Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 long-term care insurance agents in St Charles, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Health Solutions
3779 New Town Blvd, St Charles, MO 63301
(636) 244-4415
seniorhealthsolutions.net
Sunshine Senior Services
3320-1 Rue Royale St, St Charles, MO 63301
(833) 247-8283
bistateins.com
Lang Insurance
3920 Old Hwy 94 S Suite 39, St Charles, MO 63304
(636) 229-7000
langinsurance.com
All Insurance No Fees
4620 S St Peters Pkwy, St Charles, MO 63304
(636) 441-9100
allinsurancenofees.com
HealthMarkets Insurance - Colin Heath
820 S Main St 1st Floor, Suite 101, St Charles, MO 63301
(636) 219-9166
healthmarkets.com
HSGW Insurance
100 S Main St, St Charles, MO 63301
(636) 946-2266
hsgwinsurance.com
Meadow Park Insurance Agency
1000 Fairgrounds Rd #202, St Charles, MO 63301
(636) 757-9529
meadowparkinsurance.com
Webb Insurance
571 Jefferson St, St Charles, MO 63301
(636) 946-0001
webbinsurance.com
Senior Benefit Services of St. Charles
1 Point W Blvd, St Charles, MO 63301
(636) 486-4648
sbsteam.net
PETROV INSURANCE AGENCY LLC
2480 Executive Dr # 103, St Charles, MO 63303
(636) 628-2666
petrovinsurance.com
Heartland Insurance LLC
2451 Executive Dr # 200, St Charles, MO 63303
(636) 477-8700
mhjinsurance.com
Leach Insurance Agency
2362 Hwy 94 South Outer Rd Upper, St Charles, MO 63303
(636) 939-9222
leachinsuranceagency.com
Nieroda Insurance Agency
3225-I Domain St, St Charles, MO 63301
(636) 255-0550
nierodains.com
Alexander Insurance Agency
821 Madison St, St Charles, MO 63301
(636) 949-9525
alexins.com
Craig Sengl Agency Inc American Family Insurance
1819 Zumbehl Rd, St Charles, MO 63303
(636) 946-0028
amfam.com
JHW Insurance Partners LLC
1360 S 5th St suite 290, St Charles, MO 63301
(636) 265-0995
jhwinsurancepartners.com
Elite Insurance Agency MO
2510 Old MO-94, St Charles, MO 63303
(636) 200-2780
Compass Health Consultants
1985 Bluestone Dr, St Charles, MO 63303
(636) 561-5739
chcquotes.com
Selected Health Insurance
4478 S St Peters Pkwy, St Charles, MO 63304
(636) 689-2703
myselecthealthplans.com
HealthMarkets Insurance Agency
213 N Main St, St Charles, MO 63301
(636) 536-7098
agents.healthmarkets.com
What Does a Long-Term Care Insurance Agent in St Charles Cost?
In Missouri, long-term care insurance premiums vary widely based on age, health, and coverage level. For a 55-year-old in St Charles, a policy with a 3-year benefit period and $150 daily benefit might cost between $1,500 and $3,000 per year. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Missouri Long-Term Care Partnership Program?
The Missouri Long-Term Care Partnership Program is a state initiative that lets you protect assets equal to the benefits paid by your policy. If you use up your policy benefits, you can still qualify for Medicaid without spending down all your assets. An agent in St Charles can explain how this program works with your policy.
How does Missouri regulate long-term care insurance rate increases?
Missouri requires insurers to file rate schedules and justify any future rate increases with the Department of Insurance. Policyholders must receive advance notice of any premium change. An agent can help you compare policies with stable rate histories.
What are the age and health requirements for buying a policy in St Charles?
Most insurers in Missouri offer policies to people aged 18 to 84, but premiums are lower when you buy at a younger age. You must answer health questions and may need a medical exam. Pre-existing conditions can affect eligibility or cost.