The top-rated long-term care insurance agent in Salina, Kansas is Robert Pruett - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Farmers Insurance - Deana Garnett, Jeff Wells Agency, Inc. American Family Insurance, Salina Insurance Services. This directory lists 20 long-term care insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Pruett - State Farm Insurance Agent | 1020 E Cloud St | (785) 825-2281 |
| 2 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 3 | Jeff Wells Agency, Inc. American Family Insurance | 1000 Elmhurst Blvd | (785) 827-9339 |
| 4 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 5 | Aubrey Jayne Agency & Associates LLC American Family Insurance | 2100 S 9th St G | (785) 823-3814 |
| 6 | Farm Bureau Financial Services | 145 N Ohio St | (785) 827-4426 |
| 7 | Solutions For Life | 1923 S Ohio St | (785) 452-8039 |
| 8 | Iron Insurance Partners | 100 S Santa Fe Ave | (785) 825-0286 |
| 9 | L&L Advisors | 717 Roach St | (785) 823-2158 |
| 10 | Lauck Insurance Agency | 155A N 7th St | (785) 827-2906 |
Robert Pruett - State Farm Insurance Agent serves the Salina, Kansas area, including Saline County. As a long-term care insurance agent, the company helps clients plan for future care needs through financial protection. This involves explaining policy options that cover in-home assistance, assisted living, and nursing facility stays. The agency also provides guidance on how these plans integrate with existing retirement and health coverage. Its services include assessing individual risk factors and reviewing policy terms for personal care support.
Serving Salina and the surrounding central Kansas communities, Farmers Insurance - Deana Garnett handles long-term care insurance planning for local clients. The agency provides policies that help cover the costs of assistance with daily living activities, such as nursing home and home health care. Its typical approach involves assessing a client’s current age and health to recommend suitable coverage options that align with personal financial goals.
Jeff Wells Agency, Inc., an American Family Insurance company located in Salina, Kansas, offers long-term care insurance services that help clients plan for future personal and custodial care needs. Its service plans include policy reviews and guidance on coverage options to address the rising costs of home health aides, assisted living, and nursing homes. Maintenance services involve assisting with policy updates and answering ongoing questions about benefit triggers and premium adjustments. The agency provides these services for individual homeowners, apartment residents, retail shop owners, and restaurateurs in the Salina area.
Salina Insurance Services helps local homeowners, retirees, and families prepare for future medical expenses by providing long-term care insurance coverage. As a dedicated agent in Salina, Kansas, the company assists clients in understanding policy options that protect savings from extended care costs. They guide individuals through coverage selection during planning meetings or when reviewing benefits for older relatives. This agency also serves residents in neighboring McPherson County, offering the same personalized consultation services to communities across north-central Kansas.
Aubrey Jayne Agency & Associates LLC American Family Insurance in Salina, KS assists clients in distinguishing between one-time consultation options for immediate needs and recurring service plans that adjust coverage over time. Their long-term care insurance agents help individuals select policies that protect assets while covering assisted living, nursing home, or home health care expenses. Depending on a client’s evolving situation, support may be scheduled for financial planning check-ins or provided on an as-needed basis for policy adjustments.
As planning for future medical costs becomes essential for many Salina families, Farm Bureau Financial Services assists clients in securing long-term care coverage tailored to individual needs. The agent evaluates current health and financial situations to outline potential benefit periods and daily coverage amounts. A comprehensive initial assessment determines policy options that align with local care costs and personal retirement strategies. An appointment for an in-depth consultation follows this preliminary step.
Solutions For Life focuses on helping clients plan for the financial impact of extended care needs. As a long-term care insurance agent in Salina, Kansas, the company guides individuals through policy options that address potential personal and nursing home care costs. This work often includes assessing current assets and future health contingencies. The business serves commercial sectors such as local offices, warehouses, and food service establishments where employers seek benefit solutions for their workforce.
Iron Insurance Partners in Salina, Kansas, specializes in long-term care insurance to help individuals plan for future assistance with daily living activities, such as bathing or dressing. The agency guides clients through policy options for in-home care, assisted living, and nursing facility costs, ensuring coverage aligns with personal needs and budgets. As seasons change, many face increased risk of falls or illnesses requiring extended recovery, making this guidance vital for protecting retirement savings.
L&L Advisors provides long-term care insurance planning for residents of Salina, Kansas, and the surrounding area. The agency also assists local businesses with group coverage options for their employees, serving clients throughout the region. Because long-term care needs often evolve, the company schedules follow-up appointments to adjust policies as clients age and their circumstances change, ensuring consistent support between regular visits.
Lauck Insurance Agency in Salina, Kansas, is known for helping clients plan for potential long-term care needs. It provides guidance on policies that cover services like skilled nursing, in-home assistance, and adult day care. The agency evaluates individual situations to recommend appropriate coverage levels. As a licensed agency, it works with multiple insurers to compare policy options. It can coordinate long-term care protection with existing retirement planning. For those concerned about rising care expenses, the agency can also explain hybrid policies that combine life insurance with a long-term care rider.
What Does a a Long-Term Care Insurance Agent in Salina Cost?
Long-term care insurance premiums in Kansas vary based on age, health, and coverage amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Costs are lower for younger applicants and higher for older ones. This is general information, not insurance advice.
About long-term care insurance agents in Salina
Long-term care insurance agents in Salina, Kansas help residents find policies that cover nursing home care, assisted living, and home health services. Kansas offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent can ensure you understand Kansas-specific rules and find a plan that fits your needs.
Frequently Asked Questions
What does a long-term care insurance agent in Salina do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options. They can also guide you on Kansas Partnership Program rules and how to qualify for benefits.
Is long-term care insurance required in Kansas?
No, long-term care insurance is not required in Kansas. However, it can help protect your savings if you need care. The Kansas Partnership Program offers asset protection for those who buy qualified policies.
How do I choose a long-term care insurance agent in Salina?
Look for an agent licensed in Kansas with experience in long-term care policies. Ask about their familiarity with the Kansas Partnership Program and the state insurance department requirements.
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