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Find Long-Term Care Insurance Agents in Winchester, VA

Directory of long-term care insurance agents in Winchester, Virginia. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Winchester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 long-term care insurance agents in Winchester, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blue Ridge Agents Insurance
141 W Boscawen St, Winchester, VA 22601
(540) 431-4373 blueridgeagents.com
Creekside Insurance Advisors, Inc.
167 Creekside Ln, Winchester, VA 22602
(540) 722-2529 creeksideadvisors.net
Homestead Insurance Group
3113 Valley Ave #100, Winchester, VA 22601
(844) 359-5731 homesteadinsurancegroup.com
I Know Medicare
28 Weems Ln, Winchester, VA 22601
(540) 662-4432 medicaretrustedagents.com
Lynne Rio Insurance Agency
226 S Loudoun St, Winchester, VA 22601
(540) 665-0086 rio-insurance.com
Walter & Walter Insurance Agency
3186 Valley Pike, Winchester, VA 22602
(540) 662-1212 walterandwalter.com
TWG Insurance
24 W Piccadilly St, Winchester, VA 22601
(540) 662-1828 twg-insurance.com
Mark Dunford Insurance Agency
3223 Valley Pike, Winchester, VA 22602
(540) 665-0911 dunfordinsurance.com
Wilkins Insurance Agency, Inc.
4125 Valley Pike, Winchester, VA 22602
(540) 667-6611 wilkinsinsuranceinc.com
HIS Insurance & Service, Inc.
2810 Valley Ave, Winchester, VA 22601
(540) 535-0200 his-insurance.com
Strawderman Financial
2400 Valley Ave STE LL7, Winchester, VA 22601
(540) 336-8382 strawdermanfinancial.com
Insurance Center of Winchester
728 S Loudoun St, Winchester, VA 22601
(540) 667-0700 inscenterwin.com
The Chad M. Lewis Insurance Agency
1000 Valley Ave #3, Winchester, VA 22601
(540) 313-9100 agency.nationwide.com
Pro Prime Insurance VA
163 Creekside Ln, Winchester, VA 22602
(540) 425-3102
Trusty Insurance LLC
48 W Boscawen St, Winchester, VA 22601
(540) 232-9266
Partlow Insurance Agency, Inc.
2333 N Frederick Pike, Winchester, VA 22603
(540) 665-8387 partlowinsurance.com
Bankers Life
704 Baker Ln Ste 1, Winchester, VA 22603
(540) 662-2142 branches.bankerslife.com
FurSure Insurance CO.
609 Cedar Creek Grade, Winchester, VA 22601
(540) 212-6145
Pro Prime Insurance VA
230 Hope Dr, Winchester, VA 22601
(540) 662-3040
Steinlage Insurance Agency of Winchester
100 N Loudoun St Suite 130, Winchester, VA 22601
(636) 561-5060 steinlageagency.com

What Does a Long-Term Care Insurance Agent in Winchester Cost?

Long-term care insurance agent services in Virginia typically cost nothing upfront because agents earn commissions from insurers. Policy premiums vary widely: a 55-year-old in good health might pay 1,500 to 3,000 dollars per year for a comprehensive plan. Older applicants or those with health conditions may pay 4,000 to 8,000 dollars or more annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Winchester do?
A licensed agent helps you compare policies from multiple insurers. They explain coverage options, benefit periods, and inflation protection. They also guide you through Virginia-specific rules like the Partnership program.
How do Virginia Partnership policies work?
Virginia Partnership policies let you keep assets equal to the benefits your policy pays. If you use 100,000 dollars in benefits, you can protect 100,000 dollars in assets from Medicaid spend-down. This is a key reason to work with a knowledgeable agent.
Are there age limits for buying long-term care insurance in Virginia?
Most insurers in Virginia offer policies to people ages 18 to 84. Premiums increase with age, so buying earlier can be more affordable. An agent can show you quotes for your specific age and health status.