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Find Long-Term Care Insurance Agents Near You in Ames, IA

Browse long-term care insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated long-term care insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Ames.

Showing 20 long-term care insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
7Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
8Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
9Katherine Frame American Family Insurance809 Wheeler St #109(515) 232-4142
10Farmers Insurance - Mathew Johnson123 6th St(515) 278-2249
FI
426 S 17th St
Fortress Insurance Services
Long-Term Care Insurance Agent · Ames, IA

Fortress Insurance Services serves the Ames, Iowa area as a local long-term care insurance agent. The company helps residents understand and secure coverage that protects assets against the high costs of extended care. It guides clients through policy options for care provided in nursing homes, assisted living facilities, or at home. The firm also assists with comparing benefit amounts, elimination periods, and inflation protection riders to tailor a plan that fits individual needs and future plans.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA provides long-term care insurance services, including policy consultations and coverage planning. Its service approach involves helping clients evaluate their future care needs and selecting appropriate plans to protect assets. Regular policy reviews are offered to adjust coverage as circumstances change. The agent services single-family homes, apartments, retail, and restaurants within the local area.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent in Ames, IA serves homeowners, business owners, and individuals planning for future care needs. As a long-term care insurance agent, the company helps clients understand policy options that can cover assistance with daily activities at home or in a facility. The agency guides customers through evaluating coverage limits, elimination periods, and benefit triggers tailored to their financial situation. It also provides support for claims and policy changes. Scott Richardson - State Farm Insurance Agent additionally covers clients in the neighboring city of Nevada, Iowa.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Long-Term Care Insurance Agent · Ames, IA

Louis Slaughter III - State Farm Insurance Agent serves clients in Ames, Iowa, and its surrounding communities, handling long-term care insurance needs for local residents. This agency assists individuals in understanding coverage options that help protect assets while planning for future care requirements. The agent works closely with each client to evaluate personal circumstances and policy features, ensuring a clear explanation of benefits and limitations. A typical job is approached by first reviewing the client’s financial situation and health considerations before presenting tailored policy comparisons for informed decision-making.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Long-Term Care Insurance Agent · Ames, IA

Navigating long-term care insurance involves deciding between a single policy purchase and ongoing premium payments, with coverage designed to protect assets against the high cost of extended care. AlekCO Insurance, located in Ames, IA, guides clients through these choices as a dedicated long-term care insurance agent. The agency helps individuals understand benefit triggers, elimination periods, and daily benefit amounts for potential future needs. This local service operates on an as-needed basis, available whenever clients seek to review or initiate a policy.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Long-Term Care Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan specializes in long-term care insurance, offering policies that cover extended medical and personal care needs. As an agent in Ames, Iowa, it assists clients with evaluating coverage options to protect assets and manage future healthcare costs. This includes guiding individuals through policy details for nursing home stays, assisted living, or home-based care. The company helps families address the financial challenges of declining health, such as planning for care during the winter months when seasonal illnesses increase the risk of hospitalization.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Long-Term Care Insurance Agent · Ames, IA

Serving Ames, Iowa, and the surrounding communities of Story County and central Iowa, Gallagher Insurance, Risk Management & Consulting handles long-term care insurance coverage as a licensed agent. The company assists clients in reviewing potential future needs for assistance with daily living activities, explaining policy options that help protect savings from the high costs of extended custodial care. It typically approaches each case by carefully evaluating an individual’s age, health history, and financial priorities to recommend appropriate plan structures and benefit durations.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Long-Term Care Insurance Agent · Ames, IA

Serving the residential community in Ames, IA, this firm also provides commercial long-term care coverage to local businesses. Our agent assists clients in the Ames area with planning for future care needs through sound insurance policies. As a long-term care insurance agent, we guide homeowners and business owners through policy selection focused on protecting assets from extended care expenses. Between annual policy reviews or as life circumstances change, you can expect follow-up consultations and repeat service visits to adjust your coverage as needed.

KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Long-Term Care Insurance Agent · Ames, IA

As local families in Ames begin planning for future healthcare costs, long-term care insurance provides a vital financial resource. Katherine Frame American Family Insurance helps clients understand policies that cover extended nursing or home-based assistance. The agent evaluates each individual’s potential needs and current assets to align coverage with personal goals. An initial consultation is then scheduled to review medical history and begin the application paperwork.

FI
123 6th St
Farmers Insurance - Mathew Johnson
Long-Term Care Insurance Agent · Ames, IA

Farmers Insurance - Mathew Johnson provides long-term care insurance services to clients in the Ames, Iowa area. The agency helps individuals plan for future needs that standard health coverage does not address. Its work focuses on policies that cover extended care costs, including in-home assistance or facility stays. The company can serve commercial sectors such as offices, warehouses, and food service operations.

SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Long-Term Care Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AG
415 S Duff Ave Ste B
Alliance General Insurance
Long-Term Care Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
TI
111 Jewel Dr
TrustPro Insurance Agency IA
Long-Term Care Insurance Agent · Ames, IA
(515) 325-1776
anpac.com
FW
1606 Golden Aspen Dr STE 106
Freedom Wealth Advisors
Long-Term Care Insurance Agent · Ames, IA
(515) 292-1441
freedomwealthadvisors.nm.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Long-Term Care Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Long-Term Care Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
FB
103 E 6th St UNIT 100
Farm Bureau Financial Services - Tom Purl
Long-Term Care Insurance Agent · Ames, IA
(515) 292-3020
tompurl.fbfs.com
DI
Ames & Colo, 510 S 17th Street 413 Main Street, Colo, IA 50056, 510 S 17th St
Doty Insurance
Long-Term Care Insurance Agent · Ames, IA
(515) 663-9600
dotyinsurance.net
FB
103 E 6th St UNIT 100
Farm Bureau Financial Services
Long-Term Care Insurance Agent · Ames, IA
(515) 292-3020
fbfs.com/find-an-agent/Search
AN
218 SE 16th St Ste 102
American National Insurance
Long-Term Care Insurance Agent · Ames, IA
(319) 382-5127
americannational.com/agent

What Does a a Long-Term Care Insurance Agent in Ames Cost?

Long-term care insurance premiums in Iowa vary widely. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, but rates increase with age and health conditions. Partnership policies may have different pricing. This is general information, not insurance advice.

About long-term care insurance agents in Ames

A long-term care insurance agent in Ames, Iowa helps residents plan for future care needs. Iowa law allows for partnership policies that provide asset protection for Medicaid eligibility. Agents guide clients through policy options and explain how Iowa regulations affect benefits and premiums.

Frequently Asked Questions

What does a long-term care insurance agent in Ames do?

An agent helps you compare policies from different insurers. They explain coverage details, waiting periods, and benefit amounts. They also clarify how Iowa partnership policies work to protect your assets.

How does Iowa law affect long-term care insurance?

Iowa follows the federal partnership program, which allows policyholders to keep assets equal to benefits paid. Agents must follow Iowa insurance regulations when selling policies. You have a 30-day free look period to cancel a policy for a full refund.

What factors affect the cost of long-term care insurance in Iowa?

Costs depend on your age, health, and the policy features you choose. Younger buyers in Iowa pay lower premiums. Benefit amounts, inflation protection, and elimination periods also change the price.

Long-Term Care Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.