The top-rated long-term care insurance agent in Brentwood, Tennessee is RPR Insurance, rated 4.9 stars across 567 reviews. Other highly rated options include Rhodes Insurance LLC, Insurance Professionals of TN, LLC, Tillman/Allen Insurance, Inc.. This directory lists 19 long-term care insurance agents serving Brentwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | RPR Insurance | 7000 Executive Center Dr #290 | (615) 866-2728 |
| 2 | Rhodes Insurance LLC | 205 Powell Pl | (615) 538-8640 |
| 3 | Insurance Professionals of TN, LLC | 1612 Westgate Cir Ste 122 | (615) 412-1616 |
| 4 | Tillman/Allen Insurance, Inc. | 5214 Maryland Way Suite 100 | (615) 370-9080 |
| 5 | Globe Life Liberty National Division: Reed-McLain Agencies | 216 Centerview Dr Suite 340 | (888) 469-5757 |
| 6 | HealthMarkets Insurance - Parker Law | 607 Brentwood Pointe | (615) 972-3328 |
| 7 | Ring Benefits / USA Benefits Group | 116 Wilson Pike Cir #240 | (615) 492-1292 |
| 8 | Crye-Leike Insurance | 5111 Maryland Way #100 | (615) 221-6412 |
| 9 | Arrington National Insurance Services | 750 Old Hickory Blvd Building 2, Suite 150 | (800) 881-9856 |
| 10 | Oakley Insurance | 5115 Maryland Way | (615) 619-6111 |
RPR Insurance serves clients in the Brentwood, TN, area as a long-term care insurance agent. The company assists individuals in planning for future care needs by offering policies that cover services such as home health care and assisted living facility costs. These plans are designed to help protect personal savings from the high expenses often associated with extended medical care. RPR Insurance handles the enrollment process and provides ongoing policy support to help customers understand their coverage and benefits.
Rhodes Insurance LLC provides comprehensive long-term care insurance guidance, helping clients in Brentwood, Tennessee, evaluate policy options that protect assets and maintain access to quality care. The agency assists with initial plan selection and offers ongoing policy reviews to ensure coverage adapts to changing health needs and financial circumstances. These maintenance services include annual check-ins and benefit adjustments. The firm supports a diverse clientele, including single-family homes, apartments, retail businesses, and restaurants.
Serving Nashville-area homeowners and adult children exploring coverage for aging parents, Insurance Professionals of TN, LLC provides long-term care insurance guidance from its Brentwood office. The firm helps clients understand the cost of nursing homes, assisted living, and in-home care, explaining how policies protect personal savings from these expenses. It evaluates individual health histories and financial goals to recommend suitable coverage levels, carefully reviewing policy benefit periods and inflation riders. The agency also assists Franklin residents with comparable insurance planning needs across Williamson County.
Tillman/Allen Insurance, Inc., in Brentwood, TN, helps clients distinguish between one-time long-term care policies, which cover a specific pool of benefits, and recurring service plans that provide ongoing daily or weekly care. The agency guides residents through policy options designed to cover assisted living, nursing home, or home health aide expenses. Coverage amounts and benefit periods vary based on individual needs and budget, with many plans adjusting for inflation. Service runs on an as-needed basis, with clients scheduling appointments whenever they require policy review, enrollment assistance, or claims guidance.
Serving Brentwood, Tennessee, and the surrounding Nashville-area communities, Globe Life Liberty National Division: Reed-McClain Agencies provides long-term care insurance counseling for local families. The company handles policies designed to help cover the costs of nursing homes, assisted living, and in-home support services. When a client seeks coverage, the agency conducts a needs assessment to understand their health history and financial goals before presenting plan options.
HealthMarkets Insurance - Parker Law offers guidance on selecting long-term care insurance policies to protect assets and maintain independence. It serves clients in Brentwood, Tennessee, by evaluating individual needs and explaining coverage options from various insurers. This agency assists families with navigating policy details and planning for future care requirements. As healthcare costs rise, it helps address the increasing need for protection against the financial strain of extended nursing home or home health care stays.
Serving individuals and families in the Brentwood area, Ring Benefits / USA Benefits Group focuses on securing coverage for long-term care expenses. As a dedicated insurance agent, the company assists clients in navigating options for nursing home, home health, and assisted living policies. They help tailor plans to address future personal care needs and asset protection. For workplaces, the agency extends its services to offices, warehouses, and food service facilities, offering guidance on employee benefit solutions that include long-term care coverage.
Arrington National Insurance Services, based in Brentwood, TN, is known for helping clients navigate long-term care insurance options. The company assists individuals by explaining coverage for home care, assisted living, and skilled nursing. It serves local residents planning for the financial demands of extended care. Services include comparing available policies and evaluating benefit triggers. Agents work to explain how inflation protection can affect future coverage. For a specialty service, Arrington can assist clients with converting existing life insurance policies to fund long-term care benefits.
Located in Brentwood, TN, Oakley Insurance provides long-term care insurance services to local residents. The agency also assists commercial clients in securing appropriate coverage for employee benefits or business continuity. It regularly serves clients throughout Brentwood and the surrounding Middle Tennessee region. These policies help protect savings against the high costs of extended care. The agent typically reviews policy terms during annual check-ins, ensuring coverage still meets policyholder needs. Follow-up service often occurs when a claim begins or between routine plan evaluations, providing ongoing support.
What Does a a Long-Term Care Insurance Agent in Brentwood Cost?
Long-term care insurance premiums in Tennessee vary widely based on age, health, and coverage amount. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year, while older applicants may pay $4,000 to $7,000 or more annually. Costs also depend on benefit period, daily benefit amount, and inflation protection options. This is general information and not insurance advice.
About long-term care insurance agents in Brentwood
Long-term care insurance agents in Brentwood, Tennessee help residents plan for future care costs such as nursing homes or home health aides. Tennessee does not have a state mandate for long-term care insurance, but agents can explain how policies interact with TennCare and Medicare. Working with a local agent ensures you understand coverage options that fit the Brentwood community and Tennessee regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Brentwood do?
A long-term care insurance agent helps you compare policies from different insurers to cover services like assisted living or in-home care. They explain Tennessee specific rules, such as how policies must comply with the National Association of Insurance Commissioners standards. The agent also assists with the application process and answers questions about benefit triggers.
Are there Tennessee laws that affect long-term care insurance?
Yes, Tennessee follows the Long-Term Care Insurance Model Act which sets standards for policy features like inflation protection and nonforfeiture benefits. Tennessee also requires a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Tennessee Department of Commerce and Insurance.
How do I choose a long-term care insurance agent in Brentwood?
Look for an agent who is licensed in Tennessee and has experience with long-term care policies. Ask about their familiarity with local facilities and TennCare partnership programs. You can verify an agents license through the Tennessee Department of Commerce and Insurance website.
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