The top-rated life insurance agent in Chesapeake, Virginia is Centerville Insurance Agency, rated 4.9 stars across 154 reviews. Other highly rated options include Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center, Kathy Kretz - State Farm Insurance Agent. This directory lists 22 life insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 2 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 3 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 4 | Kathy Kretz - State Farm Insurance Agent | 838 Old George Washington Hwy N H | (757) 487-0074 |
| 5 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 6 | Direct Auto Insurance | 1437 Sam's Dr #121 | (757) 686-0033 |
| 7 | Lindsey Patto - State Farm Insurance Agent | 3916 Portsmouth Blvd A6 | (757) 967-9999 |
| 8 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 9 | COVA Insurance | 638 Independence Pkwy Ste 220 | (757) 410-5800 |
| 10 | Daryl Hines - State Farm Insurance Agent | 4448 Portsmouth Blvd # 100 | (757) 465-8000 |
Centerville Insurance Agency serves Chesapeake, Virginia, and the surrounding Hampton Roads area, focusing on helping individuals and families secure life insurance coverage. Its agents assist clients by explaining various policy types, such as term and permanent life plans, to align with personal financial goals. They also guide customers through the application process and underwriting requirements. The agency handles policy reviews and beneficiary updates for existing clients in this region.
At Shawn Fischer - State Farm Insurance Agent in Chesapeake, Virginia, clients choose between one-time policy purchases for specific needs and scheduled renewable term or whole life coverage that provides ongoing financial protection. Life insurance in this area typically safeguards families against income loss and covers final expenses. The agent helps customers determine appropriate death benefit amounts based on individual circumstances. Appointments for new policies and annual policy reviews generally run on a scheduled basis, while beneficiary changes, claims assistance, and coverage adjustments are handled as needed.
Ferguson Insurance Center offers a comprehensive range of life insurance services, including policy selection guidance and beneficiary planning. The agency helps clients maintain their coverage through periodic policy reviews and adjustments to meet changing family needs. It also provides support with claims filing processes. Serving individuals throughout the Chesapeake, VA area, the company works with homeowners, renters, and business owners. It services single-family homes, apartments, retail establishments, and restaurants.
Kathy Kretz - State Farm Insurance Agent serves Chesapeake, Virginia, and the surrounding Hampton Roads communities, handling life insurance policies and related coverage needs. The agent works with individuals and families to select appropriate term or whole life plans that align with long-term financial goals. Coverage options help protect beneficiaries from income loss and final expenses. When handling a typical request, the agency begins by reviewing the client’s current financial situation and then tailoring policy recommendations to fit their specific protection requirements.
Garlow Insurance Agency - Nationwide Insurance serves homeowners, renters, and business owners throughout the Chesapeake area with life insurance policies designed to protect families and secure financial futures. As a local agency, it helps clients evaluate coverage options for income replacement, mortgage protection, and final expenses. The agency also serves the broader Hampton Roads metro region, including neighborhoods in nearby Suffolk and the Great Bridge area.
Direct Auto Insurance in Chesapeake, VA specializes in providing life insurance policies tailored to individual needs and financial goals. It also offers general insurance guidance to help residents protect their families and assets. Agents assist clients in understanding coverage options and managing policy adjustments over time. During the spring and summer months, the agency frequently helps families review their beneficiaries and coverage levels after major life changes such as weddings or the birth of a child.
As residents of Chesapeake, Virginia, plan for their families' long-term financial security, Lindsey Patto's agency offers guidance on life insurance options. The local agent helps clients understand coverage that protects loved ones in the event of an unexpected loss. Policies can cover final expenses, replace lost income, or provide for future needs. Each recommendation is based on the individual's current situation and goals. The process begins with a straightforward initial consultation to review the client's needs and potential coverage options.
Stephanie Grayson - State Farm Insurance Agent in Chesapeake, VA, provides personal financial protection through life insurance policies designed to meet individual needs. The agency assists clients with term life and whole life coverage, ensuring families can plan for long-term security and unexpected events. Services also include options to customize policies with additional riders for critical illness or accidental death. Serving the local business community, Stephanie Grayson's agency offers coverage solutions for commercial sectors such as offices, warehouses, and food service operations.
COVA Insurance serves residential clients in Chesapeake, VA by helping them evaluate life insurance options and complete applications for personal coverage. The agency also addresses commercial life insurance needs for local businesses and offers these services throughout the Chesapeake region. Their process includes explaining policy terms thoroughly so clients can make informed decisions. After each policy is issued, they schedule follow-up contact to review any changes in coverage needs and ensure continued support between regular scheduled visits.
What Does a a Life Insurance Agent in Chesapeake Cost?
Life insurance costs in Chesapeake Virginia vary by age health and policy type. A typical term life policy for a healthy 40 year old might cost 30 to 60 dollars per month for 500000 dollars in coverage. Whole life policies are more expensive often starting at 150 dollars per month for the same coverage. Costs also depend on tobacco use and medical history. This is general information and not insurance advice.
About life insurance agents in Chesapeake
Life insurance agents in Chesapeake Virginia help residents find policies that protect their families and meet state requirements. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents understand the needs of Chesapeake families and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Chesapeake need?
In Virginia all life insurance agents must hold a valid license from the State Corporation Commission. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the SCC website.
How long do I have to file a life insurance claim in Virginia?
Virginia does not have a specific statute of limitations for filing a life insurance claim but most policies require prompt notice. Beneficiaries should file as soon as possible after the insureds death. Delays can complicate the claims process.
Can a life insurance agent in Chesapeake help with Virginia estate planning?
Yes many agents work with clients to coordinate life insurance with estate planning. Virginia has no state inheritance tax but federal estate tax may apply. An agent can help structure policies to provide liquidity for estate expenses.
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