The top-rated long-term care insurance agent in Oak Creek, Wisconsin is Kevin Grall - State Farm Insurance Agent, rated 4.9 stars across 96 reviews. Other highly rated options include Scootergirl Insurance Agency, BWO Insurance, Steve Paddock - State Farm Insurance Agent. This directory lists 13 long-term care insurance agents serving Oak Creek.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Grall - State Farm Insurance Agent | 7003 S Howell Ave Ste 1200 | (414) 762-3300 |
| 2 | Scootergirl Insurance Agency | 7071 South 13th Street #110 | (414) 762-5002 |
| 3 | BWO Insurance | 7472 S 6th St | (414) 422-8811 |
| 4 | Steve Paddock - State Farm Insurance Agent | 330 W Drexel Ave #4 | (414) 304-5116 |
| 5 | Brittany Palenski American Family Insurance | 7071 South 13th Street Suite 201 | (414) 373-7298 |
| 6 | Benefit Awareness | 6508 S 27th St #10th | (414) 301-2504 |
| 7 | Conner Smith American Family Insurance | 8805 S Howell Ave | (414) 764-8899 |
| 8 | Scherrer Insurance | 6508 S 27th St | (414) 761-9600 |
| 9 | Health Insurance Solutions | 8825 S Howell Ave Ste 300 Suite 300 | (414) 766-9700 |
| 10 | Werner Insurance Advisors, Ltd. | 8825 S Howell Ave Suite 304 | (414) 766-9999 |
Kevin Grall - State Farm Insurance Agent serves homeowners, families, and professionals in Oak Creek, WI, who need coverage for future long-term care needs. The agency helps clients understand policy options and plan for expenses that standard health insurance often does not cover. Navigating the complexities of long-term care insurance requires informed guidance tailored to individual circumstances. As a local agent, Kevin Grall assists customers with comparing policies and fitting them into broader financial strategies. The agency also serves clients in the nearby Milwaukee metro area.
Scootergirl Insurance Agency in Oak Creek, WI offers a full range of long-term care insurance services, including policy selection, plan comparisons, and coverage reviews. It provides ongoing service and plan maintenance to help clients adjust their coverage as needs change over time. The agency assists individuals and families in Oak Creek and the surrounding area with navigating long-term care insurance options. It supports clients in various settings, including single-family homes, apartments, assisted living facilities, and nursing homes.
BWO Insurance serves seniors and families throughout the Milwaukee area and surrounding communities, including Oak Creek, as a dedicated long-term care insurance agent. The company helps clients plan for future health needs by outlining policy options that cover nursing home stays, assisted living, and in-home care. It provides personalized guidance on policy benefits and premium structures to match individual budgets and coverage goals. BWO Insurance handles both individual long-term care policies and Medicare supplement coordination for residents in this region.
Steve Paddock, as a State Farm Insurance Agent in Oak Creek, Wisconsin, provides general insurance services while specializing in long-term care insurance. This type of coverage helps clients plan for future extended medical or personal care needs, protecting savings and family stability. The agent guides individuals through policy options that address potential nursing home, home health aide, or assisted living costs. Professional support is available for office workplaces, warehouses operations, and food service establishments in the region.
Based in Oak Creek, WI, Brittany Palenski American Family Insurance serves clients throughout southeastern Wisconsin and its surrounding communities. The company assists individuals in Oak Creek and nearby areas with evaluating their needs for long-term care insurance, focusing on protecting assets and planning for future care costs. It also helps clients understand policy options and coverage limits. To handle this process, the agency begins with a complimentary consultation to review personal circumstances before presenting suitable insurance solutions.
Unlike larger providers that offer recurring policy management and annual reviews, Benefit Awareness provides one-time consultation sessions to evaluate coverage needs. The firm helps clients select long-term care insurance plans suited to protect assets and maintain care options in Oak Creek, Wisconsin. Their fact-finding process typically examines current health circumstances and financial goals. Service is arranged strictly on an as-needed basis, allowing clients to schedule an appointment only when directly considering or reassessing their long-term care coverage.
Conner Smith American Family Insurance specializes in long-term care insurance agent services, helping clients prepare for future health and living expenses. The agency supports individuals and families in Oak Creek, WI, by guiding them through policy options that address extended care needs. This work involves assessing personal situations to find suitable coverage for home care, assisted living, or nursing facility costs. As winter approaches, many review their plans to ensure coverage aligns with potential seasonal mobility challenges or increased need for in-home assistance during cold weather months.
As Oak Creek residents begin to plan for the rising costs of extended medical care, Scherrer Insurance provides guidance through the local long-term care insurance market. The agency helps individuals evaluate policies that cover in-home support, assisted living, and nursing facility services. With a focus on protecting retirement savings from unexpected healthcare expenses, the company reviews current coverage gaps and emerging policy options. The process begins with an initial consultation to assess personal health history and long-term financial goals.
Health Insurance Solutions, based in Oak Creek, Wisconsin, provides professional guidance for individuals seeking long-term care insurance policies to help cover future personal care needs. The company specializes in add-on coverage options, ensuring clients can tailor their plans for specific health scenarios and community-based services. This independent local agency assists small businesses, office complexes, warehouses, and food service operations with customized employee benefit strategies.
Werner Insurance Advisors, Ltd. serves residents in Oak Creek, Wisconsin, assisting them with long-term care insurance coverage tailored to individual needs. The company also offers commercial coverage for local businesses planning for employee care-related benefits. Their service area extends throughout the Oak Creek community and nearby surrounding areas. Between annual policy reviews or life changes, agents provide follow-up assistance to adjust plans as needed, ensuring clients have continued support during regular visits or when updates arise.
What Does a a Long-Term Care Insurance Agent in Oak Creek Cost?
In Wisconsin the annual premium for a 55-year-old couple with moderate coverage often ranges from 2,500 to 4,500 dollars. A single person at age 60 might pay 1,500 to 3,000 dollars per year. Costs vary greatly based on age health benefit amount and inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Oak Creek
Long-term care insurance agents in Oak Creek Wisconsin help residents plan for future care needs such as nursing home or home health services. Wisconsin offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work and help you compare plans from multiple carriers.
Frequently Asked Questions
What is the Wisconsin Partnership for Long-Term Care program?
This program allows you to keep assets equal to the amount your policy pays out if you later need Medicaid. Policies must be certified by the state of Wisconsin. An agent in Oak Creek can help you find a qualified partnership policy.
What is the typical age to buy long-term care insurance in Wisconsin?
Most people purchase a policy between ages 50 and 65. Premiums are lower when you are younger and healthier. After age 65 rates increase significantly and medical underwriting becomes stricter.
Does Wisconsin have a tax deduction for long-term care insurance premiums?
Yes Wisconsin allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. Consult a tax professional for your specific situation.
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