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Compare Life Insurance Agents in Charleston, WV

Directory of life insurance agents in Charleston, West Virginia. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 20 life insurance agents in Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969 cigwv.com
AAA Charleston
1000 Parkway Boulevard Unit A, Charleston, WV 25309
(304) 925-6681 cluballiance.aaa.com
Smith Family Insurance LLC
447 Call Rd Ste 105, Charleston, WV 25312
(304) 756-8999 sfiwv.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004 insurewithellis.com
David Smyer - State Farm Insurance Agent
1532 Kanawha Blvd W, Charleston, WV 25387
(304) 342-2111 smyerinsurance.com
Elizabeth Carmichael - State Farm Insurance Agent
1198 Fledderjohn Rd, Charleston, WV 25314
(304) 344-3554 elizabethcarmichael.com
Central Insurance Advisors, LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 410-8169 calendly.com
Lisa Godwin - State Farm Insurance Agent
6434 Sissonville Dr, Charleston, WV 25320
(304) 984-0000 lisagodwin.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912 dorseyinsurancewv.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000 mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200 sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662 wvwhiteinsurance.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181 iigwv.com
Cascade Crest Insurance Coverage
90 MacCorkle Ave, Charleston, WV 25309
(304) 207-0538
Deacon & Deacon Insurance & Benefits Consulting LLC
1210 Kanawha Blvd E, Charleston, WV 25301
(304) 720-5641 deaconanddeacon.com
Western & Southern Life
200 Association Dr STE 150, Charleston, WV 25311
(304) 343-9538 westernsouthern.com
Legacy Insurance - Charleston
4500 MacCorkle Ave SE, Charleston, WV 25304
(304) 925-7488 legacywv.com
New York Life Insurance Company
13 Kanawha Blvd W #201, Charleston, WV 25302
(304) 552-5445 westvirginia.nyloffices.com
West Virginia Offices of the Insurance Commissioner
900 Pennsylvania Ave, Charleston, WV 25302
(304) 558-3386 wvinsurance.gov
Kohler Insurance Agency
447 Call Rd Ste 110, Charleston, WV 25312
(304) 545-1720 insurewithkohler.com

What Does a Life Insurance Agent in Charleston Cost?

Life insurance agent services in West Virginia typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, and coverage amount. A healthy 35-year-old in Charleston might pay $25 to $50 per month for a 20-year term policy with $250,000 in coverage. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in West Virginia?
Agents must hold a valid West Virginia insurance producer license. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.
How do I verify a life insurance agent in Charleston?
You can check an agents license status on the West Virginia Offices of the Insurance Commissioner website. Look for a current license number and no disciplinary actions. You can also ask the agent for their license details directly.
What life insurance options are common in West Virginia?
Common options include term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value. Universal life offers flexible premiums and death benefits.