The top-rated long-term care insurance agent in Phoenix, Arizona is Phoenix Health Insurance, rated 5.0 stars across 601 reviews. Other highly rated options include Arizona Preferred Insurance, Adrar Insurance Agency, AZ Health Insurance Agents. This directory lists 21 long-term care insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phoenix Health Insurance | 20823 N Cave Creek Rd Building B Suite 101 | (623) 516-8300 |
| 2 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 3 | Adrar Insurance Agency | 4801 N 19th Ave #4 | (888) 253-4476 |
| 4 | AZ Health Insurance Agents | 2925 W Donatello Dr | (602) 806-7918 |
| 5 | Integrity Health Insurance | 4435 E Chandler Blvd Suite 200 | (602) 671-2993 |
| 6 | 1099 Health Insurance Solutions | 2020 N Central Ave # 1050 | (602) 612-8943 |
| 7 | AZ Health Insurance Brokers | 11225 N 28th Dr B246 | (602) 617-4107 |
| 8 | Kim Kraft Insurance - Medicare Plans & Health Insurance | 4907 E Coronado Rd | (623) 295-0063 |
| 9 | Ayala Insurance Service, LLC. | 3550 W Glendale Ave | (602) 277-1900 |
| 10 | South Mountain Services | 2030 W Baseline Rd | (602) 601-7404 |
Phoenix Health Insurance serves the greater Phoenix, Arizona, metro area as a long-term care insurance agent. The company guides clients through the complexities of planning for future care needs, helping them select policies that protect assets while ensuring access to quality support. It provides professional assistance in comparing coverage options from multiple carriers to match individual budgets and health circumstances. Specific services the agency handles include policy enrollment for facility-based care and coordination of at-home care benefits.
Arizona Preferred Insurance in Phoenix, Arizona provides long-term care insurance coverage and policy management services for clients planning for future care needs. It assists with selecting appropriate plans and navigating the complexities of coverage options. The agency offers routine policy reviews and updates to ensure plans align with changing health and financial circumstances. Its services cover residential properties requiring care planning advice, including single-family homes, apartments, retail locations, and restaurants.
Adrar Insurance Agency helps individuals and families in Phoenix, Arizona, plan for the financial challenges of extended care needs by offering specialized long-term care insurance policies. The agency guides clients through the process of choosing coverage that can protect their assets and provide access to quality care services later in life. They focus on educating customers about options for in-home care, assisted living, and nursing home support. The agency’s services also extend to residents throughout Maricopa County, including neighboring communities like Scottsdale.
AZ Health Insurance Agents, based in Phoenix, AZ, is known for helping individuals navigate the complexities of long-term care insurance. The company guides clients through coverage options designed to protect assets and fund future care needs, including in-home assistance and facility-based services. Policies typically cover custodial care not paid by Medicare. For those seeking broader protection, this agency can also add on hybrid life insurance policies with a long-term care benefit rider.
Integrity Health Insurance in Phoenix, AZ helps clients distinguish between a single, non-renewable long-term care policy and a recurring premium plan that adjusts over time. Their coverage typically addresses assistance with daily activities like bathing and dressing, either at home or in a facility. As is common for long-term care agents, they also clarify how inflation protection and elimination periods affect policy costs. Service for policy review and enrollment questions runs on a scheduled appointment basis during regular business hours.
1099 Health Insurance Solutions in Phoenix, Arizona specializes in offering long-term care insurance agent services that help individuals plan for future care needs. It generally serves clients by guiding them through policy options and coverage details. The agency addresses concerns related to aging, chronic illness, and disability. Its work helps residents prepare for the financial impact of needing extended care at home or in a facility. Specifically, it assists families facing the seasonal challenge of adjusting coverage as a loved one’s health changes during the year.
As Phoenix summer heat drives many older adults to consider their future care needs, AZ Health Insurance Brokers specializes in long-term care insurance options for the local community. The agency works with clients to evaluate policies that cover in-home support, assisted living, or nursing facility stays. An initial assessment typically begins with a review of a client’s current health profile and financial goals to recommend appropriate coverage terms. A free consultation is arranged to discuss specific plan features and to determine eligibility for coverage.
Kim Kraft Insurance - Medicare Plans & Health Insurance serves clients in Phoenix by helping them evaluate long-term care insurance options that protect assets during retirement. Residential clients receive assistance comparing plans suited to individual health needs and budgets. The agency also works with small businesses seeking commercial long-term care coverage for employee benefit packages throughout the Phoenix metropolitan area. Services include annual policy reviews and plan adjustments as health circumstances change, ensuring consistent follow-up between regular visits.
Ayala Insurance Service, LLC provides general insurance guidance to individuals and families in the Phoenix area, with a specialty in long-term care insurance policies that help cover assisted living or home health needs. Their agents explain coverage options for routine care expenses not paid by standard health plans. The company serves commercial sectors including local offices, warehouses, and food service operations.
South Mountain Services serves the Phoenix, Arizona metro area as a Long-Term Care Insurance Agent. The company assists clients in securing coverage that helps protect assets and manage the high costs of extended care. Planning for potential future needs, these brokers assess individual health risks and financial situations to match appropriate policy options. Their services include explaining policy benefits for home care, assisted living, and nursing facility stays. They also facilitate the application process for various Long-Term Care Insurance plans available locally.
What Does a a Long-Term Care Insurance Agent in Phoenix Cost?
Long-term care insurance agent services in Phoenix typically do not charge a separate fee because they earn commissions from insurance carriers. Policy premiums vary widely based on age health and coverage amount. For a 55 year old in Arizona a policy might cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay more. This is general information not insurance advice.
About long-term care insurance agents in Phoenix
Long-term care insurance agents in Phoenix help residents plan for future care needs. Arizona law requires agents to hold a valid insurance license and follow state regulations for policy disclosures. Working with a local agent can help you understand Arizona specific options like partnership policies that offer asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Phoenix do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. Agents must follow Arizona insurance laws including providing a outline of coverage before you buy.
Are there Arizona specific rules for long-term care insurance?
Yes Arizona has a 30 day free look period where you can cancel a policy for a full refund. The state also requires agents to offer a partnership policy which allows you to keep some assets if you later need Medicaid. Agents must disclose these options in writing.
How do I choose a long-term care insurance agent in Phoenix?
Look for an agent who is licensed in Arizona and has experience with long-term care products. Ask about their carrier relationships and whether they can show policies from multiple companies. Verify their license through the Arizona Department of Insurance and Financial Institutions.
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