The top-rated long-term care insurance agent in Overland Park, Kansas is KMO Insurance Agency, rated 5.0 stars across 727 reviews. Other highly rated options include Insurance Pros Inc, JRS Healthcare Solutions LLC, Medicare Planning. This directory lists 21 long-term care insurance agents serving Overland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KMO Insurance Agency | 10551 Barkley St suite 325 | (913) 261-9789 |
| 2 | Insurance Pros Inc | 6600 College Blvd Ste. 140 | (913) 944-4465 |
| 3 | JRS Healthcare Solutions LLC | 7300 W 110th St 7 Floor | (816) 559-7747 |
| 4 | Medicare Planning | 7600 W 110th St #208 | (913) 232-2006 |
| 5 | Blue Valley Insurance Agency | 7311 W 132nd St STE 100 | (913) 451-0020 |
| 6 | Globe Life Liberty National Division: Cordova Agencies | 10500 Barkley St Suite 218 | (913) 428-0727 |
| 7 | Dream Assurance | 9200 Indian Creek Pkwy # 100 | (618) 657-7525 |
| 8 | The Reilly Company | 11225 College Blvd Suite #210 | (913) 708-8700 |
| 9 | Agency Insurance | 5440 W 110th St Suite 300 | (913) 386-8298 |
| 10 | Philip Kathol, Life & Health Insurance Broker - Apollo Agency | 10907 W 145th Pl | (913) 963-4779 |
KMO Insurance Agency serves the Overland Park, Kansas, metro area as a long-term care insurance agent, helping clients plan for future custodial and home-based care needs. Specializing in individual policy evaluation, the agency compares carriers to match coverage with local nursing home and assisted living expenses. It also guides families through the underwriting process for those with existing health conditions.
Insurance Pros Inc provides clients in Overland Park, Kansas with guidance on long-term care insurance policies, helping them evaluate coverage options for future care needs. Its service includes policy reviews and explanations of benefit structures, and it assists with claims support when clients require care. The company also offers periodic check-ins to update policy provisions as circumstances change. Insurance Pros Inc serves those in single-family homes, apartments, retail establishments, and restaurants, addressing the insurance requirements of a broad range of residents and business operators.
Seniors and families in Overland Park, KS turn to JRS Healthcare Solutions LLC for long-term care insurance guidance. The agency helps clients navigate policy options that can cover nursing home stays, assisted living, and in-home care services. Their work focuses on educating local residents about the financial risks of extended care needs and structuring appropriate coverage. Understanding Medicare’s limitations, they clarify how private insurance can protect assets during retirement. Beyond Overland Park, the firm also serves clients in nearby Leawood, providing the same neighborhood-oriented advice on planning for future care expenses.
Serving clients in Overland Park and the surrounding Kansas City metro communities, Medicare Planning handles long-term care insurance needs for local residents. The agency guides individuals through the complexities of coverage options, helping them prepare for potential future care costs. By assessing each client’s financial situation and health outlook, it identifies suitable policies from available carriers. The typical job begins with a thorough needs analysis, followed by a comparison of plan benefits and costs, ultimately presenting clear recommendations tailored to the client’s specific circumstances and retirement planning goals.
Specializing in long-term care insurance evaluations, Blue Valley Insurance Agency serves individuals and families in Overland Park, Kansas, by helping them assess their future care coverage needs. Its general work consists of explaining policy options, comparing benefits from multiple carriers, and guiding clients through the application process for this important protection. The agency is particularly focused on assisting local retirees who are planning before Medicare's limited coverage begins. It helps them address concerns about rising in-home care costs as winter weather increases the risk of falls and mobility challenges.
Globe Life Liberty National Division: Cordova Agencies serves as a long-term care insurance agent in Overland Park, Kansas. Unlike one-time service options, which provide a single policy purchase without follow-up, recurring services allow this agency to periodically review a client’s changing coverage needs. Long-term care insurance agents in this area help individuals plan for potential future care expenses, ensuring policies align with current health and financial goals. Service can be arranged on a one-time basis, but it more commonly runs on a scheduled recurring plan to accommodate ongoing policy adjustments.
Dream Assurance works with individuals and families in Overland Park, Kansas, to help them plan for potential long-term care needs. The agency specializes in presenting long-term care insurance options that can help protect assets and cover costs for services like assisted living or in-home support. Its representatives guide clients through policy comparisons and funding strategies relevant to the local area. Dream Assurance serves a range of commercial sectors, including professional offices, industrial warehouses, and food service establishments.
The Reilly Company offers residential long-term care insurance services to individuals and families in Overland Park, Kansas. The agency also provides commercial coverage options for area businesses seeking to protect employees and clients. Serving the Overland Park region, the firm helps clients navigate policy selection and application processes. Regular consultations help adjust coverage as health or financial needs evolve. The company coordinates follow-up services between routine policy reviews, ensuring clients receive ongoing support.
Agency Insurance in Overland Park, Kansas is known for advising individuals on selecting appropriate Long-Term Care Insurance plans that address potential future care needs. The company assists clients in understanding policy features and benefit options for protecting assets during retirement. Standard service includes comparing coverage from various insurance providers. Their consultations help clarify how policies coordinate with other retirement income strategies. A specialty service they offer is adding a shared-care rider that allows married couples to extend coverage between two policies as needed.
What Does a a Long-Term Care Insurance Agent in Overland Park Cost?
In Kansas, long-term care insurance premiums vary widely. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% compound inflation might cost between 1,500 and 3,500 dollars per year. Premiums increase with age and if you choose longer benefit periods or higher daily benefits. This is general information, not insurance advice.
About long-term care insurance agents in Overland Park
Long-term care insurance agents in Overland Park, Kansas help residents plan for future care needs such as nursing home or in-home care. Kansas offers a Partnership Program that allows policyholders to protect additional assets when qualifying for Medicaid. Agents can explain how these state-specific policies work and compare plans from multiple carriers.
Frequently Asked Questions
What is the Kansas Long-Term Care Partnership Program?
The Kansas Partnership Program lets you keep more assets if you later need Medicaid. To qualify, you must buy a certified policy from a licensed agent. This program is designed to reduce the financial burden on individuals and the state.
How do I choose a long-term care insurance agent in Overland Park?
Look for an agent who is licensed in Kansas and experienced with Partnership policies. Ask about their knowledge of Kansas regulations and the claims process. A good agent will help you compare benefits, inflation protection, and elimination periods.
What factors affect long-term care insurance premiums in Kansas?
Premiums depend on your age, health, coverage amount, and benefit duration. Kansas law requires insurers to offer inflation protection options. Younger and healthier applicants typically pay lower premiums.