The top-rated long-term care insurance agent in Mt Pleasant, Wisconsin is Brian Ketterer - State Farm Insurance Agent, rated 4.9 stars across 186 reviews. Other highly rated options include Trevor Morgan American Family Insurance, Vizance, Melissa Schafer - State Farm Insurance Agent. This directory lists 13 long-term care insurance agents serving Mt Pleasant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Ketterer - State Farm Insurance Agent | 1540 S Green Bay Rd | (262) 631-6100 |
| 2 | Trevor Morgan American Family Insurance | 6216 Washington Ave G | (262) 321-0892 |
| 3 | Vizance | 1300 S Green Bay Rd Suite 300 | (262) 636-1860 |
| 4 | Melissa Schafer - State Farm Insurance Agent | 5809 Durand Ave | (262) 554-8833 |
| 5 | Michael Huven: Allstate Insurance | 1100 Commerce Dr Ste 102 | (262) 737-8800 |
| 6 | Roberta Hawes American Family Insurance | 829 S Green Bay Rd Ste 106 | (262) 632-5595 |
| 7 | Community Care, Inc. | 6216 Washington Ave Building B, 2nd Floor | (866) 992-6600 |
| 8 | Graham Insurance | 6216 Washington Ave STE B | (262) 637-4468 |
| 9 | Lowe Insurance Agency | 1131 Prairie Dr Suite 300 | (262) 748-7738 |
| 10 | Premier Insurance Services Inc | 6214 Washington Ave # 16C | (262) 884-6570 |
Brian Ketterer - State Farm Insurance Agent serves the greater Racine and Kenosha counties from its location in Mt Pleasant, Wisconsin, offering long-term care insurance policies to local residents. As a licensed independent agent, the company assists clients in evaluating coverage that helps protect savings from the high costs of extended care. The agent works directly with individuals and families to design a long-term care plan suited to their personal needs and budgets. Specific services include in-person consultations to compare policy options and assistance with filing claims.
Trevor Morgan American Family Insurance provides a full range of long-term care insurance services for clients in Mt Pleasant, WI. Routine policy reviews and annual plan evaluations are available to help adjust coverage as needs change. Workshops on asset protection and future care costs are offered to the local community. The company works with homeowners protecting personal residences, landlords with apartment buildings, retailers managing commercial spaces, and restaurant owners needing liability and property coverage for their dining establishments.
Vizance serves the Mt. Pleasant, Wisconsin area, and surrounding communities in Racine County, as a Long-Term Care Insurance Agent provider. The firm assists clients with evaluating and selecting individual long-term care policies to cover the costs of extended personal or nursing home care. These designed solutions help safeguard retirement assets against unforeseen health expenses. The agent works directly with applicants to analyze policy benefits, waiting periods, and inflation protection options. Vizance specifically handles consultation for home health care coverage and assistance with nursing facility stays in the region.
Serving homeowners and individuals seeking financial protection, Melissa Schafer - State Farm Insurance Agent in Mt Pleasant, Wisconsin provides long-term care insurance coverage to help clients plan for future care needs. The agency focuses on policies that can cover assisted living, nursing home, or in-home support services. These plans are designed to safeguard personal savings and assets. The office also serves families in nearby Racine and the surrounding communities of the greater Kenosha area.
Serving clients in Mt Pleasant, Wisconsin, and the surrounding communities across Racine County, Michael Huven: Allstate Insurance specializes in long-term care insurance coverage. This agency handles policies designed to help individuals plan for future needs, including assistance with daily activities and extended care arrangements. It focuses on explaining options clearly to clients at different stages of life. Each consultation typically begins with a thorough review of the client’s personal situation and financial goals, followed by a discussion of suitable policy features and benefit amounts.
Roberta Hawes American Family Insurance, based in Mt Pleasant, WI, assists clients in distinguishing between one-time policy consultations and recurring service plans for long-term care coverage. This agency helps individuals evaluate policies that can address future needs for assistance with daily activities, such as bathing or meal preparation, at home or in a facility. Coverage options are presented clearly to match personal circumstances and budget. Services for planning and policy review are available on an as-needed basis, allowing clients to request guidance when their situation changes.
Community Care, Inc. offers professional guidance on long‑term care insurance policies and coordinates coverage options for clients in Mt Pleasant, WI. It helps individuals assess their future care needs and compare suitable plans from various providers. The agency assists with policy applications, benefit explanations, and ongoing service adjustments. As aging residents face increased winter‑related health risks, the firm also provides timely assistance with planning for seasonal transitions that may require additional home‑care or facility care coverage.
As winter weather in Mt. Pleasant, WI raises concerns about slips and falls for older residents, Graham Insurance helps families plan for a time when daily living tasks might require assistance. Long-term care insurance policies cover services not typically paid by health insurance, including home care or nursing facility stays. Understanding local coverage options can be confusing, so this agency works with clients to explain policy features and eligibility requirements. A good first step is scheduling an initial consultation to review individual health needs and financial goals.
Lowe Insurance Agency assists individuals in Mt Pleasant, Wisconsin, with planning for financial security in later years. Its core work focuses on policies that cover the costs of extended nursing home care or assisted living stays. As a long-term care insurance agent, the company also offers guidance in selecting appropriate coverage levels, including options for home-based care services. It serves local residents seeking protection against rising healthcare expenses. The agency provides its expertise to professional offices, commercial warehouses, and food service establishments in the area.
Serving residents of Mt Pleasant, Premier Insurance Services Inc specializes in long-term care insurance. They help individuals evaluate policies that provide financial support for assisted living, nursing home care, and in-home services. The agency also assists local businesses with group long-term care coverage options for their employees. Their service area covers Mt Pleasant and the surrounding communities in southeastern Wisconsin. Clients often return for annual policy reviews or to adjust coverage as their care needs change between regular visits.
What Does a a Long-Term Care Insurance Agent in Mt Pleasant Cost?
In Wisconsin, long-term care insurance premiums vary widely based on your age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while older applicants may pay more. Costs also depend on the daily benefit amount and benefit period you choose. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Mt Pleasant
Long-term care insurance agents in Mt Pleasant, Wisconsin help residents plan for future care costs. These agents can explain Wisconsin-specific programs like the Wisconsin Partnership for Long-Term Care, which offers asset protection for eligible policyholders. Working with a local agent ensures you understand state regulations and find a policy that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Mt Pleasant do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options. They guide you through the application process and can answer questions about Wisconsin Partnership plans. Agents do not provide legal advice but can help you understand policy features.
Are long-term care insurance premiums tax deductible in Wisconsin?
Yes, long-term care insurance premiums may be tax deductible as a medical expense on your federal taxes if you itemize. Wisconsin also allows a state tax deduction for qualified long-term care premiums. The deduction amount depends on your age and the policy type.
What is the Wisconsin Partnership for Long-Term Care?
The Wisconsin Partnership for Long-Term Care is a program that combines a private long-term care insurance policy with asset protection. If you use up your policy benefits, you can apply for Medicaid without having to spend down all your assets. Agents in Mt Pleasant can help you find Partnership-qualified policies.
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