The top-rated long-term care insurance agent in Aurora, Colorado is Joel Kruschwitz - State Farm Insurance Agent, rated 5.0 stars across 1,195 reviews. Other highly rated options include Blair & Blair Insurance Unlimited, Senior Benefit Services: SBS (Aurora, CO), One Street Insurance Group. This directory lists 18 long-term care insurance agents serving Aurora.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joel Kruschwitz - State Farm Insurance Agent | 9801 E Colfax Ave Suite 103 | (303) 344-1175 |
| 2 | Blair & Blair Insurance Unlimited | 11211 E Colfax Ave suite b | (303) 344-8101 |
| 3 | Senior Benefit Services: SBS (Aurora, CO) | 12200 E Iliff Ave Suite C110 | (720) 535-4451 |
| 4 | One Street Insurance Group | 1010 S Joliet St Suite 200 | (303) 577-9998 |
| 5 | L.A. Insurance | 15271 E Mississippi Ave | (720) 535-5300 |
| 6 | Creative Insurance Solutions | 3025 S Parker Rd ste 810 | (720) 500-2922 |
| 7 | All-Star Insurance | 2821 S Parker Rd | (303) 745-2886 |
| 8 | All Purpose Insurance Group, Inc. | 15179 E Colfax Ave Unit F/G | (720) 216-1739 |
| 9 | Ascent Insurance Solutions | 3033 S Parker Rd Ste 508 | (720) 672-9774 |
| 10 | Jim Insurance Firm | 3033 S Parker Rd #320 | (303) 880-5821 |
Joel Kuschwitz - State Farm Insurance Agent serves the Aurora, Colorado area and the surrounding metro region, specializing in long-term care insurance. The agency helps clients plan for future care needs by facilitating coverage that protects assets and provides access to essential support services. Policies typically cover in-home assistance, assisted living, and nursing facility care, tailored to individual financial goals. The agency guides applicants through the process of selecting benefit periods and coverage amounts, including options for inflation protection and shared care benefits for couples.
Blair & Blair Insurance Unlimited offers long-term care insurance planning in Aurora, Colorado, helping clients prepare for future care needs. They assist with policy options that cover home health aides, assisted living, and nursing home services. Their service approach includes regular policy reviews and guidance on benefits coordination as client needs evolve. They typically work with people in single-family homes, apartments, retail properties, and restaurants, ensuring coverage aligns with varied living and financial situations.
Senior Benefit Services: SBS in Aurora, CO serves local homeowners and families who need guidance in planning for long-term care coverage. As a dedicated long-term care insurance agent, the company helps clients assess their future needs and understand policy options that protect assets and provide care resources. The agency focuses on explaining complex coverage details in straightforward terms and assisting with the application process. It also serves clients in the greater Denver metro area, including nearby Greenwood Village.
Serving Aurora, Denver, and the surrounding Colorado communities, One Street Insurance Group works as a long-term care insurance agent, helping clients prepare for future care needs. It connects individuals with policies that can cover in-home assistance, assisted living, or nursing facility stays. The company focuses on presenting clear plan options based on each person’s financial and health situation. For a typical case, the agent reviews current assets and health history upfront, then compares coverage details from multiple insurers to recommend a suitable policy.
L.A. Insurance in Aurora, Colorado, serves families and individuals planning for future care needs as a long-term care insurance agent. It helps clients evaluate policies that may cover services like in-home assistance, assisted living, or nursing home care, addressing the financial risks of extended health challenges. The agency guides customers through coverage options and benefit structures tailored to their budget and personal circumstances. It also provides these planning services to residents throughout the Denver metropolitan area.
Creative Insurance Solutions in Aurora, CO distinguishes between one-time consultations for immediate policy questions and recurring service arrangements that manage ongoing portfolio adjustments. Their long-term care insurance guidance focuses on protecting assets and ensuring access to quality care as needs evolve. Coverage options are presented with clear explanations of benefit triggers, daily benefit amounts, and inflation protection. Service is provided on a scheduled basis, with opportunities to book as-needed appointments for policy reviews or claims assistance when circumstances change.
All-Star Insurance offers specialized long-term care insurance services to residents of Aurora, Colorado. The agency’s work focuses on helping individuals plan for future needs related to chronic illness, disability, or aging, ensuring access to quality care without depleting personal savings. These services aim to protect financial assets and provide peace of mind. Families often seek guidance as they face the considerable costs of assisted living or in-home support, which typical health insurance does not cover.
As Coloradans begin planning for the next phase of life, access to quality long-term care remains a pressing concern. All Purpose Insurance Group, Inc., located in Aurora, helps local families navigate the complexities of long-term care insurance. They work with clients to explain coverage options that protect savings against future custodial needs. The agency focuses on matching policies to individual health situations and financial goals. A thorough initial assessment of each client’s current health profile and anticipated care preferences is the firm’s first concrete step toward building a sustainable plan.
Ascent Insurance Solutions operates as a local long-term care insurance agency serving the Aurora, Colorado area. The company guides clients through complex coverage options, helping individuals plan for future care needs that may not be covered by standard health insurance or Medicare. Policies can include benefits for in-home assistance, adult day care, and assisted living or nursing facility stays. This agency can help secure coverage for small offices, large warehouses, and food service operations.
Serving residents of Aurora, Colorado, Jim Insurance Firm offers long-term care insurance agent services focused on individual coverage needs. Commercial long-term care policies are also available for local businesses in the broader Denver metro area. Recognizing that care requirements evolve, the agency provides thorough consultations to explain policy benefits and coverage limitations. Following an initial policy setup, clients receive personalized assistance with future plan adjustments. The firm coordinates follow-up appointments between regular annual check-ins to review any changes in health status or lifestyle.
What Does a a Long-Term Care Insurance Agent in Aurora Cost?
Long-term care insurance premiums in Colorado vary based on age health and coverage level. A typical annual premium for a 55-year-old might range from 1,500 to 3,000 dollars for a policy with 150 dollars daily benefit and 3-year benefit period. Costs are higher for older applicants and lower for younger healthier individuals. This is general information not insurance advice.
About long-term care insurance agents in Aurora
A long-term care insurance agent in Aurora Colorado helps residents plan for future care needs. Colorado offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. Agents in Aurora guide clients through policy options that comply with Colorado state laws and regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Aurora do?
An agent helps you compare policies from different insurers and explains Colorado-specific options like the Partnership program. They assess your needs and budget to recommend suitable coverage. Agents also assist with application and underwriting processes.
How does the Colorado Partnership program affect my policy?
The Colorado Partnership for Long-Term Care allows you to keep assets equal to the benefits your policy pays. This means if your policy pays 100,000 dollars in benefits you can protect 100,000 dollars of assets from Medicaid recovery. Your agent can explain how this works with your specific plan.
Are there state requirements for long-term care insurance in Colorado?
Colorado requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also include a 30-day free look period. Agents must be licensed by the Colorado Division of Insurance and follow state regulations for sales and disclosure.
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