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Find Life Insurance Agents in Martinsburg, WV

Directory of life insurance agents in Martinsburg, West Virginia. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Martinsburg, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 19 life insurance agents in Martinsburg, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kay Lewis - State Farm Insurance Agent
1885 Edwin Miller Blvd, Martinsburg, WV 25404
(304) 263-0882 kaylewis.net
Advocate Insurance Group
111 S Queen St, Martinsburg, WV 25401
(304) 596-2429 advocate-ins.com
Smallwood & Small Insurance
1250 Edwin Miller Blvd Suite 301, Martinsburg, WV 25404
(304) 263-3361 smallwoodandsmall.com
Quad State Insurance Agency
25 Administrative Drive, Martinsburg, WV 25404
(304) 596-9399 quadstateins.com
Goosehead Insurance-Eckenrode Insurance Agency
519 Winchester Ave, Martinsburg, WV 25401
(304) 267-2100 goosehead.com
Dawn Newland - State Farm Insurance Agent
1664 Winchester Ave Suite 4, Martinsburg, WV 25405
(304) 267-2919 dawnnewland.com
Pam Neely - State Farm Insurance Agent
5724 Hammonds Mill Rd Suite D, Martinsburg, WV 25404
(304) 274-5959 sfinspringmills.com
Smallwood & Small Insurance
14840 Apple Harvest Dr, Martinsburg, WV 25405
(304) 264-8225 smallwoodandsmall.com
Gary Kelley: Allstate Insurance
724 Lake View Dr, Martinsburg, WV 25401
(304) 263-4596 agents.allstate.com
Fargo Insurance Group
500 Williamsport Pike, Martinsburg, WV 25401
(304) 267-4915 fargoins.com
Eric Gates - State Farm Insurance Agent
1802 W King St, Martinsburg, WV 25401
(304) 262-0300 ericgates.net
Arndt-McBee Insurance Agency
253 Aikens Center Suite 2, Martinsburg, WV 25404
(304) 263-6906 arndt-mcbee.com
KARLEN INSURANCE AGENCY
2433 Hedgesville Rd, Martinsburg, WV 25403
(304) 754-5601 karlenagency.com
Mid-Atlantic Group
201 W Martin St, Martinsburg, WV 25401
(304) 267-8989 midatlanticgroup.com
Bell/robinson Financial
55 Meridian Pkwy #111, Martinsburg, WV 25404
(304) 267-2717 bellrobinson.net
Rainier Peak Insurance Agency
127 E King St, Martinsburg, WV 25401
(304) 202-1098
Bodwell Insurance Solutions
115 Aikens Center Ste. 10, Martinsburg, WV 25404
(304) 283-0864 bodwellinsurancesolutions.com
John Shepherd: Allstate Auto, Home & Life Insurance
311 Aikens Center, Martinsburg, WV 25404
(304) 267-6639 agents.allstate.com
Mountaineer Insurance Group
600 Gaston Ave, Martinsburg, WV 25401
(304) 260-9060 mteer.com

Life insurance agents in Martinsburg West Virginia help residents find term whole life or universal policies that fit their needs. West Virginia requires agents to hold a valid state license and complete continuing education every two years. Local agents understand the unique needs of Berkeley County families and small businesses.

What Does a Life Insurance Agent in Martinsburg Cost?

Life insurance costs in West Virginia vary by age health coverage amount and policy type. A healthy 35 year old in Martinsburg might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Smokers or older applicants may pay higher premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in West Virginia?
A life insurance agent in West Virginia must hold a valid resident license from the West Virginia Offices of the Insurance Commissioner. The agent must complete 24 hours of continuing education every two years including 3 hours of ethics training.
How long does a life insurance application take in Martinsburg?
The application process typically takes 2 to 6 weeks from submission to policy issue. West Virginia law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Can a life insurance agent help with claims in West Virginia?
Yes an agent can assist with filing a claim and explaining policy terms. West Virginia law requires insurers to pay valid claims within 30 days after receiving proof of death. Delays may result in interest penalties.