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Compare Long-Term Care Insurance Agents in Florence, AL

Browse long-term care insurance agents serving Florence, Alabama. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 long-term care insurance agents in Florence, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alfa Insurance - The Oakley Agency
4731 Chisholm Rd, Florence, AL 35630
(256) 754-7100 theoakleyagencyins.com
United Benefits
3295 Co Rd 47, Florence, AL 35630
(866) 558-2121 unitedbenefits.com
Guardian Insurance Group
2103 Florence Blvd, Florence, AL 35630
(256) 994-3339 guardiangroupins.com
Lyndsay Warren - COUNTRY Financial Agent
2101 Florence Blvd ste a, Florence, AL 35630
(256) 383-7077 agents.countryfinancial.com
Southern States Insurance
104 S Pine St, Florence, AL 35630
(256) 765-0030
Hicks & Associates
1801 N Wood Ave, Florence, AL 35630
(256) 766-6000 hicks-ins.com
Grier Insurance
103 E Tennessee St, Florence, AL 35630
(256) 766-2222 grierinsurance.com
Jessica Stoltz - COUNTRY Financial Agent
851 Cox Creek Pkwy, Florence, AL 35630
(256) 718-8494 agents.countryfinancial.com
Alabama Health Guidance- Medicare Insurance Specialists
885 Florence Blvd, Florence, AL 35630
(256) 648-5710 alabamahealthguidance.com
Michael Noe - Nationwide Insurance
115 E Mobile St, Florence, AL 35630
(256) 767-4237 noeins.com
Tyler Franks - COUNTRY Financial Representative
1312 N Wood Ave, Florence, AL 35630
(256) 764-9501 advisors.countryfinancial.com
Lance Hendrix Agency
3368 Cloverdale Rd, Florence, AL 35633
(256) 320-7446 lancehendrixagency.com
McBride Benefit Solutions
407 S Court St, Florence, AL 35630
(256) 767-2703 mcbridebenefits.com
Liberty National - Clint McLain
2618 Hough Rd, Florence, AL 35630
(256) 766-1521
Well Sure Insurance Alabama
1623 Darby Dr, Florence, AL 35630
(205) 302-7572
Life Guard Insurance AL
2628 Hough Rd, Florence, AL 35630
(251) 202-3363
FS Insurance Services LLC dba Your Insurance Solution
102 S Pine St, Florence, AL 35630
(256) 764-1511 yisolution.com
Aflac
421 N Court St, Florence, AL 35630
(256) 764-7969 mylogin.aflac.com
Henninger Johnson & Layton Insurance Agency
110 W Tennessee St, Florence, AL 35630
(256) 764-8682 hjlinsurance.com
Florence Health Insurance
117 N Court St, Florence, AL 35630
(938) 223-8851

Long-term care insurance agents in Florence Alabama help residents plan for future care needs. These agents explain policy features and guide clients through Alabama insurance regulations. Local agents understand the specific requirements for coverage in Lauderdale County and the Shoals area.

What Does a Long-Term Care Insurance Agent in Florence Cost?

Long-term care insurance agent services in Alabama typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age health and benefit amount. For a 55 year old in Alabama a policy with a 164 daily benefit and 3 year term might cost between 150 and 300 per month. Costs increase with age and health conditions. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Florence do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit triggers elimination periods and inflation protection options. The agent also assists with understanding Alabama insurance laws that affect policy terms.
Are there Alabama specific rules for long-term care insurance?
Yes Alabama requires insurers to offer inflation protection and nonforfeiture benefits. The state also mandates a 30 day free look period after you receive the policy. Agents must follow Alabama Department of Insurance guidelines for sales and disclosures.
How do I choose a long-term care insurance agent in Florence Alabama?
Look for an agent licensed in Alabama with experience in long-term care products. Ask about their knowledge of Alabama specific policy options and carrier ratings. Verify their license through the Alabama Department of Insurance website.