The top-rated long-term care insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Algoma Insurance Group LLC, Katie Coppersmith - State Farm Insurance Agent, Jirschele Insurance. This directory lists 20 long-term care insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Algoma Insurance Group LLC | 2401 Omro Rd | (920) 233-4375 |
| 3 | Katie Coppersmith - State Farm Insurance Agent | 2210 Omro Rd Ste B | (920) 235-9045 |
| 4 | Jirschele Insurance | 923 S Main St Suite D | (920) 966-9500 |
| 5 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 6 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 7 | Wisconsin Medicare Specialists | 120 Jackson St STE 120 | (920) 379-6715 |
| 8 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 9 | Alliance Insurance Centers, LLC | 226 N Main St | (920) 426-5292 |
| 10 | Farmers Insurance Oshkosh | 303 Pearl Ave Ste E | (920) 651-3031 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin area as a local long-term care insurance agent. The company assists individuals and families in planning for future care needs through long-term care coverage options. These policies help protect assets while providing access to necessary support services. The agency guides clients through selecting benefits that align with their personal circumstances and financial goals. Experienced agents in this field offer education on policy features and costs. Services include reviewing health status and retirement plans to recommend appropriate coverage.
Algoma Insurance Group LLC offers guidance on selecting long-term care insurance policies, helping clients plan for potential future care needs. Its service options include initial consultation to assess client requirements and ongoing policy review to adjust coverage as personal circumstances change. Serving the Oshkosh, WI area, the company assists individuals with insurance for single-family homes, apartments, retail, and restaurants.
Homeowners and small business owners in Oshkosh, Wisconsin, turn to Katie Coppersmith for long-term care insurance. This agency helps clients plan for future custodial care needs, protecting savings from the high costs of assisted living or in-home services. Policies are evaluated for coverage flexibility and premium stability to match individual circumstances. The agency also serves residents in nearby communities such as Neenah and Menasha.
Serving Oshkosh and the surrounding communities of Winnebago County, Jirschele Insurance handles long-term care insurance needs for local families and individuals. The agency assists clients in understanding policy options that help cover costs associated with assisted living, nursing home care, or home health services. By reviewing each client’s financial situation and future care preferences, they work to identify suitable coverage and explain policy terms clearly. A typical engagement involves comparing plans from different carriers to match a client with a practical, affordable policy that fits their long-term needs.
Richards Insurance Oshkosh distinguishes between one‑time consultations for specific financial questions and recurring service plans that regularly review changing health care costs. Their long‑term care insurance policies help Oshkosh residents preserve savings by covering expenses like home care, assisted living, or nursing facility stays. Each recommendation is tailored to the client’s budget and local care availability. Annual policy check‑ins are also offered, but service can be arranged strictly as needed upon client request.
Bock Insurance Agency, Inc. specializes in long-term care insurance policies, helping individuals in Oshkosh plan for future care needs. The agency guides clients through comparing benefit options and policy features. It works with local families to design protection strategies that cover services like in-home assistance or facility stays. This focused approach addresses the concrete concern of funding extended care during retirement. Many clients seek its guidance when facing a sudden need to finance a spouse’s unexpected nursing home arrangement.
Wisconsin Medicare Specialists serves Oshkosh area residents needing long-term care insurance, providing guidance in their office. The agent evaluates individual health situations to recommend appropriate policy structures for local clients. Coverage plans are also available for small businesses in the region to help protect employees and their families. This includes personal consultations focused on benefit options and premium planning. The agency coordinates follow-up service between each regular policy review to adjust coverage as health needs or financial circumstances change.
Winter in Oshkosh often brings concerns about long-term care expenses, as families consider the future. Mitchell Insurance Agency addresses this need by offering guidance on policies that protect retirement savings. Their services focus on explaining the differences between traditional and hybrid coverage options, ensuring clients understand their choices. As part of the assessment, they begin with an initial consultation to review personal finances, health factors, and preferred care settings, providing a clear starting point for evaluating available plans.
Alliance Insurance Centers, LLC assists individuals in the Oshkosh, WI area with planning for the financial challenges of extended care needs. As a long-term care insurance agent, the company helps clients understand policy options that protect assets and ensure access to necessary support services. This work often includes evaluating coverage for home care, assisted living, and nursing facility stays. The agency also serves commercial clients including local offices, warehouses, and food service operations seeking employee benefit solutions.
Farmers Insurance Oshkosh is known for assisting clients in Oshkosh, WI, with long-term care insurance coverage that helps protect assets and manage future care costs. The agency guides individuals through plan options that cover in-home care, assisted living, and nursing facility expenses. It serves those planning ahead for retirement or facing immediate care needs. The agency can also add on a life insurance rider that accelerates benefits for long-term care expenses.
What Does a a Long-Term Care Insurance Agent in Oshkosh Cost?
Typical annual premiums for a long-term care insurance policy in Wisconsin range from 1,500 to 4,500 dollars for a 55-year-old in good health. Costs increase with age and for those with health conditions. A policy with a 3 percent inflation rider will cost more upfront. This is general information and not insurance advice.
About long-term care insurance agents in Oshkosh
Long-term care insurance agents in Oshkosh, Wisconsin help residents plan for future care needs. Wisconsin offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these policies work with local care facilities in Winnebago County.
Frequently Asked Questions
What does a long-term care insurance agent in Oshkosh do?
An agent helps you compare policies from multiple carriers and explains coverage options. They can show you how a policy works with the Wisconsin Partnership program. They do not provide legal or financial advice.
Is the Wisconsin Partnership program available in Oshkosh?
Yes, the Wisconsin Partnership for Long-Term Care program is available statewide including Oshkosh. It allows you to keep more assets if you later need Medicaid. Your agent can explain the asset protection rules under Wisconsin law.
How do Wisconsin long-term care insurance rates compare to other states?
Wisconsin rates are regulated by the Office of the Commissioner of Insurance. Premiums vary by age, health, and coverage amount. Wisconsin law requires rate stability and consumer protections for policyholders.
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