The top-rated long-term care insurance agent in Danbury, Connecticut is Bankers Life, rated 5.0 stars across 193 reviews. Other highly rated options include Talline Carvalho - State Farm Insurance Agent, Northern Fairfield Insurance, Farmers Insurance - Dennis Perkins. This directory lists 19 long-term care insurance agents serving Danbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 100 Reserve Rd Executive Ste 4196 | (203) 546-9334 |
| 2 | Talline Carvalho - State Farm Insurance Agent | 8 Locust Ave | (203) 456-6577 |
| 3 | Northern Fairfield Insurance | 57 North St Suite 410 | (203) 791-2897 |
| 4 | Farmers Insurance - Dennis Perkins | 30 Germantown Rd | (203) 983-5534 |
| 5 | Mirante Agency | 272 Main St #1 | (203) 778-9676 |
| 6 | Paul Jeff Higenyi, Bankers Life Agent | 100 Reserve Rd Executive Ste 4196 | (203) 546-9334 |
| 7 | SV Insurance Co. | 26 Mill Plain Rd 2nd Floor | (203) 718-3288 |
| 8 | Amazon Insurance | 53 Liberty St SUITE 1 | (203) 790-8077 |
| 9 | Clifford Moss, Bankers Life Agent | 100 Reserve Rd Executive Ste 4196 | (203) 546-9334 |
| 10 | Bright Insurance Group LLC | 39 Mill Plain Rd STE 5 | (203) 826-0041 |
Bankers Life serves the Danbury, Connecticut area, offering long-term care insurance agent services to local residents. It helps clients understand policies that cover in-home care, assisted living, and nursing home expenses. The company assists individuals in planning for future care needs through customizable coverage options. Bankers Life also provides guidance on Medicare supplement plans and life insurance policies that can support long-term care planning in the Danbury region.
Talline Carvalho - State Farm Insurance Agent serves the Danbury, Connecticut area, providing long-term care insurance for individuals planning for future health needs. The agency helps clients understand coverage options that protect assets and ensure access to care. Plans typically include benefits for nursing home stays, assisted living facilities, and in-home support services. This office assists with policy selection for home health care and adult day care services, tailoring protections to local residents’ financial situations.
Northern Fairfield Insurance acts as a long-term care insurance agent, providing guidance on policies that help cover the costs of extended care services. The firm assists clients in navigating plan options available in the Danbury area, focusing on the financial implications of aging and chronic illness. Services typically include policy evaluation and application support. Its maintenance plans involve periodic policy reviews to ensure coverage aligns with changing needs and life circumstances. This agent serves individuals, including those in single-family homes, apartments, retail settings, and restaurants.
Farmers Insurance - Dennis Perkins serves Danbury, Connecticut, and the surrounding communities in the Greater Danbury area, handling long-term care insurance policies for local residents. It assists clients in understanding the financial risks of extended care needs and selecting plans that cover home care, assisted living, or nursing facility stays. To address a typical job, it begins with a thorough review of the client’s assets and health situation before presenting policy options for long-term coverage.
Danbury residents and workers planning for their future financial security turn to Mirante Agency for long-term care insurance policies that help protect savings and assets. As a dedicated long-term care insurance agent, the firm guides clients through coverage options for nursing home, assisted living, and home-based care expenses, ensuring informed choices aligned with individual needs. The agency also serves neighboring communities throughout greater Fairfield County, including areas like Brookfield and Newtown.
Paul Jeff Higenyi, Bankers Life Agent in Danbury, CT, helps clients navigate the fundamental difference between one-time consultation visits for a policy review and recurring plan management as needs evolve. Coverage options typically include policies that address daily care costs and personal assets protection in Connecticut. Understanding the nuances of benefit triggers and elimination periods is central to this work. Long-term care insurance agent service in this area generally runs on an as-needed basis, with the agent available for policyholders to call upon when their situation or requirements change.
As Connecticut families begin to plan for rising senior care costs in the Danbury area, SV Insurance Co. provides guidance on long-term care insurance policies. The agency helps local residents compare coverage options designed to protect savings from the expense of home health aides or nursing facility stays. By focusing on individual needs, the agent assists clients in understanding policy terms, benefit periods, and inflation protection. An initial assessment of personal health history and financial resources is conducted to recommend suitable plan choices.
Amazon Insurance in Danbury, CT, provides specialized services in long-term care insurance agency work, helping local clients plan for future care needs and protect their savings. It also offers general guidance on policy options tailored to Connecticut’s regulatory environment. With the colder months approaching and flu season on the rise, the agency assists families in evaluating coverage that can address sudden health changes or chronic conditions requiring extended assistance at home or in a facility.
Clifford Moss, Bankers Life Agent provides residential long-term care insurance services for individuals in Danbury, CT. The agency also offers commercial coverage options tailored for local businesses seeking to protect their employees and operations. Clients throughout the Danbury area can access professional guidance on policies designed to manage the cost of extended care. This agent assists with policy reviews and plan adjustments during regular visits, ensuring coverage remains aligned with changing personal circumstances. Follow-up appointments are scheduled between regular visits to address any emerging needs or policy questions.
What Does a a Long-Term Care Insurance Agent in Danbury Cost?
Long-term care insurance premiums in Connecticut vary by age health and benefit amount. For a 55-year-old a policy with 165000 dollars in benefits may cost between 1000 and 3000 dollars per year. Premiums can increase over time and rates differ by insurer. This is general information not insurance advice.
About long-term care insurance agents in Danbury
Long-term care insurance agents in Danbury help residents plan for future care needs. Connecticut offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. An agent can explain how this program works with your overall financial plan.
Frequently Asked Questions
What is the Connecticut Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the benefits your policy pays. This means if your policy pays out 100000 dollars in benefits you can protect 100000 dollars of assets from Medicaid spend-down requirements.
How do I choose a long-term care insurance agent in Danbury?
Look for an agent licensed in Connecticut with experience in long-term care policies. Ask if they understand the Connecticut Partnership program and can compare policies from multiple carriers.
Are there tax incentives for long-term care insurance in Connecticut?
Yes Connecticut offers a state income tax deduction for long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can help you calculate your potential savings.
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