The top-rated long-term care insurance agent in Brighton, Colorado is Colorado Prestige Insurance Group, rated 4.8 stars across 265 reviews. Other highly rated options include Melissa Rippy: Allstate Insurance, TAG-RH Agency Inc, Strongs Insurance Agency. This directory lists 20 long-term care insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colorado Prestige Insurance Group | 55 S 4th Ave | (303) 659-4744 |
| 2 | Melissa Rippy: Allstate Insurance | 220 Pavilions Pl Unit D | (303) 219-1470 |
| 3 | TAG-RH Agency Inc | 29 N Main St Ste 111 | (303) 456-6800 |
| 4 | Strongs Insurance Agency | 51 S 1st Ave | (303) 659-3762 |
| 5 | JnR Insurance Agency Powered by YourPolicy | 21 N 1st Ave suite #140 | (720) 773-5574 |
| 6 | Best Agent Health Insurance | 5118 Southern St | (303) 257-3864 |
| 7 | Hessling Insurance Agency | 605 S Kuner Rd #102 | (720) 403-3974 |
| 8 | F.M. Zamora Agency, Inc. American Family Insurance | 467 S 4th Ave | (303) 655-1300 |
| 9 | Michael Schliep Agency, Inc | 1594 E Bromley Ln | (303) 659-9065 |
| 10 | Aztec Insurance Agency III | 172 E Bridge St | (303) 655-8300 |
Colorado Prestige Insurance Group serves the Brighton metro area and the surrounding Adams County region as a long-term care insurance agent. The agency helps clients evaluate their future medical needs and potential risks of extended care costs. They work to match individuals with suitable insurance solutions including facility care and home health aide coverage. The agency guides clients through plan selection and policy customizations like inflation protection and shared care rider options.
Melissa Rippy: Allstate Insurance in Brighton, CO, provides long-term care insurance services, assisting clients with planning for future custodial care needs. The agency helps individuals review coverage options and maintain existing policies through updates and consultations. Common services address support for daily living activities and chronic condition management. This Brighton agency serves single-family homes, apartments, retail establishments, and restaurants.
TAG-RH Agency Inc serves homeowners, families, and individuals seeking long-term care insurance coverage in the Brighton, Colorado area. The company assists clients in understanding policy options that help protect savings and maintain financial stability during later-life care needs. Agents work with customers to evaluate different coverage levels suited to personal health and retirement plans. Services include policy comparisons, enrollment guidance, and renewal support through each stage of the insurance process. The agency also covers nearby communities in the greater Denver metro area, including Thornton and Northglenn.
Strongs Insurance Agency serves Brighton, Colorado, and the surrounding communities in Adams and Weld counties. It handles long-term care insurance policies designed to help individuals cover the costs of extended care services, whether at home or in a facility. The agency focuses on explaining coverage options for needs not typically paid by standard health insurance or Medicare. It takes a straightforward approach by first reviewing a client’s current financial situation and health factors to determine suitable policy structures and benefit amounts.
Shoppers can start with a single consultation or choose ongoing service to review their long-term care insurance options. Coverage decisions rely on personal assets, family health history, and an individual’s comfort with future care risks. Plans available in the Brighton area generally offer daily benefits for home health aides, assisted living, or nursing facility stays. This local agency provides its long-term care insurance agent services on both a one-time and a scheduled, recurring basis depending on the client's preference.
Specializing in long-term care insurance solutions, Best Agent Health Insurance in Brighton, CO assists clients with policy selection and financial planning for future care needs. The agency works to match individuals with coverage that addresses assisted living, nursing home, and in-home care expenses. As the colder months approach, it helps residents prepare for seasonal risks such as winter-related injuries or illness that could require extended care and additional protection.
Hessling Insurance Agency helps individuals and families in the Brighton, Colorado area prepare for the financial challenges of extended care needs, focusing specifically on long-term care insurance policies. The agency guides clients through available coverage options for in-home care, assisted living, and nursing facility expenses. Their services also address Medicare supplemental planning, helping to fill potential gaps in health coverage. They serve local office staff, warehouse personnel, and food service workers seeking appropriate protection for future care costs.
As winter approaches in Brighton, many residents begin examining their financial security for the years ahead. F.M. Zamora Agency, Inc. American Family Insurance provides long-term care insurance planning for local families. Their agents help clients cover potential costs of care that insurance plans outside of standard health coverage seldom address. They assess each household's personal needs to recommend a suitable policy. The process typically begins with a consultation to review current assets and discuss future scenarios, allowing the agency to prepare an individualized evaluation during an initial meeting.
Aztec Insurance Agency III assists residents of Brighton, Colorado, with planning for long-term care needs. Their services also extend to advising businesses on commercial long-term care insurance coverage options in the surrounding area. The agent helps clients understand policy choices that protect assets and provide access to home care or facility care. Clients often rely on the agency for adjusting coverage as needs change and for continued guidance between regular plan reviews.
What Does a a Long-Term Care Insurance Agent in Brighton Cost?
Long-term care insurance premiums in Colorado vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old the same policy could range from 250 to 500 dollars per month. Costs also depend on the daily benefit amount benefit period and inflation protection chosen. This is general information not insurance advice.
About long-term care insurance agents in Brighton
Long-term care insurance agents in Brighton Colorado help residents understand policy options that cover nursing home care home care and assisted living. Colorado offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through the state specific requirements and benefit limits.
Frequently Asked Questions
What does a long-term care insurance agent in Brighton do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details like daily benefit amounts and elimination periods. They also ensure the policy meets Colorado Partnership Program standards if you want asset protection.
How does the Colorado Partnership Program affect long-term care insurance?
The Colorado Partnership Program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. Your agent can help you choose a policy that qualifies for this program. This is a key feature for Colorado residents planning for long-term care.
Are there age limits for buying long-term care insurance in Colorado?
Most insurers in Colorado offer policies to people aged 18 to 84 but premiums increase with age. Some companies may decline coverage for applicants over 75. An agent can help you find options based on your current age and health status.
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