The top-rated life insurance agent in Martinsburg, West Virginia is Kay Lewis - State Farm Insurance Agent, rated 4.8 stars across 197 reviews. Other highly rated options include Advocate Insurance Group, Quad State Insurance Agency, Goosehead Insurance-Eckenrode Insurance Agency. This directory lists 19 life insurance agents serving Martinsburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kay Lewis - State Farm Insurance Agent | 1885 Edwin Miller Blvd | (304) 263-0882 |
| 2 | Advocate Insurance Group | 111 S Queen St | (304) 596-2429 |
| 3 | Quad State Insurance Agency | 25 Administrative Drive | (304) 596-9399 |
| 4 | Goosehead Insurance-Eckenrode Insurance Agency | 519 Winchester Ave | (304) 267-2100 |
| 5 | Smallwood & Small Insurance | 1250 Edwin Miller Blvd Suite 301 | (304) 263-3361 |
| 6 | Dawn Newland - State Farm Insurance Agent | 1664 Winchester Ave Suite 4 | (304) 267-2919 |
| 7 | Pam Neely - State Farm Insurance Agent | 5724 Hammonds Mill Rd Suite D | (304) 274-5959 |
| 8 | Eric Gates - State Farm Insurance Agent | 1802 W King St | (304) 262-0300 |
| 9 | Arndt-McBee Insurance Agency | 253 Aikens Center Suite 2 | (304) 263-6906 |
| 10 | Fargo Insurance Group | 500 Williamsport Pike | (304) 267-4915 |
Kay Lewis - State Farm Insurance Agent serves the Martinsburg, WV area and specializes in life insurance services to help local residents plan for their families' financial futures. Policies offered focus on providing financial protection and income replacement in the event of a policyholder’s death. The agency assists clients in selecting products suited to different stages of life and household needs. Services commonly include term life insurance and whole life insurance to address both temporary coverage requirements and long-term financial planning goals.
Advocate Insurance Group provides a range of life insurance services to clients in the Martinsburg, WV area. Its service approach focuses on helping individuals select appropriate coverage for their specific needs and financial goals. The company offers annual policy reviews and assistance with beneficiary updates to ensure plans remain current. It services the insurance needs of single-family homes, apartments, retail businesses, and restaurants in the local community.
Quad State Insurance Agency serves Martinsburg, West Virginia, and the surrounding communities throughout the eastern panhandle. The company handles life insurance policies, helping local residents secure financial protection for their families in the event of an unexpected loss. It works with different policy types to match a client’s coverage needs and budget. To handle a typical job, the agency reviews the client's current situation, discusses long-term goals, and then selects the appropriate policy that aligns with those needs.
Goosehead Insurance-Eckenrode Insurance Agency in Martinsburg, WV operates as a life insurance agent, offering both term policies for temporary coverage and permanent policies that build cash value over time. Life insurance agents in this area help clients assess their long-term financial needs, such as income replacement or final expenses. The agency provides guidance on selecting appropriate coverage amounts and policy structures. Services are available on a one-time basis for policy purchase or on an as-needed basis for policy reviews and adjustments.
Smallwood & Small Insurance provides life insurance agent services for individuals and families in Martinsburg, West Virginia. They help clients secure financial protection for their loved ones through policy selection and guidance. The company also assists with understanding coverage options to meet long-term planning needs. Its services are available to local commercial sectors, including offices, warehouses, and food service.
Dawn Newland - State Farm Insurance Agent in Martinsburg, WV, specializes in life insurance policies, including term, whole, and universal life coverage. The agency also helps clients with auto, home, and health insurance needs, tailoring each plan to individual financial goals and family situations. Recognizing how life changes can affect coverage, the agency assists local residents with policy adjustments during open enrollment periods or after major life events such as a new baby or marriage.
As Martinsburg residents prepare for the arrival of spring and reconsider their family financial protections, Pam Neely - State Farm Insurance Agent offers guidance on life insurance tailored to local needs. This agent assists clients in evaluating policies that can cover final expenses, mortgage obligations, and income replacement. Serving the area’s families and individuals, the office provides straightforward consultations about term and whole life options. An initial risk assessment and policy review session is scheduled to begin the process.
Eric Gates - State Farm Insurance Agent in Martinsburg, West Virginia, is known for helping local residents secure financial protection through life insurance policies. The agency serves individuals and families across the region, offering guidance on coverage that can support long-term financial planning and peace of mind. As a local resource, it addresses common concerns about income replacement and final expenses. Clients can also add a term life policy to ensure temporary coverage during key financial obligations or dependent care years.
Fargo Insurance Group in Martinsburg, WV is known for providing personalized life insurance coverage to area residents. Its agents work with clients to assess financial goals and family protection needs. The service range includes term life and whole life policies designed to offer long-term security. Policies can also help cover final expenses and outstanding debts. A specialty service it can add on is advice on structuring life insurance proceeds within a broader estate plan.
What Does a a Life Insurance Agent in Martinsburg Cost?
Life insurance costs in West Virginia vary by age health coverage amount and policy type. A healthy 35 year old in Martinsburg might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Smokers or older applicants may pay higher premiums. This is general information and not insurance advice.
About life insurance agents in Martinsburg
Life insurance agents in Martinsburg West Virginia help residents find term whole life or universal policies that fit their needs. West Virginia requires agents to hold a valid state license and complete continuing education every two years. Local agents understand the unique needs of Berkeley County families and small businesses.
Frequently Asked Questions
What license does a life insurance agent need in West Virginia?
A life insurance agent in West Virginia must hold a valid resident license from the West Virginia Offices of the Insurance Commissioner. The agent must complete 24 hours of continuing education every two years including 3 hours of ethics training.
How long does a life insurance application take in Martinsburg?
The application process typically takes 2 to 6 weeks from submission to policy issue. West Virginia law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Can a life insurance agent help with claims in West Virginia?
Yes an agent can assist with filing a claim and explaining policy terms. West Virginia law requires insurers to pay valid claims within 30 days after receiving proof of death. Delays may result in interest penalties.
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