The top-rated medicare insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 24 medicare insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 9 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves the Waipahu, HI area, providing Medicare insurance agent services to local residents. The company assists individuals in navigating Medicare plans and coverage options. It helps clients understand plan differences and enroll at the appropriate times. As a Medicare insurance agent, this firm offers guidance on both Medicare Supplement and Medicare Advantage plan choices.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides Medicare insurance guidance to help clients understand their coverage options and plan selections. The agency offers annual enrollment reviews and ongoing policy management to ensure plans align with changing healthcare needs. By explaining the differences between Medicare Parts A, B, and supplemental plans, the office helps individuals make informed decisions. This Medicare insurance agency serves clients living in single-family homes, apartments, retail locations, and restaurants throughout the Waipahu area.
Seniors and retirees in Waipahu seeking guidance through Medicare options visit Valerie Bruner at Comparion Insurance Agency. This agency helps clients understand plan choices, including Part D prescription coverage and Medicare Advantage, tailoring recommendations to individual healthcare needs and budgets. Transparent explanations ensure older adults feel confident selecting appropriate coverage before enrollment deadlines. The agency also serves residents throughout the larger Honolulu metropolitan area, providing local support to those in nearby communities like Pearl City.
Assisting with Medicare enrollment can involve a single plan selection or ongoing adjustments to coverage as healthcare needs change. In Waipahu, HI, guidance is provided on comparing Original Medicare and Medicare Advantage options. Evaluations of Part D drug plans and supplemental policies are clearly explained. Service runs on either a scheduled or as-needed basis to accommodate individual timelines.
During open enrollment season in Waipahu, many residents find it challenging to compare Medicare Advantage plans. Susan Santos - State Farm Insurance Agent helps by providing clear explanations of plan options and costs. This medicare insurance agent guides clients through Part A, Part B, and drug coverage choices, making the process straightforward. The company focuses on understanding each individual's healthcare needs before recommending any plan. A consultation begins with a review of the client’s current coverage and an inspection of their specific prescription drug requirements.
Serving the Waipahu area, this agency works with individuals to secure health coverage that meets their needs. For those eligible, they specifically guide clients through the complexities of Medicare insurance plans, including supplement and advantage options. Their approach helps clients understand enrollment periods and coverage details. This agency can provide its insurance services to various commercial sectors requiring group or individual health arrangements, including offices, warehouses, and food service businesses.
Ricky Bonilla: Allstate Insurance in Waipahu, HI, assists clients with enrolling in Medicare Advantage plans and selecting Medicare Supplement coverage. The agency also helps individuals navigate the complexities of transitioning from employer-sponsored health plans to Medicare. This includes reviewing prescription drug coverage options and out-of-pocket costs to match specific healthcare needs. During the annual Medicare Open Enrollment Period, the agent provides guidance on plan changes to ensure continued access to preferred doctors.
Leilani Yee at Comparion Insurance Agency in Waipahu, HI, is known for guiding clients through Medicare insurance options in the local area. Its service range includes helping individuals understand Medicare Supplement, Medicare Advantage, and Part D prescription drug plans. The agency evaluates coverage needs during annual enrollment periods and beyond. A specialty service it can add on is comparing plan costs and provider networks to match each client’s specific healthcare preferences.
Deborah Sumulong at Comparion Insurance Agency provides residents of Waipahu, Hawaii, with professional guidance for their Medicare insurance needs, assisting with plan selection and enrollment. This local agency also helps secure commercial coverage for area businesses within the service region. Clients benefit from clear explanations of coverage options, helping them make informed decisions for year-round peace of mind. The agent remains available for follow-up enrollment support or adjustments to coverage between regular plan periods.
What Does a a Medicare Insurance Agent in Waipahu Cost?
Medicare insurance agents in Hawaii do not charge you directly for their services. Their compensation comes from the insurance carriers whose plans they sell. Medicare Part B premiums in 2025 are typically $174.70 per month for most people but can be higher based on income. Medigap plan premiums in Hawaii range from about $100 to $300 per month depending on your age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Waipahu
Medicare insurance agents in Waipahu help residents compare plans and enroll in Medicare Part A Part B Part C and Part D. Hawaii has a Special Enrollment Period for those who move to the islands or lose other coverage. Agents can explain how Hawaii Med-QUEST and Medicare work together for dual eligible individuals.
Frequently Asked Questions
What does a Medicare insurance agent in Waipahu do?
A Medicare insurance agent helps you compare Medicare Advantage plans Medigap policies and Part D drug plans. They are licensed in Hawaii and can explain plan costs and provider networks available on Oahu. They do not charge you a fee because they are paid by the insurance companies.
When can I enroll in Medicare in Waipahu?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Hawaii also has a Special Enrollment Period if you move to Waipahu from another state. You can also enroll during the Annual Enrollment Period from October 15 to December 7 each year.
Are there Hawaii-specific rules for Medicare agents?
Yes. Hawaii insurance agents must hold a valid Hawaii insurance license and follow state regulations. Agents cannot use high-pressure sales tactics and must give you a Summary of Benefits before you enroll. Hawaii also has a 30-day free look period for Medigap policies.