The top-rated long-term care insurance agent in Balch Springs, Texas is Freeway Insurance, rated 5.0 stars across 2,449 reviews. Other highly rated options include La Familia Auto Insurance, Leo's Auto Insurance, Baja Auto Insurance. This directory lists 14 long-term care insurance agents serving Balch Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 12250 Lake June Rd Ste 103 | (972) 426-5074 |
| 2 | La Familia Auto Insurance | 12600 Lake June Rd Bldg. A | (214) 295-9455 |
| 3 | Leo's Auto Insurance | 12350 Lake June Rd #112 | (214) 396-8686 |
| 4 | Baja Auto Insurance | 12350 Lake June Rd #104 | (214) 301-7009 |
| 5 | City Auto Insurance | 11923 Elam Rd | (972) 803-3542 |
| 6 | Superior Insurance & Tax | 3701 Pioneer Rd ste 102 | (469) 837-2825 |
| 7 | Castillo Insurance and Tax Service | 3419 Peachtree Rd | (214) 238-3808 |
| 8 | Ai United Insurance | 2604 Dean St Suite B | (469) 299-9400 |
| 9 | A-MAX Auto Insurance | 12227 Lake June Rd | (972) 216-3300 |
| 10 | A Tiempo Insurance & Tax | 12925 Elam Rd #106 | (469) 608-5001 |
Freeway Insurance serves the Balch Springs, Texas, area and the surrounding Dallas County region as a long-term care insurance agent. This local agency helps individuals plan for future care needs that are not covered by standard health insurance or Medicare. Its agents guide clients through policy comparisons for coverage options that protect assets while supporting home health aide or nursing facility expenses. Freeway Insurance handles policy enrollment for long-term care plans designed for later-life financial security.
La Familia Auto Insurance provides long-term care insurance solutions in Balch Springs, Texas, covering a range of care needs. Its agents counsel clients through plan selection to secure coverage for future personal or nursing assistance. The company offers service plans that include policy reviews and administrative support for claims and premium management. Assistance is available for individual homes, apartment complexes, retail stores, restaurants, and other commercial properties needing coordination between care policies and property management.
Serving homeowners, business owners, and individuals planning for future healthcare costs, Leo’s Auto Insurance advises clients in Balch Springs, Texas, on selecting long-term care policies to help protect savings from extended care expenses. It offers pre-underwriting guidance and policy options that address home care, assisted living, and nursing facility needs. Covering the broader Dallas-Fort Worth metroplex, its services also extend to adjacent communities such as Mesquite and Forney.
Baja Auto Insurance serves Dallas County from its location in Balch Springs, Texas, offering services as a long-term care insurance agent. The company assists individuals with planning for future care needs that are not typically covered by standard health insurance or Medicare. Understanding the costs of nursing homes, assisted living, and in-home care is essential for financial security, and the business guides clients through the available policy options. This agency helps residents secure coverage for home care and assisted living facility expenses.
City Auto Insurance in Balch Springs, Texas, provides long-term care insurance agent services to help individuals plan for future custodial and medical needs. Ongoing support includes policy reviews and claims assistance to ensure chosen coverage continues to meet evolving health requirements. The agent also advises clients on protecting assets while qualifying for government benefits. This office serves single-family homes, apartments, retail businesses, and restaurants in the Balch Springs area.
Superior Insurance & Tax in Balch Springs, TX serves local homeowners, families, and individuals planning for future healthcare needs. The agency provides long-term care insurance policies designed to help cover costs of assisted living, nursing homes, or in-home care. These plans help clients protect their savings from the potential high expenses of extended care support. The company understands the importance of preparing for aging-related health challenges. It also extends its services to nearby communities such as Mesquite and the greater Dallas-Fort Worth metro area.
Located in Balch Springs, TX, Castillo Insurance and Tax Service assists clients in distinguishing between one-time standalone policies and recurring long-term care insurance options. Coverage plans typically help individuals manage the future costs of assisted living, nursing homes, or in-home care services, addressing common financial risks associated with extended care needs. This local agency focuses on explaining policy features and benefit triggers in clear terms. Its long-term care services are generally available on an as-needed basis, with consultations scheduled according to each client’s planning timeline.
At Ai United Insurance in Balch Springs, Texas, clients choose between a single, comprehensive policy evaluation or ongoing long-term care insurance management to address future care needs. Coverage options typically include nursing home, assisted living, and home health care benefits tailored to local expense levels. The agent outlines policy terms, premium structures, and inflation adjustments during initial consultations. Follow-up services, such as policy reviews and claims assistance, operate on a scheduled basis rather than one-time or as-needed visits.
A-MAX Auto Insurance serves Balch Springs, Texas, and the surrounding communities, handling long-term care insurance policies designed to help cover extended medical and personal care needs. This type of coverage assists with expenses from nursing homes or in-home care services that standard health insurance often does not address. For each client, the agent generally begins by reviewing the individual health situation and future needs, then compares suitable plan options to match the specific coverage requirements.
What Does a a Long-Term Care Insurance Agent in Balch Springs Cost?
Typical long-term care insurance premiums in Texas range from 150 to 300 dollars per month for a healthy 55 year old. Costs increase with age and for those with health issues. A 65 year old might pay 250 to 500 dollars per month. Premiums also vary by benefit amount and waiting period. This is general information not insurance advice.
About long-term care insurance agents in Balch Springs
Long-term care insurance agents in Balch Springs Texas help residents plan for future care needs. Texas law requires agents to be licensed by the Texas Department of Insurance. Agents can explain how policies cover services like nursing home care home health care and assisted living.
Frequently Asked Questions
What does a long-term care insurance agent in Balch Springs do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options premiums and benefit periods. Agents also help you understand Texas specific rules like the 30 day free look period.
Does Texas require long-term care insurance to be inflation adjusted?
Texas law does not require inflation protection but insurers must offer it as an option. You can choose a 3% or 5% compound inflation rider. This helps your benefits keep up with rising care costs over time.
How do I know if I qualify for long-term care insurance in Texas?
Qualification depends on your age health and medical history. Most insurers require a health questionnaire or medical exam. In Texas you generally must be between ages 18 and 84 to apply for a new policy.
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