The top-rated medicare insurance agent in Grand Junction, Colorado is 970 Medicare, rated 5.0 stars across 827 reviews. Other highly rated options include Insurance Planning Alternatives, Inc., Medicare On Main, Insurance Advisors Agency, Inc. This directory lists 20 medicare insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 970 Medicare | 2777 Crossroads Blvd Unit 1 | (970) 999-1111 |
| 2 | Insurance Planning Alternatives, Inc. | 2795 Skyline Ct | (970) 242-7526 |
| 3 | Medicare On Main | 627 24 1/2 Rd STE H | (970) 644-6954 |
| 4 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 5 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
| 6 | Brachfeld Insurance Services | 394 Hidden River Dr | (970) 615-0717 |
| 7 | 360 Insurance and Greenfields Life - Gillespie Carroll Agency | 360 Grand Ave #201 | (970) 639-2600 |
| 8 | Active Insurance Solutions | 940 Colorado Ave | (970) 241-5542 |
| 9 | Rocky Mountain Health Plans a UnitedHealthcare Company | 2775 Crossroads Blvd | (970) 243-7050 |
| 10 | Mingo Insurance | 336 Main St Suite 214 | (970) 250-0977 |
970 Medicare, a local Medicare insurance agent based in Grand Junction, Colorado, helps clients navigate plan options and enrollment periods to find suitable coverage. It also provides ongoing support for plan changes and annual renewals to maintain appropriate benefits for changing health needs. The company assists with Medicare Supplement, Advantage, and Part D prescription drug plans. Its services cater to individual clients across various housing situations, including single-family homes, apartments, retail spaces, and restaurants.
Serving seniors and individuals eligible for Medicare in the Grand Junction area, Insurance Planning Alternatives, Inc. helps clients navigate plan options such as Medicare Advantage and Medicare Supplement insurance. The agency explains coverage details and enrollment periods, ensuring customers understand their choices without pressure. Appointments are available to review prescriptions and budgets when selecting a plan. The company also provides its guidance to residents in the nearby community of Clifton, Colorado, assisting with the same Medicare insurance needs across the wider region.
Medicare On Main serves Grand Junction and the surrounding communities of western Colorado, providing guidance on Medicare insurance options. The agency helps individuals navigate plan enrollment, coverage choices, and annual changes to their benefits. For each client, it begins by reviewing their current healthcare needs and budget to identify suitable plans from available carriers, then explains the differences clearly to support an informed decision. A typical job is handled through a straightforward, step-by-step consultation that prioritizes understanding before any recommendation.
Insurance Advisors Agency, Inc helps clients in Grand Junction, Colorado distinguish between one-time Medicare enrollment and ongoing options like annual plan reviews. The agency explains how original Medicare differs from Medicare Advantage, Part D drug plans, and supplemental Medigap coverage. Monthly premiums, deductibles, and out-of-pocket maximums vary widely for different plans, so individualized guidance is key. Services may be arranged on a one-time basis for initial enrollment or scheduled annually for open enrollment reviews and as-needed consultations for life changes or plan adjustments.
Bird Family Insurance Agency in Grand Junction, CO specializes in connecting residents with Medicare Advantage and prescription drug plans. The agency guides clients through annual enrollment periods, explaining coverage options and how they coordinate with existing healthcare needs. It helps individuals compare plan costs, network restrictions, and Part D formularies to select appropriate policies. During the Medicare Annual Enrollment Period each fall, it assists with updating or switching plans to avoid gaps in benefits or unexpected premium increases.
Brachfeld Insurance Services assists clients with navigating their Medicare coverage options, serving the Grand Junction community. The agency specializes in helping individuals understand, compare, and select plans that suit their specific healthcare needs, including supplemental policies and prescription drug coverage. It provides professional guidance to those approaching eligibility or reassessing their current plans. This local agent can also assist commercial clients, supporting their insurance needs for offices, warehouses, and food service establishments.
360 Insurance and Greenfields Life - Gillespie Carroll Agency serves residents in Grand Junction, Colorado, with medicare insurance agent services for individual health coverage needs. Commercial coverage options are also available for local businesses and their employees. The agency provides assistance throughout Grand Junction and the surrounding Mesa County area. Clients can return for follow-up appointments or schedule repeat service between regular annual enrollment periods to review any changes in their coverage.
As fall open enrollment approaches on the Western Slope, Grand Junction residents often face complex plan options for Medicare coverage. Active Insurance Solutions guides clients through the annual selection period, explaining Part D drug plans and Medicare Advantage choices directly suited to local needs. The agent schedules a personalized consultation to review existing coverage and assess whether current plans still match a client’s prescription list and budget. A thorough initial assessment is conducted to determine the best options for the upcoming year.
As the annual Medicare enrollment period approaches each year, residents of Grand Junction often need clear guidance through their coverage options. Rocky Mountain Health Plans a UnitedHealthcare Company provides personalized support to help local seniors evaluate their healthcare choices and find suitable Medicare plans. Their agents take time to explain the differences between Original Medicare, Medicare Advantage, and Part D drug coverage available in the area. An initial consultation begins with a thorough assessment of each client’s current medical needs and prescription drug list.
What Does a a Medicare Insurance Agent in Grand Junction Cost?
Medicare insurance agent services in Colorado are generally free to you because agents earn commissions from the insurance carriers. Plan premiums vary widely for example Medicare Advantage plans may have a $0 monthly premium while Medigap plans can cost between $100 and $300 per month depending on age and plan type. Costs for Part B and Part D also apply. This is general information and not insurance advice.
About medicare insurance agents in Grand Junction
Medicare insurance agents in Grand Junction help residents compare plans and enroll in coverage that fits their needs. Colorado requires agents to be licensed and follow state rules for marketing and sales. Local agents understand the specific health care options available in Mesa County and can guide you through Initial Enrollment and Annual Election Periods.
Frequently Asked Questions
What does a Medicare insurance agent in Grand Junction do?
A Medicare insurance agent helps you compare Medicare Advantage and Medigap plans. They explain plan benefits and costs and assist with enrollment. Agents in Colorado must follow state laws that limit sales practices and protect consumers.
When can I enroll in Medicare in Grand Junction Colorado?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. Colorado also has an Annual Election Period from October 15 to December 7 each year. Special Enrollment Periods may apply if you move or lose other coverage.
Are Medicare insurance agents free to use in Grand Junction?
Yes, agents are typically paid by insurance companies through commissions. You do not pay extra for their services. Colorado law requires agents to disclose their compensation and any conflicts of interest.
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