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Find Long-Term Care Insurance Agents Near You in West Des Moines, IA

Compare long-term care insurance agents in West Des Moines. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
West Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 long-term care insurance agents in West Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Midwest Medigap
5550 Wild Rose Ln #400, West Des Moines, IA 50266
(515) 650-4110 midwestmedigap.com
AKP Health Insurance
974 73rd St, West Des Moines, IA 50265
(515) 490-4286 akphealthinsurance.com
Vibrant Insurance Group
9750 University Ave Suite 300, West Des Moines, IA 50266
(515) 223-6757 vibrantins.com
Crumes Insurance, LLC
950 Office Park Rd Ste 114, West Des Moines, IA 50265
(641) 799-2506 crumesinsurance.com
Expedition Insurance Services
1200 Valley W Dr #502, West Des Moines, IA 50266
(515) 996-6030 expeditionis.com
Giunta Insurance LLC
1454 30th St STE 103, West Des Moines, IA 50266
(515) 216-4142 giuntains.com
McCartan Insurance Group
640 S 50th St, West Des Moines, IA 50265
(515) 633-2273 mccartaninsurance.com
The Davison Agency
1501 42nd St Suite 200, West Des Moines, IA 50266
(515) 205-9052 thedavisonagency.com
S.O.S Senior Offerings and Services
1200 Valley W Dr #502, West Des Moines, IA 50266
(515) 326-5816 seniorofferings.com
Bankers Life
160 S 68th St Ste 1205, West Des Moines, IA 50266
(515) 223-0909 branches.bankerslife.com
Scott Insurance Services
1100 Grand Ave, West Des Moines, IA 50265
(515) 267-0405 scott-insurance-services.com
Direct Benefits
6150 Village View Dr #100, West Des Moines, IA 50266
(515) 259-5600
HealthMarkets Insurance - Lonnie Davison
1501 S 42nd St Suite 200, West Des Moines, IA 50266
(515) 205-9052 healthmarkets.com
Valley Junction Insurance Services
509 5th St, West Des Moines, IA 50265
(515) 277-5049 vjinsurance.com
HealthMarkets Insurance - Rob Morrison
2171 Grand Ave Suite 5, West Des Moines, IA 50265
(319) 415-1717 healthmarkets.com
The Accel Group - West Des Moines
7000 Vista Dr Suite 300, West Des Moines, IA 50266
(515) 223-1600 acceladvantage.com
HealthMarkets Insurance - Lynn Wilson
1501 S 42nd St Suite 200, West Des Moines, IA 50266
(515) 979-9952 healthmarkets.com
Kathleen Smith
6911 Vista Dr, West Des Moines, IA 50266
(515) 513-5899
Independent Insurance Agents of Iowa, Inc.
4000 Westown Pkwy #200, West Des Moines, IA 50266
(515) 717-3214 iiaiowa.org
Brown-McNerney-Johnson Insurance Agency
6150 Village View Dr #100, West Des Moines, IA 50266
(515) 270-6814 bmjinsurance.com

A long-term care insurance agent in West Des Moines helps you plan for future care costs like nursing homes or home health aides. Iowa offers a state partnership program that allows you to protect some assets if you later need Medicaid. Working with a local agent ensures you understand how Iowa law affects your policy choices and benefits.

What Does a Long-Term Care Insurance Agent in West Des Moines Cost?

The cost of long-term care insurance in Iowa varies by age health and benefit amount. A typical policy for a 55 year old might cost between 100 and 200 dollars per month while a 65 year old might pay 200 to 400 dollars per month. Premiums can increase over time with company rate adjustments. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in West Des Moines?
An agent helps you compare policies from different companies to find coverage for care at home or in a facility. They explain Iowa specific rules like the state partnership program and how inflation protection works. They do not provide legal advice but can guide your insurance decisions.
How does the Iowa long-term care partnership program work?
The Iowa partnership program lets you keep a certain amount of assets equal to what your policy pays out if you later apply for Medicaid. This means you can protect your savings while still getting help from the state. Your agent can explain if a partnership policy is right for you.
Are there age limits for buying long-term care insurance in Iowa?
Most companies in Iowa offer policies to people between ages 18 and 84 but premiums increase with age. Buying a policy in your 50s or early 60s usually locks in lower rates. Some carriers have a maximum issue age of 79 or 80 in Iowa.