The top-rated long-term care insurance agent in Portage, Indiana is Mark Mercer: Allstate Insurance, rated 4.9 stars across 1,162 reviews. Other highly rated options include Samuelson Insurance Agency, Glenn Barath - State Farm Insurance Agent, Holly Mitchell - State Farm Insurance Agent. This directory lists 15 long-term care insurance agents serving Portage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Mercer: Allstate Insurance | 3159 Willowcreek Rd | (219) 850-4168 |
| 2 | Samuelson Insurance Agency | 6730 Central Ave | (219) 762-3702 |
| 3 | Glenn Barath - State Farm Insurance Agent | 5474 US-6 | (219) 947-3276 |
| 4 | Holly Mitchell - State Farm Insurance Agent | 6281 Central Ave | (219) 762-7979 |
| 5 | Levi Insurance | 5877 Central Ave Suite A | (219) 294-5384 |
| 6 | Angel Auto | 5928 US-6 | (219) 764-7771 |
| 7 | Dan Bizik - State Farm Insurance Agent | 2684 Willowcreek Rd | (219) 763-4800 |
| 8 | Ana Gutierrez - State Farm Insurance Agent | 6073 Central Ave Unit B | (219) 734-7156 |
| 9 | Andrea Harbin - State Farm Insurance Agent | 6504 W U.S. Hwy 6 | (219) 762-5114 |
| 10 | Central Agency Insurance | 3141 Willowcreek Rd Suite M& | (219) 763-6145 |
Mark Mercer: Allstate Insurance serves the Portage, Indiana area, offering long-term care insurance agent services. These policies help individuals plan for future healthcare needs that are not covered by standard health insurance or Medicare. The agency assists clients in understanding coverage options that can protect assets and provide access to necessary care at home or in a facility. Daily living assistance and nursing home care planning are two specific services this company handles.
Samuelson Insurance Agency in Portage, IN, offers a range of services including policy analysis, needs assessment, and application assistance for long-term care coverage. It provides ongoing service plans such as annual policy reviews and claims support to help clients manage their benefits over time. The agency also assists with adjusting coverage as personal circumstances change. It serves individuals planning for future care needs, including homeowners, apartment residents, and those living in retirement communities or seeking care at retail or restaurant-related businesses.
Glenn Barath - State Farm Insurance Agent in Portage, Indiana serves homeowners, retirees, and professionals seeking financial protection for their future. The agency provides long-term care insurance, helping clients plan for potential care needs while preserving their assets and savings. Policies can cover in-home care, assisted living, and nursing facility expenses. The business also serves clients in nearby Valparaiso and throughout the greater Porter County region.
Holly Mitchell - State Farm Insurance Agent serves the Portage, Indiana area and surrounding communities. It handles long-term care insurance policies designed to address potential future needs for everyday support. The agency works to explain different policy features so clients understand coverage options and exclusions. To manage a typical job, the agent reviews individual health histories and financial situations to recommend appropriate policy structures.
Levi Insurance in Portage, IN provides both one-time consultations for long-term care planning and recurring service options for ongoing policy management. Coverage guidance typically addresses the risk of future care needs and helps match individuals with suitable insurance products. This work involves explaining policy features, benefit triggers, and premium structures common in Indiana. Monthly monitoring or annual policy reviews may be offered to adjust coverage as health or finances change. These services are available on either a one-time, scheduled, or as-needed basis.
Angel Auto specializes in long-term care insurance for the Portage, Indiana area. It offers policies designed to cover the costs of in-home assistance, adult daycare, and nursing home care not covered by standard health plans. As a local agent, the company assists clients with comparing different coverage levels and navigating the application process. It can also help with spousal protection strategies. During the winter months, when mobility issues and fall risks increase for many seniors, Angel Auto helps families ensure their current policies provide the needed safeguards against high out-of-pocket medical costs.
Portage residents concerned about funding future nursing home or in-home support find guidance here. Dan Bizik – State Farm Insurance Agent offers tailored long-term care insurance consultations, helping individuals evaluate policies that align with their retirement planning goals. Prospective clients receive clear comparisons of coverage options for care expenses not handled by standard health plans. This agent schedules an initial assessment to review each person’s current health situation and financial profile before recommending any specific policy approaches.
Ana Gutierrez - State Farm Insurance Agent in Portage, Indiana provides general insurance services to local residents and businesses. The agency specifically focuses on long-term care insurance coverage, helping clients plan for future medical and personal care needs. This type of policy assists with expenses not covered by standard health insurance, including nursing home stays and in-home assistance. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Andrea Harbin - State Farm Insurance Agent in Portage, IN provides long-term care insurance for residential clients, helping families plan for future care needs in their homes or local facilities. Commercial long-term care coverage options are also available for area businesses protecting key employees. Serving Portage and the surrounding Northwest Indiana communities, the agency offers personalized consultations to review policy options. Follow-up support is provided between regular visits to adjust coverage as client circumstances change.
Central Agency Insurance in Portage, IN, is known for helping clients plan for the financial impact of extended care needs. It guides individuals through the process of selecting policies that cover assisted living, nursing homes, and home health care, focusing on protecting assets for the future. The agency serves the local community with straightforward advice on navigating coverage options. A specialty service it can add on is offering guidance for partnerships with state programs that shield additional assets.
What Does a a Long-Term Care Insurance Agent in Portage Cost?
Long-term care insurance premiums in Indiana vary widely based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year, while a 65-year-old could pay 2,500 to 5,000 dollars annually. Indiana Partnership policies may have slightly higher premiums but offer valuable asset protection. This is general information and not insurance advice.
About long-term care insurance agents in Portage
Long-term care insurance agents in Portage, Indiana help residents plan for future care needs while protecting their savings. Indiana offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Working with a local agent can help you understand how this state-specific program works and find a policy that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Portage do?
A long-term care insurance agent in Portage helps you compare policies from multiple carriers, explains coverage options, and guides you through the application process. They can also advise on Indiana Partnership policies which provide asset protection under state law.
How does the Indiana Partnership for Long-Term Care program work?
The Indiana Partnership program allows you to keep assets equal to the amount your long-term care policy pays out if you later need Medicaid. This means a policy with 100,000 dollars in benefits lets you protect 100,000 dollars in assets from Medicaid recovery.
Are there time limits for buying long-term care insurance in Indiana?
Indiana does not have a state-imposed deadline to buy a policy, but premiums increase with age and health conditions. Many carriers require medical underwriting, so it is wise to apply while you are still healthy.
Long-Term Care Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Granger · Greenfield · Greenwood