The top-rated long-term care insurance agent in Honolulu, Hawaii is AAA Hawaii, rated 4.2 stars across 358 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent, Marden Ribeiro. This directory lists 32 long-term care insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 4 | Marden Ribeiro | 1221 Kapiolani Blvd PH30 | (808) 758-5962 |
| 5 | UHA Health Insurance | 700 Bishop St 3rd floor | (808) 532-4000 |
| 6 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 7 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 8 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 9 | Hawaiian Islands Insurance, Inc. | 500 Ala Moana Blvd | (808) 212-9202 |
| 10 | Island Insurance Hawaii | 828 Fort Street Mall Suite 200 | (808) 564-8200 |
AAA Hawaii provides long-term care insurance solutions in Honolulu, helping clients plan and secure coverage for future needs. The agency offers ongoing service and maintenance to ensure policies remain aligned with changing health priorities or financial situations. It assists individuals and families in navigating plan options and applying for appropriate benefits. AAA Hawaii serves local residents living in single-family homes, apartments, and also supports those owning or operating small retail establishments and restaurants across the area.
Kaina Kauahi - State Farm Insurance Agent serves residential clients in Honolulu by helping them plan for long-term care needs, addressing personal health and financial strategies. The agency also extends commercial coverage to local businesses, operating throughout Honolulu and the surrounding Oahu area. Policies are designed to preserve savings from extended care costs. After initial consultations and plan implementations, the office proactively reaches out for periodic reviews, ensuring adjustments are made between regular visits to align with changing circumstances.
Shelli Toguchi-Hadley - State Farm Insurance Agent in Honolulu, Hawaii, is known for helping clients prepare for future care needs through long-term care insurance. This agency offers services that cover a range of policies designed to protect assets and provide coverage for home health aides, assisted living, or nursing facility stays. Clients receive guidance on selecting plans that fit their personal financial goals. An additional specialty service is the ability to bundle long-term care coverage with an existing life insurance policy.
Marden Ribeiro provides long-term care insurance services to residents and families in Honolulu, Hawaii. Commercial coverage options are also available to local businesses and organizations across the island of Oahu. The agency helps clients navigate policy choices that address future care needs, including home-based services and facility care. Regular follow-up is provided between annual policy reviews to ensure coverage remains aligned with changing health circumstances and financial plans.
UHA Health Insurance serves the Honolulu, Hawaii metro area, specializing in long-term care insurance agent services for local residents. The company assists clients in navigating options for managing the financial impact of extended care needs. These services include helping individuals assess coverage for home care, assisted living, or nursing facility expenses. UHA Health Insurance provides guidance on policy selection and plan customization to meet specific personal requirements. Services also include reviewing existing coverage for potential gaps.
First Insurance Company of Hawaii, LTD in Honolulu helps individuals and families plan for the financial challenge of extended care needs. As a long-term care insurance agent, the firm guides clients through policies covering home health aides, assisted living, and nursing home stays. These plans protect personal savings from the high costs of chronic illness or disability care. The company serves a wide range of commercial sectors in the area, including offices, warehouses, and food service operations.
Financial Benefits Insurance, Inc. serves local homeowners and families in Honolulu seeking guidance on long-term care insurance to protect their assets and future care needs. The agency helps clients understand policy options that cover in-home support, assisted living, and nursing facility expenses. By assessing individual health and financial goals, they aim to simplify the selection of appropriate coverage. The firm also extends its services to residents in the greater metropolitan area, including the communities of Hawaii Kai.
Proinsurance Hawaii serves Honolulu and the surrounding communities across Oahu, providing Long-Term Care Insurance guidance to individuals planning for future care needs. The agency handles policy options that help cover costs for extended nursing, home health, or assisted living services. It focuses on explaining how different plans address potential long-term expenses and the specific financial considerations for those in the area. To handle a typical job, the agent reviews a client's current health profile and financial resources before comparing suitable plan features and premiums to recommend an appropriate policy option.
When securing long-term care insurance, clients often choose between a one-time policy purchase followed by ongoing premium payments or a single-premium option that funds the entire plan upfront. Hawaiian Islands Insurance, Inc. serves Honolulu residents by offering professional guidance through these decisions and explaining the coverage details and benefit triggers for home care or facility care. Policy terms, inflation protection, and spousal benefits are discussed within local market realities. Service arrangements are provided strictly on an as‑needed basis, fully tailored to each client’s schedule.
Island Insurance Hawaii provides long-term care insurance planning services for individuals in Honolulu and throughout the islands. Its service plans include personalized consultations to help clients understand policy options and prepare for future care needs. Maintenance of coverage often involves periodic policy reviews and assistance with claims guidance to ensure beneficiaries receive the benefits for which they qualify. The company services single-family homes, apartments with individual policies, and also extends its expertise to owners seeking coverage for ancillary property staff in retail environments and local restaurants.
What Does a a Long-Term Care Insurance Agent in Honolulu Cost?
Long-term care insurance premiums in Hawaii vary by age health and benefit amount. A typical policy for a 55 year old can cost between 1500 and 3000 dollars per year. Costs increase with age and for richer benefits like inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Honolulu
Long-term care insurance agents in Honolulu help residents plan for future care needs. Hawaii has a unique partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can guide you through the state specific rules and policy choices available in the islands.
Frequently Asked Questions
What does a long-term care insurance agent in Honolulu do?
An agent helps you compare policies from different carriers and explains coverage options. They also advise on Hawaii specific rules like the Long-Term Care Partnership Program which offers asset protection.
Are there Hawaii specific laws for long-term care insurance?
Yes Hawaii has a 30 day free look period for new policies. The state also requires agents to provide a outline of coverage and a shopper guide before you buy a policy.
How do I choose a good long-term care insurance agent in Honolulu?
Look for an agent licensed in Hawaii with experience in long-term care products. Check their credentials with the Hawaii Department of Commerce and Consumer Affairs and ask about their familiarity with local carriers.