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Compare Long-Term Care Insurance Agents in St Joseph, MO

Compare long-term care insurance agents in St Joseph. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 long-term care insurance agents in St Joseph, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patrick Lile American Family Insurance
2721 Pembroke Ln, St Joseph, MO 64506
(816) 279-7770 amfam.com
Clear View Insurance Specialists
3849 Frederick Ave, St Joseph, MO 64506
(816) 232-7400 clearviewinsure.com
Tolly & Associates Inc American Family Insurance
2606 N Belt Hwy, St Joseph, MO 64506
(816) 232-8400 amfam.com
Makison Insurance & Retirement
2411 N Woodbine Rd, St Joseph, MO 64506
(816) 209-6765 makisonretirement.com
Adlee Conaway Insurance Agency LLC American Family Insurance
6402 King Hill Ave, St Joseph, MO 64504
(816) 238-5201 amfam.com
John Joe Insurance Agency, Inc.
2320 N Belt Hwy, St Joseph, MO 64506
(816) 273-0123 johnjoeinsurance.com
McKay Insurance Services, LLC
3715 Beck Rd Ste A100, St Joseph, MO 64506
(816) 259-5143 debmckayinsurance.com
Colman Insurance Services
4305 Frederick Ave # 200, St Joseph, MO 64506
(816) 236-1725 colman-ins.com
Benchmark Insurance Agency
3715 Beck Rd b201, St Joseph, MO 64506
(816) 279-3400 gobenchmarkinsurance.com
Consolidated Insurance Agents, LLC.
401 N 13th St, St Joseph, MO 64501
(816) 279-0894 consolidated-insurance.com
Berry & Associates Inc
3120 Karnes Rd #F, St Joseph, MO 64506
(816) 279-6010
Devoy-Baker Insurance
C, 3715 Beck Rd Ste. B 201, St Joseph, MO 64506
(816) 364-4381 devoybaker.com
Saint Joseph Insurance
3715 Beck Rd b201, St Joseph, MO 64506
(816) 364-4381 sjiagency.com
Bankers Life
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 233-3590 branches.bankerslife.com
Senior Specialists
1211 N Belt Hwy STE 302, St Joseph, MO 64506
(816) 279-8700 seniorspecialists1.com
Frederick Martin, Bankers Life Agent
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 233-3590 agents.bankerslife.com
Perkins Insurance
6303 King Hill Ave, St Joseph, MO 64504
(816) 238-1974 lowercostmedicaresupplement.com
The Accel Group - St. Joseph
4221 Mitchell Ave Suite 2C-3, St Joseph, MO 64507
(816) 509-0848 acceladvantage.com
Larry Reynolds Insurance
EAST HILLS SHOPPING CENTER, 3702 Frederick Ave SUITE L-11, St Joseph, MO 64506
(816) 344-1669
Health Choice of NW Missouri
520 Francis St, St Joseph, MO 64501
(816) 233-2120

Long-term care insurance agents in St Joseph Missouri help residents plan for future care needs. They guide clients through policy choices that comply with Missouri state laws including the Missouri Long-Term Care Partnership Program. This program allows policyholders to protect assets while qualifying for Medicaid if needed.

What Does a Long-Term Care Insurance Agent in St Joseph Cost?

Long-term care insurance premiums in Missouri vary based on age health and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old the annual premium may range from $2,500 to $5,000. Costs depend on benefit amount elimination period and inflation protection. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in St Joseph do?
An agent helps you compare policies from different insurers and explains coverage options. They ensure the policy meets Missouri state requirements such as inflation protection and nonforfeiture benefits. They also assist with the application process and answer questions about premiums and benefits.
Is long-term care insurance tax deductible in Missouri?
Premiums for qualified long-term care insurance policies may be deductible on your federal taxes as a medical expense. Missouri follows federal guidelines for deductions. You should consult a tax professional for your specific situation.