The top-rated medicare insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 18 medicare insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | The Medicare Geek | 3-2600 Kaumualii Hwy E12 | (808) 652-5210 |
| 7 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 8 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 9 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 10 | AlohaCare | 4370 Kukui Grove St Unit 206 | (877) 973-0712 |
Yukimura & Associates: Allstate Insurance serves the Lihue, Hawaii area as a medicare insurance agent. The company assists individuals in navigating their coverage options during enrollment periods and plan changes. They help clients understand the differences between Medicare Part D prescription drug plans and Medicare Advantage plans. Their services include comparing supplemental policies to reduce out-of-pocket costs and explaining the benefits available for senior care on Kauai. They specifically handle annual plan reviews and new beneficiary sign-ups for the Lihue region.
Adam Smith - State Farm Insurance Agent in Lihue, HI, provides a range of Medicare insurance agent services to help clients understand and select appropriate coverage options. Ongoing support is offered to assist with plan adjustments and annual enrollment. The agent works primarily with plan eligibility and benefit details for local residents. Properties served include single-family homes and apartments across the Lihue area, as well as local retail businesses and restaurants seeking guidance.
Skip Koenig - State Farm Insurance Agent in Lihue, HI serves local homeowners, renters, and small business owners seeking coverage guidance. The agency helps clients navigate Medicare insurance options, including supplemental plans and prescription drug coverage, to match their individual health needs. It provides straightforward explanations of plan benefits and enrollment periods in a friendly office setting. The agency also extends its services to residents in the neighboring community of Kapaa along the eastern shore of Kauai.
Punua Insurance in Lihue, HI, distinguishes between initial enrollment guidance and ongoing policy management when assisting clients with Medicare choices. The agency helps individuals understand coverage options, including Part A hospitalization, Part B medical insurance, and supplemental plans. Services typically involve reviewing existing plans during annual open enrollment periods or shortly after eligibility begins. Consultations are available on a one-time basis for plan selection, while continued support may be arranged on a scheduled or as-needed basis depending on the client’s preference for ongoing review.
Eric Kaneda - State Farm Insurance Agent serves clients in Lihue and the surrounding Kauai communities, handling Medicare insurance plans and related health coverage options. It helps individuals navigate enrollment periods, plan choices, and potential out-of-pocket costs under Medicare. The office provides assistance with comparing plan benefits, explaining coverage details, and clarifying how Medicare coordinates with other health insurance. This agent typically handles each client’s needs by starting with a thorough review of current coverage and personal health priorities before discussing suitable plan options.
The Medicare Geek offers guidance on plan selection and enrollment, serving as a local medicare insurance agent in Lihue, HI. It helps clients compare Medicare Advantage, Supplement, and Part D drug plans to find suitable coverage for their healthcare needs. The business assists individuals navigating initial enrollment periods and annual open enrollment. Toward the close of each year, The Medicare Geek aids residents in reviewing their current plans to adjust for changes in premiums, deductibles, or drug formularies during the fall open enrollment season.
As the open enrollment period for Medicare approaches on the island of Kauai, residents in and around Lihue seek clear guidance through their plan choices. Business Insurance addresses this annual need by specializing in the local Medicare insurance agent category. The company assists individuals with understanding their coverage options for the coming year. An initial assessment typically begins with a personal appointment to review each client’s current health needs and budget, which then allows for informed plan comparisons. Most consultations proceed to an inspection of the client’s existing policy details.
Serving residents and businesses in Lihue, Heritage Insurance HI specializes in Medicare insurance agent services for individual and group clients across the island. The company helps clients navigate plan options during enrollment periods. It assists with coverage questions and plan comparisons tailored to local healthcare needs. Beyond initial consultations, the team encourages clients to return for annual plan reviews and updates between regular visits to ensure their coverage remains aligned with changing medical needs.
Pyramid Insurance - Kauai assists individuals in Lihue, Hawaii, with navigating Medicare coverage options and selecting suitable supplemental plans. Their work focuses on personalized consultations to explain the complexities of Medicare parts and available add-ons for prescription drugs or dental care. They help clients understand enrollment periods and policy changes. This insurance agency can serve commercial sectors including medical offices, retail warehouses, and food service establishments across the island.
AlohaCare, serving Lihue, HI, is known for helping individuals navigate Medicare plans and coverage options. The company advises clients on selecting suitable plans to meet their healthcare needs. General insurance services include guiding enrollees through plan benefits and coordinating with healthcare providers. A specialty service AlohaCare can add on is assisting with Medicare Advantage plan enrollment, ensuring a smooth transition for new beneficiaries.
What Does a a Medicare Insurance Agent in Lihue Cost?
Medicare insurance agents in Hawaii typically do not charge a fee for their services. They receive commissions from insurance companies, so you pay no direct cost for their help. Medicare Advantage plans often have low or zero monthly premiums, while Medigap plans in Hawaii can range from $100 to $300 per month depending on your age and health. This is general information, not insurance advice.
About medicare insurance agents in Lihue
Medicare insurance agents in Lihue help residents of Kauai navigate Original Medicare, Medicare Advantage, and Part D drug plans. Hawaii has a unique Medigap guarantee issue rule that allows eligible beneficiaries to switch plans without medical underwriting during certain times. Local agents understand the specific healthcare providers and facilities available on the island.
Frequently Asked Questions
What does a Medicare insurance agent in Lihue do?
An agent helps you compare Medicare plans, enroll during open enrollment periods, and review your coverage each year. They are licensed in Hawaii and can explain how plans work with local doctors and hospitals on Kauai.
When can I enroll in a Medicare plan in Hawaii?
You have a seven-month Initial Enrollment Period starting three months before your 65th birthday. Hawaii also follows the annual Medicare Open Enrollment from October 15 to December 7 each year.
Are there special rules for Medicare in Hawaii?
Hawaii has a Medigap open enrollment period that lasts six months starting when you are 65 and enrolled in Part B. During this time, insurers cannot deny you a policy or charge higher premiums due to health conditions.