The top-rated long-term care insurance agent in Huntsville, Alabama is Rocket City Insurance Group, rated 4.9 stars across 484 reviews. Other highly rated options include Globe Life Liberty National Division: The Clint McLain Agency, Tim Roberts State Farm Insurance Agency, Redstone Insurance Services. This directory lists 19 long-term care insurance agents serving Huntsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rocket City Insurance Group | 4040 Balmoral Dr SW | (256) 885-1885 |
| 2 | Globe Life Liberty National Division: The Clint McLain Agency | 1500 Perimeter Pkwy NW Suite 126 | (888) 469-5757 |
| 3 | Tim Roberts State Farm Insurance Agency | 303 Williams Ave SW Suite 1221 | (256) 533-3431 |
| 4 | Redstone Insurance Services | 3309 Memorial Pkwy SW Suite 203 | (256) 722-8301 |
| 5 | AM Pro Insurance Service | 2315 Bob Wallace Ave SW #2 G | (256) 539-9536 |
| 6 | JLG Insurance Services LLC | 7500 Memorial Pkwy SW Suite 215K | (256) 270-1414 |
| 7 | Hundley Batts & Associates Insurance Agency | 225 Spragins St NW UNIT B | (256) 533-6200 |
| 8 | Burkett & Associates Insurance Agency, Inc | 2400 Bob Wallace Ave SW STE 206 | (256) 704-7400 |
| 9 | Alliance Insurance Solutions LLC | 600 Boulevard S SW Suite 104 | (256) 489-6764 |
| 10 | Adcock & Frazier Insurance Inc | 703 Halsey Ave NE | (256) 534-4567 |
Rocket City Insurance Group serves Huntsville and Madison County, providing long‑term care insurance agency services. The company helps clients plan for future care needs by explaining policy options and costs. It advises individuals on covering nursing home, assisted living, and home health care expenses. The firm works with families to compare coverage from multiple insurers. Rocket City Insurance Group specifically handles policy selection guidance and care coordination assistance in this area.
Globe Life Liberty National Division: The Clint McLain Agency serves Huntsville and the surrounding Madison County area, specializing in long-term care insurance solutions. This agency helps individuals plan for potential future needs related to extended medical or custodial care, whether at home or in a facility. Policies are designed to protect personal savings from the high costs of ongoing assistance with daily living activities. Clients can receive guidance comparing coverage options that address inflation protection and benefit eligibility requirements for nursing home and home health care services.
Tim Roberts State Farm Insurance Agency in Huntsville, AL, provides long-term care insurance products designed to help cover expenses for nursing homes, assisted living, and in-home care. The agency offers consultative service to tailor coverage to individual needs and ongoing plan maintenance, including regular policy reviews and claims support. This ensures clients in Huntsville can adjust their coverage as their health care needs evolve over time. The agency services single-family homes, apartments, retail locations, and restaurants.
Serving Huntsville, Alabama, and the surrounding communities, Redstone Insurance Services handles long-term care insurance needs for local residents. As a dedicated agency in this specialized field, it helps clients navigate policies designed to cover extended care costs not paid by standard health insurance. The agency focuses on explaining coverage options for home care, assisted living, and nursing facility services. It typically begins each job with a thorough consultation to assess a client’s personal situation before comparing available plans from multiple providers to match specific financial and care goals.
AM Pro Insurance Service serves individuals and families in Huntsville, Alabama, who are planning for their future health care needs. As a long-term care insurance agent, the company helps clients evaluate policy options that address the financial risks associated with extended custodial or nursing care. These services assist residents in securing coverage to protect assets and ensure access to appropriate care settings. The firm also provides its expertise to homeowners and retirees throughout the Huntsville metro area, including the neighboring community of Madison.
JLG Insurance Services LLC in Huntsville, Alabama assists clients in understanding the key difference between one-time consultations for policy selection and recurring service options for portfolio reviews as needs evolve. Their long-term care insurance work focuses on helping individuals plan for potential care costs that standard health insurance may not cover. Coverage typically addresses home care, assisted living, and nursing facility expenses through carefully chosen plans. This local agent offers its services on either a one-time or scheduled basis depending on the client’s immediate planning needs.
Hundley Batts & Associates Insurance Agency specializes in long-term care insurance, helping clients plan for future assisted living, nursing home, or home care needs. As a local agency in Huntsville, AL, it guides individuals through policy options that protect savings from the high costs of extended care. The firm assists with comparing coverage features and navigating enrollment requirements for these specialized plans. As open enrollment periods and life transitions like retirement approach, it helps clients secure coverage for upcoming needs.
As Huntsville’s population ages, many families begin searching for ways to cover potential long-term care costs without depleting savings. Burkett & Associates Insurance Agency, Inc., located in Huntsville, AL, provides guidance on long-term care insurance policies tailored to individual needs. The agency explains how such coverage can protect assets while offering access to necessary home health or facility care. Every consultation begins with a personal assessment of the client’s health history and financial goals before recommending a plan from available carriers.
Alliance Insurance Solutions LLC in Huntsville, AL works to help individuals plan for the financial impact of extended personal care needs. The agency specializes in long-term care insurance policies designed to cover costs associated with nursing homes, assisted living, and in-home support services. These policies are built to protect savings and provide flexibility for future care decisions. The company serves a variety of commercial sectors, including local offices, warehouses, and food service operations.
Adcock & Frazier Insurance Inc serves Huntsville and the surrounding area by helping residents navigate long-term care insurance needs. The firm also provides commercial coverage solutions to local businesses. Their work focuses on matching clients with policies that cover daily assistance services, whether at home or in a facility. A typical client is guided through policy options and enrollment. The company aims to be a resource clients return to for policy reviews or adjustments between regular planning visits.
What Does a a Long-Term Care Insurance Agent in Huntsville Cost?
Long-term care insurance agent fees in Alabama are usually paid as commissions from the insurance company not directly by you. Policy costs vary widely based on age health and coverage level. For a 55-year-old in Huntsville a policy might cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay more. This is general information not insurance advice.
About long-term care insurance agents in Huntsville
Long-term care insurance agents in Huntsville Alabama help residents plan for the cost of extended care services like nursing homes or home health aides. Alabama does not have a state mandate for long-term care insurance but agents can explain how policies work with local care facilities. These agents guide you through options that fit your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Huntsville do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details for nursing homes, assisted living, and home care in Huntsville. They also help you understand how Alabama law affects policy benefits and claims.
Are there Alabama-specific rules for long-term care insurance?
Yes Alabama follows the National Association of Insurance Commissioners model regulations. Insurance companies must offer inflation protection and nonforfeiture benefits. Agents must be licensed by the Alabama Department of Insurance to sell these policies.
How do I choose a long-term care insurance agent in Huntsville?
Look for an agent who is licensed in Alabama and has experience with long-term care policies. Ask about their knowledge of local care costs and facilities in Huntsville. Check their standing with the Alabama Department of Insurance before working with them.