The top-rated long-term care insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Trailstone Insurance Independent Agency - Phone and Online Only, Dennis Burks - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 4 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
| 5 | Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9001 |
| 6 | Prescott Health & Life | 1963 Commerce Center Cir suite c | (928) 445-6466 |
| 7 | Shepherd Insurance | 400 White Spar Rd | (928) 445-4600 |
| 8 | Golden Insurance Services | 605 E Gurley St D | (928) 776-1028 |
| 9 | Myles Baxter: Allstate Insurance | 227 W Gurley St | (928) 776-0976 |
| 10 | NFP, an Aon company | 325 W Gurley St # 203 | (928) 445-8720 |
Angela Smith at Comparion Insurance Agency serves Prescott and Yavapai County as a long-term care insurance agent. The firm helps clients plan for future care needs by specializing in policies that cover home health aides, assisted living, and nursing home expenses. It works with individuals to navigate the costs of extended medical or custodial care not covered by standard health insurance or Medicare. Angela Smith assists local residents in comparing coverage options and filing applications for long-term care policies tailored to their financial situations.
Shepherd Insurance, formerly Lori Sell Insurance, provides long-term care insurance agent services for individuals seeking to protect their assets while planning for future care needs. The agency offers ongoing policy reviews and assistance with understanding coverage options to help clients maintain appropriate plans as circumstances change. Located in Prescott, Arizona, the firm serves clients throughout the local area, covering single-family homes, apartments, retail, and restaurants.
Trailstone Insurance Independent Agency serves homeowners, families, and retirees in and around Prescott, Arizona, who are planning for future medical and custodial care needs. As a long-term care insurance agent operating by phone and online only, the agency helps clients assess options to protect assets and manage potential costs of extended illness or disability. Coverage discussions focus on policies tailored to individual health considerations and budget. The agency also assists residents throughout Yavapai County, including neighboring communities such as Chino Valley and Dewey-Humboldt, with their long-term care planning.
Serving Prescott and its surrounding communities in Arizona, Dennis Burks - State Farm Insurance Agent handles long-term care insurance needs for local residents. The company assists clients in understanding coverage options that help protect savings during extended care requirements. It works with individuals and families to navigate policy choices focused on future care expenses. A typical job begins with a consultation to assess personal circumstances, followed by presenting available plans from the insurer. The agent explains policy details and helps match a plan to each client’s specific financial situation and care preferences.
Comparion Insurance Agency in Prescott, AZ helps clients distinguish between one-time policy purchases and recurring premium payment options for long-term care coverage. Their guidance focuses on individual plan details, such as daily benefit amounts and elimination periods, to match local financial and health needs. Service runs on an as-needed basis, with appointments available for initial consultations and periodic policy reviews throughout the year.
Prescott Health & Life specializes in guiding clients through long-term care insurance options, offering personalized service to help individuals and families in Prescott, AZ, plan for future care needs. The agency works to clarify coverage choices, addressing both nursing home and home-based care scenarios. With the increased prevalence of winter respiratory illnesses in the area, this agent assists clients in reviewing policies before flu season begins.
As Prescott’s population ages and families plan for the costs of extended care, Shepherd Insurance provides local guidance on long-term care policies. This agency works with Prescott residents to explore coverage options that help protect savings from the high expense of nursing homes, home health aides, or assisted living. A client can review policy features and premiums during a personalized discussion of their health history and long-term goals. The initial step involves a no-cost consultation to assess whether a policy is needed.
Golden Insurance Services in Prescott, Arizona assists local residents with their long-term care insurance needs, providing personal service tailored to individual health and financial planning goals. For commercial clients, the agency also supports businesses seeking coverage options for key personnel or group benefit packages throughout the Prescott area. The agents work closely with clients during initial policy setup, then maintain contact for annual reviews and adjustments to coverage as care needs or premiums change over time, ensuring appropriate follow-up between regular visits.
Myles Baxter: Allstate Insurance provides insurance services to individuals and businesses in the Prescott, Arizona area. A key specialty offered is long-term care insurance, which helps clients plan for future personal care needs that are not covered by standard health plans. This coverage can assist with expenses related to home care or assisted living arrangements. The agency is available to serve commercial sectors such as offices, warehouses, and food service establishments, helping them secure appropriate insurance protections.
NFP, an Aon company, is known for providing long-term care insurance solutions in Prescott, Arizona. Its service range includes helping clients evaluate coverage options to address potential future care needs while protecting personal assets. General industry work in this area involves comparing policy benefits and costs to match individual financial and health circumstances. A specialty service this agency can add on is assistance with navigating eligibility for hybrid policies that combine life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Prescott Cost?
Long-term care insurance premiums in Arizona vary based on age, health, and benefit choices. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old, premiums often range from 250 to 500 dollars per month. Costs are higher for richer benefits and shorter elimination periods. This is general information and not insurance advice.
About long-term care insurance agents in Prescott
Long-term care insurance agents in Prescott Arizona help residents plan for future care needs. These agents can explain policy features and how Arizona state laws affect coverage. Local agents understand the unique needs of Yavapai County seniors and can guide you through the application process.
Frequently Asked Questions
What does a long-term care insurance agent in Prescott do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and inflation protection options. The agent also assists with understanding Arizona specific regulations such as the state partnership program.
Does Arizona have a long-term care partnership program?
Yes Arizona has a Long-Term Care Partnership Program. This program allows policyholders to protect assets equal to the benefits paid by their policy. Agents in Prescott can help determine if a partnership qualified policy is right for you.
How do Arizona laws affect long-term care insurance policies?
Arizona requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30 day free look period. Agents must be licensed by the Arizona Department of Insurance and follow state disclosure rules.
Long-Term Care Insurance Agents in Other Arizona Cities
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