The top-rated long-term care insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance, Mark Middleton - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Kapolei.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Tatsuno: Allstate Insurance | 2176 Lauwiliwili St #1 | (808) 682-7873 |
| 2 | Rachel Rooney - State Farm Insurance Agent | James Campbell Bldg, 1001 Kamokila Blvd Ste 270 | (808) 247-0091 |
| 3 | Helen Kado: Allstate Insurance | 91-1010 Shangrila St #302 | (808) 845-9026 |
| 4 | Mark Middleton - State Farm Insurance Agent | 2176 Lauwiliwili St #1 | (808) 674-1122 |
| 5 | John Huey - State Farm Insurance Agent | 1001 Kamokila Blvd #118 | (808) 674-6655 |
| 6 | Kevin Mak - GEICO Insurance Agent | 563 Farrington Hwy #105 | (808) 913-6331 |
| 7 | Jeremy Dunaway - State Farm Insurance Agent | 1001 Kamokila Blvd Ste 120 | (808) 622-4444 |
| 8 | Daffodil Insurance Agency | 909 Haumea St | (808) 468-8171 |
| 9 | Fidelity National Title & Escrow of Hawaii, Inc. | 1001 Kamokila Blvd Suite 151 | (808) 380-3640 |
| 10 | Kay Pallasigue Kim: Allstate Insurance | 2110 Lauwiliwili St Ste 101h | (808) 626-2788 |
Darren Tatsuno: Allstate Insurance provides services related to long-term care insurance planning and policy management for clients in the Kapolei area. As a local agent, Darren Tatsuno assists individuals with understanding coverage options, filing claims, and adjusting plans as needs evolve over time. Routine policy reviews and annual plan check-ins are offered to help ensure that coverage remains aligned with changing health and financial circumstances. This agency serves single-family homeowners, apartment residents, retail business operators, and owners of local restaurants.
Rachel Rooney - State Farm Insurance Agent serves local families, homeowners, and small business owners in Kapolei, HI who seek financial security through long-term care planning. The company offers guidance on insurance policies designed to help cover the costs of assisted living, nursing home care, and home health services. Clients benefit from clear explanations of coverage options and assistance with policy selection. The agency also serves clients throughout the Ewa Beach area of the Oahu metropolitan region.
Helen Kado: Allstate Insurance in Kapolei, HI offers clients a choice between a one-time policy review for an immediate long-term care need or a recurring service plan that adjusts coverage as health circumstances evolve. This agency helps residents secure policies that cover nursing home stays, assisted living facilities, and in-home care services. Those working with this agent can schedule an appointment on a one-time, as-needed basis depending on their changing care requirements.
Serving Kapolei and the surrounding communities on O'ahu, Mark Middleton - State Farm Insurance Agent handles long-term care insurance needs. The agency helps clients plan for future care expenses, including coverage for home or facility-based services. Each policy is tailored to individual financial goals and health considerations. To handle a typical case, the agent begins by reviewing the client's current assets and discussing potential care scenarios to find a suitable policy.
John Huey - State Farm Insurance Agent in Kapolei, HI, offers long-term care insurance coverage as its specialty. It provides assistance with financial planning for extended care needs and general risk management services to local clients. The agent helps individuals prepare for the costs of nursing homes, assisted living, or home-based care that may arise in later years. During open enrollment periods, it aids seniors in considering how long-term care policies fit with their existing health and retirement plans.
Kevin Mak - GEICO Insurance Agent serves the Kapolei, Hawaii area and provides long-term care insurance services. As a local agent, Kevin Mak assists individuals with planning for future care needs when age or illness makes daily living difficult. This insurance helps cover expenses for services like in-home assistance or care in a facility. The agency handles applications for long-term care policies and can answer questions about coverage scenarios typical for Hawaii residents. Services include helping clients select private long-term care plans and completing necessary enrollment paperwork.
Jeremy Dunaway - State Farm Insurance Agent in Kapolei, HI focuses on helping clients plan for future care needs through long-term care insurance policies. This specialty coverage is designed to assist with expenses from extended medical or personal care services, which standard health plans often do not cover. The agency supports individuals and families in assessing potential risks associated with aging or chronic conditions. Their services are available to those operating various commercial sectors, including offices, warehouses, and food service businesses.
For Kapolei residents facing the complexities of aging in place, long-term care planning requires careful navigation of insurance options. Daffodil Insurance Agency helps families explore coverage that protects assets while ensuring access to local home care or facility services. An experienced agent explains policy types, benefit triggers, and inflation protection tailored to individual health and financial goals. Whether reviewing a current plan or starting fresh, the process begins with a complimentary initial consultation to assess long-term care needs and eligibility.
Fidelity National Title & Escrow of Hawaii, Inc., in Kapolei, HI, provides residential long-term care insurance solutions designed to protect personal assets from the high costs of extended care. The agency also structures commercial policies to meet the coverage needs of local business owners across the Kapolei area. A thorough initial consultation helps identify each client’s future care preferences and financial goals. Because care needs change over time, the agent contacts clients between regular visits to review policy strengths and adjust coverages as life events unfold.
Kay Pallasigue Kim: Allstate Insurance in Kapolei, HI, is known for guiding clients through long-term care insurance options that help protect assets and manage future care costs. The agency serves local residents seeking coverage that addresses expenses from nursing homes, assisted living, or in-home care. Their service range includes policy comparisons and tailored explanations of how benefits coordinate with Medicare. A specialty service this agency can add on is offering life insurance with a long-term care rider, providing combination coverage for added financial flexibility.
What Does a a Long-Term Care Insurance Agent in Kapolei Cost?
Long-term care insurance premiums in Hawaii vary by age health and coverage amount. For a 55 year old a policy with a 3 year benefit period and 150 daily benefit can cost between 1200 and 2500 per year. Premiums for a 65 year old may range from 2000 to 4000 per year. Costs depend on the insurer and optional riders. This is general information not insurance advice.
About long-term care insurance agents in Kapolei
Long-term care insurance agents in Kapolei help residents plan for future care needs. Hawaii law requires agents to hold a valid Hawaii insurance license and complete continuing education on long-term care products. Agents can explain how policies work with local facilities and state programs like the Hawaii Long-Term Care Partnership.
Frequently Asked Questions
What does a long-term care insurance agent in Kapolei do?
An agent helps you compare policies from multiple carriers. They explain benefit triggers elimination periods and inflation options. They also ensure the policy meets Hawaii state requirements for tax qualification.
Is long-term care insurance required in Hawaii?
No Hawaii does not require long-term care insurance. However the Hawaii Long-Term Care Partnership program offers asset protection for those who buy qualifying policies. An agent can explain how this works.
How do I choose a long-term care insurance agent in Kapolei?
Look for an agent with a Hawaii insurance license and specific training in long-term care. Ask about their experience with Hawaii Partnership policies. Check their standing with the Hawaii Department of Commerce and Consumer Affairs.