The top-rated long-term care insurance agent in Bedford, Texas is Diamond Guard Insurance: Allstate Insurance, rated 4.9 stars across 668 reviews. Other highly rated options include HealthMarkets, Robert Cuthbertson Health Insurance, Bilgere Insurance, Boaz Insurance Services LLC. This directory lists 19 long-term care insurance agents serving Bedford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diamond Guard Insurance: Allstate Insurance | 1600 Airport Fwy Ste 510 | (817) 485-9901 |
| 2 | HealthMarkets, Robert Cuthbertson Health Insurance | 3206 Brown Trail | (972) 800-8035 |
| 3 | Bilgere Insurance | 1600 Airport Fwy #209 | (817) 662-0315 |
| 4 | Boaz Insurance Services LLC | 3901 Airport Fwy ste 300 | (817) 285-0311 |
| 5 | Excalibur Insurance | 803 Forest Ridge Dr # 111 | (817) 813-2657 |
| 6 | Insurance of Mid-Cities Agency Inc | 2046 Bedford Rd | (817) 282-9300 |
| 7 | John Martinez Insurance Agency, Inc DBA JM Insurance Agency Inc | 1600 Airport Fwy #350 | (817) 898-8123 |
| 8 | Melissa Riehl | 4001 Airport Fwy Suite 590 | (469) 865-2831 |
| 9 | State National Companies | 1900 L Don Dodson Dr | (817) 265-2000 |
| 10 | Globe Life Liberty National Division: The Peterson Agencies | 4001 Airport Fwy #145 | (918) 938-7777 |
Diamond Guard Insurance: Allstate Insurance serves the Bedford, Texas area as a local long-term care insurance agent. It assists residents in planning for future medical and personal care needs that Medicare does not cover. The agency works to connect clients with policies that help protect savings against the high costs of extended care. Comprehensive guidance is offered to evaluate coverage options suited to individual circumstances. Policy comparisons and enrollment assistance for long-term care insurance are specific services this agent handles in the local community.
HealthMarkets, Robert Cuthbertson Health Insurance in Bedford, TX, provides long-term care insurance agent services, assisting clients in evaluating coverage options to address future care needs. Its service approach includes helping individuals compare policies that support home health, assisted living, or nursing facility expenses. The agent also assists with reviewing existing plans to confirm they remain aligned with changing health circumstances and financial goals. It helps service single-family homes, apartments, retail establishments, and restaurants.
Bilgere Insurance serves Bedford, Texas and the surrounding communities in the Dallas‑Fort Worth area. The agency handles long-term care insurance, specializing in policies that help clients cover the costs of nursing homes, assisted living, and home‑based care. Because long-term care needs vary greatly from one individual to another, Bilgere Insurance works by carefully assessing each client’s current health, financial situation, and future care preferences before recommending a policy that best fits their circumstances.
Boaz Insurance Services LLC in Bedford, TX helps clients understand the difference between a one-time policy purchase and a recurring premium payment schedule for long-term care coverage. The company assists individuals in reviewing policy options that can help cover costs like home care, assisted living, or nursing facility stays. Tailored advice on benefit triggers and elimination periods is provided to fit personal financial planning needs. Services run on an as-needed basis for consultations or policy reviews.
Excalibur Insurance offers expertise in long-term care coverage planning, helping clients protect assets while ensuring access to necessary support services. Based in Bedford, Texas, the agency works with individuals and families to evaluate policy options that address future care needs and financial stability. Its services include explaining policy benefits, comparing carriers, and guiding applications to simplify complex decisions for local residents. The company also provides assistance during open enrollment periods when many people review or update their existing long-term care arrangements.
As local families in Bedford begin planning for their retirement years, they often focus on protecting their savings from the high costs of extended care. Insurance of Mid-Cities Agency Inc serves as a long-term care insurance agent in this community, helping residents review policy options that address potential future health needs. The agency offers guidance on coverage features and benefit structures specific to the area. An initial consultation to evaluate personal circumstances and discuss plan details is the standard first step toward securing this protection.
Located in Bedford, Texas, John Martinez Insurance Agency Inc DBA JM Insurance Agency Inc provides residential long-term care insurance coverage to local individuals planning for future needs. The agency also offers commercial policies and serves clients throughout the Bedford area and surrounding communities. Long-term care insurance agents assist residents in understanding policy options for nursing home, assisted living, and home-based care expenses. After an initial consultation and policy selection, the agency provides follow-up support between regular visits to review coverage details, answer questions, and update policies as personal circumstances change.
Melissa Riehl works with individuals to plan for the financial challenges of extended health needs, specializing in long-term care insurance policies. The business focuses on helping clients protect their assets from the high costs of nursing homes and home health aides. The agency serves residents of Bedford, Texas, and the surrounding area. It can assist professionals in local offices, managers at area warehouses, and owners of food service operations.
Residents and families in Bedford, TX, planning for future care needs turn to State National Companies for long-term care insurance guidance. This agency helps clients navigate options that protect assets while covering potential assisted living or nursing home expenses. The team explains policy structures, including daily benefit amounts and elimination periods, tailoring plans to individual financial goals. Their service area extends east into the neighboring Fort Worth communities, ensuring broader regional coverage for those seeking long-term care insurance solutions.
Globe Life Liberty National Division: The Peterson Agencies serves the greater Bedford, Texas area and surrounding Tarrant County as a Long-Term Care Insurance Agent. It helps clients plan for future care needs by presenting policies that cover home health care, assisted living, and nursing home expenses. The agency focuses on educating families about the costs of extended medical support. Among its core services, it handles policy comparisons for individual long-term care coverage and assistance with benefit plan enrollment.
What Does a a Long-Term Care Insurance Agent in Bedford Cost?
Long-term care insurance premiums in Texas vary widely based on age health and benefit choices. A typical policy for a 55 year old may cost between 150 and 300 dollars per month for a 150 dollar daily benefit with a 3 year benefit period. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Bedford
Long-term care insurance agents in Bedford Texas help residents plan for future care costs. Texas offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with Texas state regulations and your specific financial situation.
Frequently Asked Questions
What does a long-term care insurance agent in Bedford do?
A long-term care insurance agent in Bedford helps you compare policies from multiple carriers. They explain coverage options such as daily benefit amounts and elimination periods. They also guide you on Texas specific rules like the Partnership program.
How does the Texas Long-Term Care Partnership program work?
The Texas Partnership program allows you to keep assets equal to the benefits paid by your policy if you later need Medicaid. This means your policy provides dollar for dollar asset protection. An agent can help you choose a qualifying policy that meets state requirements.
What is the best age to buy long-term care insurance in Texas?
Most experts recommend buying a policy in your mid 50s to early 60s when premiums are lower and you are still healthy. In Texas you cannot be denied coverage based on age alone but pre existing conditions may affect eligibility. An agent can help you find a plan that fits your age and health status.
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