The top-rated long-term care insurance agent in Tempe, Arizona is Globe Life Liberty National Division: Carder Agency, rated 4.8 stars across 400 reviews. Other highly rated options include Riseson Insurance, AZ Insurance Team, HealthMarkets Insurance - Min Park 박정민 보험 (미국보험 박쌤). This directory lists 17 long-term care insurance agents serving Tempe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Carder Agency | 9280 S Kyrene Rd Suite 101 | (480) 427-3925 |
| 2 | Riseson Insurance | 64 E Broadway Rd STE 200, Office 285 | (602) 460-5470 |
| 3 | AZ Insurance Team | 442 E Southern Ave | (480) 535-5709 |
| 4 | HealthMarkets Insurance - Min Park 박정민 보험 (미국보험 박쌤) | 4411 S Rural Rd Suite 201 | (480) 435-2811 |
| 5 | Carol Dulis Ins. Agency - Medicare | 1001 E Warner Rd STE 101A | (480) 808-5008 |
| 6 | CSG Insurance Pros | 2151 E Baseline Rd # 101 | (928) 263-8500 |
| 7 | 1st Insurance Group | 2033 E Warner Rd STE 102 | (480) 883-9977 |
| 8 | The Perkins Agency | 5235 S Kyrene Rd suite 215 | (602) 529-4878 |
| 9 | Hayden & Hayden Agency, Inc. | 5225 S McClintock Dr C | (480) 345-7226 |
| 10 | HealthMarkets Insurance - Edward Wendell Givens | 4411 S Rural Rd Suite 201 | (602) 551-6623 |
Globe Life Liberty National Division: Carder Agency serves the Tempe, Arizona metro area as a provider of long-term care insurance solutions. This agency assists local residents in planning for future care needs that may arise from chronic illness, disability, or aging. Professional agents help clients understand policy options and coverage limitations. The agency specifically handles individual long-term care insurance policies and also offers supplemental plans for extended nursing home or home health care services.
Riseson Insurance provides long-term care insurance agency services to clients in and around Tempe, Arizona. It offers initial guidance on policy options to help plan for future care needs and provides ongoing support for policyholders as their circumstances change. The agency assists with claim coordination and answers questions about maintaining coverage over time. For property service work, the agency services single-family homes, apartments, retail, and restaurants.
Residents of Arizona who are planning for future healthcare costs turn to AZ Insurance Team in Tempe. The company assists seniors and pre-retirees with securing long-term care insurance policies that help cover extended medical or custodial care needs. Its agents explain policy features such as benefit triggers and inflation protection. The agency also serves homeowners in nearby Chandler, Mesa, and Scottsdale, ensuring clients across the East Valley have access to coverage solutions tailored to their personal financial strategies and long-term wellness goals.
Serving the Phoenix metropolitan area, including Tempe and surrounding communities, HealthMarkets Insurance - Min Park 박정민 보험 (미국보험 박쌤) handles long-term care insurance for local residents. This agent helps clients evaluate policy options that cover nursing home stays, home health aides, and assisted living expenses. By assessing individual financial situations and future care needs, the agent presents tailored options from a selection of carriers. A typical job is handled through a personal consultation that reviews coverage details and costs.
Carol Dulis Ins. Agency - Medicare in Tempe, AZ distinguishes between a single, comprehensive policy review and ongoing policy management services for clients. This long-term care insurance agency helps individuals evaluate coverage options, including benefit triggers and daily benefit amounts necessary for nursing home or home care. Service may be delivered as a one-time consultation to assess current needs, or on a scheduled basis for adjusting plans as circumstances change, depending entirely on client preference.
CSG Insurance Pros specializes in long-term care insurance, helping individuals in Tempe, AZ, plan for future care needs. The agency assists clients with selecting policies that cover services like home health care, assisted living, and nursing facility stays. It also provides guidance on understanding benefit structures, inflation protection, and eligibility requirements for coverage. As the summer season approaches, it helps families address common concerns about securing care support when adult children may be scheduling vacations or working extended hours away from home.
In Arizona’s hot summer months, many families begin planning for future care needs and the financial risks of extended illness. 1st Insurance Group in Tempe helps clients evaluate coverage that protects savings from high long-term care costs. The agency explains policy differences, including daily benefit amounts and elimination periods, tailoring options to individual health budgets. A typical first step involves a thorough review of current assets and family health history to determine appropriate coverage levels for each client’s situation.
The Perkins Agency advises clients on financing their potential future care needs, specifically through the purchase of long-term care insurance policies. Operating from Tempe, Arizona, the firm explains policy structures to local residents facing the costs of extended care. Navigating available coverage types has also become a standard part of its client conversations. The agency often assists businesses evaluating employee benefit packages, including those for office environments, warehouse operations, and food service companies.
Hayden & Hayden Agency, Inc. serves residential clients in Tempe, AZ who are planning for their future long-term care needs. The agency also helps businesses explore commercial coverage solutions for their employees’ extended care requirements throughout the local area. Agents guide clients through the process of selecting appropriate policy options for nursing home and in-home assistance. Clients often return for annual policy reviews and adjustments between their regular scheduled check-ins with the agency.
HealthMarkets Insurance - Edward Wendell Givens, serving the Tempe area, is known for helping clients plan for potential long-term care needs. The agency provides access to policies that cover services not typically paid for by standard health insurance or Medicare, such as assisted living and in-home care. These individual plans help protect personal savings against high future care costs. An added specialty this agent may offer is consultation on hybrid life insurance policies that combine a death benefit with long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Tempe Cost?
Long-term care insurance premiums in Arizona vary based on age, health, and coverage amount. For a 55-year-old, annual premiums typically range from $1,500 to $3,500 for a policy with a $150 daily benefit and three-year term. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Tempe
Long-term care insurance agents in Tempe, Arizona help residents plan for future care needs such as nursing home or in-home care. Arizona law allows for partnership policies that provide asset protection under the state Medicaid program. These agents guide clients through policy options tailored to local costs and regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Tempe do?
A long-term care insurance agent in Tempe helps you compare policies from multiple carriers. They explain coverage details, benefit periods, and inflation protection options. They also ensure the policy meets Arizona state requirements for partnership eligibility.
How are long-term care insurance agents in Arizona regulated?
Long-term care insurance agents in Arizona must hold a valid state license and complete continuing education on long-term care topics. Arizona Revised Statutes Title 20 governs insurance sales and requires agents to disclose policy limitations clearly.
What is a partnership policy in Arizona?
A partnership policy is a special long-term care insurance policy that meets federal and Arizona standards. It allows you to protect assets equal to the benefits paid if you later need Medicaid. Agents in Tempe can explain how this works under Arizona law.
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