time. Clients also inquire about final expense coverage to manage end-of-life costs. The office handles policy review and adjustment for changing life circumstances.
Brandon Semones - State Farm Insurance Agent in Blacksburg, VA provides a range of personal insurance services, primarily focused on life insurance policies to help individuals and families plan for financial protection. Service and maintenance include regular policy reviews and claims assistance to ensure coverage aligns with changing needs over time. The agency also offers options for bundling life coverage with auto or home insurance for added convenience. Its typical client properties include single-family homes, apartments, retail, and restaurants.
Serving Blacksburg and the surrounding New River Valley communities, Brown Insurance handles life insurance tasks for local residents. The company assists clients in evaluating various coverage options designed to provide financial protection for their families. As a life insurance agent, it works to clarify available policy features and their potential benefits. This operation approaches each job by first discussing the client's specific needs and financial circumstances to recommend suitable coverage amounts and term structures.
Homeowners and families in Blacksburg, Virginia work with Chris Turman’s State Farm Insurance Agency for life insurance solutions. The agency helps clients select appropriate term or permanent policies to protect their household’s financial future. Guidance includes integrating coverage with other personal insurance needs to create a cohesive plan. Policyholders receive ongoing support from a local agent familiar with regional considerations. The same service is available to residents of the nearby town of Christiansburg, ensuring consistent protection across the New River Valley metro area.
Dodge Insurance Agency in Blacksburg, VA helps clients understand the distinction between a single-term life policy for temporary needs and a permanent plan that builds cash value over time. Coverage focuses on replacing lost income, paying final expenses, or leaving a financial legacy. The agency schedules initial consultations to assess individual requirements and then delivers services strictly on an as-needed basis for policy reviews or adjustments throughout the coverage period.
As life circumstances shift in Blacksburg, such as marriage, parenthood, or purchasing a home, the need to secure dependents’ financial future becomes urgent. Durkee Insurance provides life insurance agent services to address these evolving local needs, helping families establish appropriate coverage for income replacement, debt protection, or final expenses. The process focuses on understanding each client’s unique situation without unnecessary pressure. An initial consultation is scheduled to assess personal coverage requirements and begin developing a suitable life insurance proposal tailored to that resident’s goals.
Victoria L. Deal: Allstate Insurance in Blacksburg, VA offers life insurance policies, which provide financial protection for beneficiaries upon the policyholder's death. The agency also helps clients with related coverage needs, including term and whole life options, to ensure families have support during difficult times. This local Life Insurance Agent assists residents in reviewing their current plans or starting new ones. As the busy holiday travel season approaches, the agency helps policyholders confirm their coverage is up to date before taking trips.
Best Choice Insurance Virginia helps individuals and families in Blacksburg secure financial protection through life insurance coverage. The agency works primarily as a life insurance agent, assisting clients in selecting policies that address income replacement and final expenses. Its services can be applied to commercial sectors requiring key person protection or business continuity planning, including offices, warehouses, and food service operations.
Mary L. Henderson - New York Life Insurance, based in Blacksburg, Virginia, is a local firm known for helping individuals and families assess their financial protection needs. It offers a range of permanent and term life policies designed to support long-term security and estate planning goals. Life insurance agents in this area often tailor coverage to address mortgage protection and replacement of household income. This agency can add final expense coverage as a specialized service for clients.
What Does a a Life Insurance Agent in Blacksburg Cost?
Life insurance costs in Virginia vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Permanent life insurance premiums are higher often starting at 100 dollars per month or more. This is general information and not insurance advice.
About life insurance agents in Blacksburg
Life insurance agents in Blacksburg Virginia help residents find coverage to protect their families and financial future. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents understand the needs of the Blacksburg community including Virginia Tech employees and small business owners.
Frequently Asked Questions
What license do life insurance agents need in Virginia?
Agents must hold a valid Virginia life insurance producer license from the State Corporation Commission. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long do I have to file a life insurance claim in Virginia?
Virginia has no strict statute of limitations for filing a life insurance claim but most policies require prompt notification. The insurance company must pay claims within a reasonable time usually 30 to 60 days after receiving proof of death. Delays can occur if the claim is contested.
What types of life insurance are available in Blacksburg Virginia?
Common options include term life insurance for a set period and permanent life insurance like whole life or universal life. Virginia agents can also offer indexed universal life and final expense policies. The right choice depends on your budget and long term goals.
Life Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Ashland · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Colonial Heights · Fairfax · Falls Church · Fredericksburg · Gainesville