The top-rated medicare insurance agent in Fort Collins, Colorado is Sage Benefit Advisors, rated 5.0 stars across 551 reviews. Other highly rated options include Fort Collins Insurance, IMA Select, Shanti Insurance Services. This directory lists 17 medicare insurance agents serving Fort Collins.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sage Benefit Advisors | 1501 S Lemay Ave #200 | (970) 484-1250 |
| 2 | Fort Collins Insurance | 4025 Automation Way E3 | (970) 204-4553 |
| 3 | IMA Select | 3500 John F Kennedy Pkwy Suite 205 | (970) 204-0044 |
| 4 | Shanti Insurance Services | 19 Old Town Square | (970) 834-3668 |
| 5 | ABC Insurance Agency | 121 E Swallow Rd | (970) 484-3200 |
| 6 | Choice City Health LLC | 2627 Redwing Rd Ste 140 | (970) 407-9399 |
| 7 | Medicare By Design, LLC | 2850 McClelland Dr Suite 3000M | (970) 829-5998 |
| 8 | Harmony Insurance Advisors, Inc. | 2580 E Harmony Rd #201 | (970) 999-0488 |
| 9 | MVIP Inc. / Trozan Insurance Agency | 421 Stover St | (970) 224-5500 |
| 10 | Collective Insurance Group | 2803 E Harmony Rd | (720) 514-9914 |
Sage Benefit Advisors serves Fort Collins and the surrounding Larimer County area, offering guidance on Medicare insurance options. The agency helps clients understand the differences between Medicare Supplement plans and Medicare Advantage plans. They assist with the annual enrollment periods to ensure timely coverage choices. An agent can assess prescription drug needs. The firm specifically handles Plan D prescription drug plan comparisons and the transition from employer-based coverage to Medicare.
Fort Collins Insurance provides its clients with guidance and enrollment support for Medicare plans, helping them navigate coverage options and annual changes. The agency helps individuals evaluate their healthcare needs and compare available plans to find suitable solutions. It also offers ongoing assistance with policy questions and claims issues throughout the year. Their services are available to seniors and other Medicare-eligible residents in and around Fort Collins, Colorado, servicing single-family homes, apartments, retail businesses, and restaurants.
IMA Select serves individuals and families in the Fort Collins area who are approaching or over age sixty-five, as well as those with disabilities seeking Medicare coverage. The company helps clients navigate the complexities of Medicare plan options, including both Parts A and B and supplemental policies. By reviewing each customer’s unique healthcare needs and budget, they find suitable Medicare Advantage or prescription drug plans. Their local service area also extends to the neighboring community of Loveland for insurance guidance.
Shanti Insurance Services serves Fort Collins and the surrounding communities in northern Colorado. The agency handles Medicare insurance, including both Medicare Advantage and Medicare Supplement plans. It helps clients navigate plan options and enrollment periods throughout the year. To evaluate coverage needs, the agent first conducts a thorough review of an individual’s current healthcare usage and budget, then compares plan benefits and costs side by side to identify the most suitable options for each client’s specific situation.
Choosing between a one-time consultation and ongoing support helps clients access Medicare coverage tailored to their specific needs. ABC Insurance Agency in Fort Collins, CO, assists individuals in navigating plan options, including prescription drug and supplemental policies. Their service helps clarify enrollment periods and local coverage choices. Appointments are available on a scheduled basis, ensuring dedicated time for each client’s questions and plan review.
Choice City Health LLC provides medicare insurance agent services in Fort Collins, CO, specializing in helping clients compare and enroll in medicare Advantage, supplement, and part D plans. It assists individuals by reviewing their coverage options during the initial enrollment period and annual open enrollment periods. The agency also helps local retirees navigate the complexities of medicare transitions after age sixty-five, with particular attention to the annual fall enrollment window for adjusting prescription drug coverage.
Medicare By Design, LLC works as a medicare insurance agent based in Fort Collins, Colorado. The company helps individuals navigate the annual enrollment period and select appropriate supplemental coverage plans. Local residents in the area can receive personalized guidance about their options during open enrollment. The business specializes in adding on ancillary products such as prescription drug plans and hospital indemnity insurance. Its services are available to commercial sectors including professional offices, small warehouses, and food service establishments in the surrounding region.
As the fall Medicare Annual Enrollment Period nears in Fort Collins, many seniors feel overwhelmed comparing Part D and Advantage plan options. Harmony Insurance Advisors, Inc. helps simplify this process by providing clear, face-to-face explanations of available local coverage. Their agents assist clients in matching plans to individual health needs and budgets. An initial no‑obligation assessment begins with a thorough review of each client’s current prescriptions, preferred doctors, and medical expenses to ensure accurate plan recommendations.
MVIP Inc., also operating as Trozan Insurance Agency in Fort Collins, Colorado, provides residential Medicare insurance guidance to local seniors and individuals with disabilities. The agency also offers commercial coverage solutions for businesses in the surrounding area requiring group health plan assistance. Licensed agents help clients navigate plan options during enrollment periods, including comparing Medicare Advantage and supplement policies. The company maintains coverage for clients between their annual visits, conducting periodic policy reviews and providing ongoing support to ensure benefits remain appropriate as healthcare needs change.
What Does a a Medicare Insurance Agent in Fort Collins Cost?
Medicare insurance agents in Fort Collins are paid by insurance companies, so you pay no direct fee for their help. Medicare Part B premiums in 2024 start at $174.70 per month for most people. Medicare Advantage plans may have $0 premiums but include deductibles and copays. Part D drug plan premiums vary from about $5 to $100 per month depending on the plan. This is general information and not insurance advice.
About medicare insurance agents in Fort Collins
Medicare insurance agents in Fort Collins help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Colorado allows agents to offer plans from multiple carriers so you can compare options. Local agents understand Larimer County provider networks and can explain Colorado specific rules like the Medicare Savings Program.
Frequently Asked Questions
What does a Medicare insurance agent in Fort Collins do?
A Medicare insurance agent helps you compare plans from different insurance companies. They explain coverage options, costs, and provider networks. In Colorado agents must be licensed and cannot charge you a fee for their services.
When can I enroll in Medicare in Fort Collins Colorado?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Colorado also has a Special Enrollment Period for those who move or lose other coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
Are there income limits for Medicare in Colorado?
Medicare Part A is usually free if you or your spouse paid Medicare taxes for 10 years. Part B has a standard monthly premium in 2024 of $174.70. Higher income beneficiaries pay more through Income Related Monthly Adjustment Amounts or IRMAA. Colorado also offers the Medicare Savings Program for those with limited income.
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