The top-rated medicare insurance agent in Grosse Pointe Woods, Michigan is Pam Mowatt - State Farm Insurance Agent, rated 4.9 stars across 178 reviews. Other highly rated options include Janet Coates - State Farm Insurance Agent, Mercer Agency - Farm Bureau Insurance, Billy Brown - State Farm Insurance Agent. This directory lists 10 medicare insurance agents serving Grosse Pointe Woods.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pam Mowatt - State Farm Insurance Agent | 20563 Mack Ave | (313) 886-3060 |
| 2 | Janet Coates - State Farm Insurance Agent | 20943 Mack Ave | (313) 332-0676 |
| 3 | Mercer Agency - Farm Bureau Insurance | 21142 Mack Ave | (313) 884-2695 |
| 4 | Billy Brown - State Farm Insurance Agent | 19599 Mack Ave | (313) 343-5600 |
| 5 | Mark Wilamowski - State Farm Insurance Agent | 19637 Mack Ave | (313) 881-8100 |
| 6 | Midwest Underwriters Insurance | 19640 Harper Ave | (313) 884-8600 |
| 7 | Lenahan Insurance | 20535 Mack Ave | (313) 886-4720 |
| 8 | Farm Bureau Insurance | 21142 Mack Ave | (313) 884-2695 |
| 9 | Bloom Rena | 19299 Mack Ave | (313) 343-6000 |
| 10 | Your Pure Benefits LLC | 19950 Mack Ave | (313) 444-2409 |
Pam Mowatt - State Farm Insurance Agent proudly serves the Grosse Pointe Woods, MI area and surrounding communities in Wayne County. This agency provides invaluable guidance and enrollment support for individuals navigating their Medicare options, helping to clarify complex coverage choices during the annual enrollment period. The agent assists local seniors and qualifying residents in understanding plan benefits. Specific services include comparing Part D prescription drug plans and explaining Medicare Supplement policies.
Janet Coates - State Farm Insurance Agent offers a range of Medicare insurance guidance and policy options to individuals in the Grosse Pointe Woods area. The agency assists clients in understanding their coverage choices, including Medicare Supplement and Medicare Advantage plans, with ongoing support for annual enrollment periods and plan changes. Regular policy reviews are provided to help ensure coverage aligns with changing healthcare needs. This agent services single-family homes, condominiums, and retail businesses requiring individual or group health insurance solutions.
Mercer Agency - Farm Bureau Insurance in Grosse Pointe Woods, MI assists homeowners and local residents in navigating Medicare insurance options to find suitable coverage for their healthcare needs. The agency provides guidance on plan choices and enrollment periods, helping clients understand their benefits. It also serves the surrounding communities, including the broader Metro Detroit area such as St. Clair Shores.
Billy Brown, a Medicare insurance agent in Grosse Pointe Woods, MI, assists clients by explaining the difference between one-time enrollment periods and the recurring options for changing their plans during the annual open enrollment. Coverage considerations often include comparing original Medicare with Medicare Advantage or Part D prescription drug plans to find suitable protection for local healthcare needs. Appointments are available on a one-time, scheduled, or as-needed basis for personalized guidance.
Mark Wilamowski - State Farm Insurance Agent serves Grosse Pointe Woods and the surrounding communities in Michigan. The agency handles Medicare insurance plans, helping clients navigate coverage options to meet their healthcare needs. They assist with understanding enrollment periods and comparing plan benefits. For a typical client, the agency reviews individual health requirements and budget considerations to present suitable Medicare solutions. This approach uses a straightforward consultation to narrow down plan selections efficiently.
Midwest Underwriters Insurance in Grosse Pointe Woods, Michigan, specializes in Medicare Supplement plans and Medicare Advantage options. It assists clients by comparing coverage choices for hospital and medical needs. The agency guides individuals through enrollment and plan changes, ensuring alignment with personal healthcare requirements. It also advises on prescription drug plans to minimize out-of-pocket costs. During the fall Open Enrollment Period, it helps beneficiaries review their existing policies and adjust selections to avoid gaps in coverage that could occur from plan changes or updated medical needs.
As the annual Medicare enrollment period approaches, older adults in the Grosse Pointe Woods area often face confusing plan options. Lenahan Insurance helps local seniors navigate these choices by assessing individual health needs and comparing available Medicare supplement and Advantage plans. The agency works to clarify coverage details and out-of-pocket costs during the initial consultation. New clients begin with a complimentary plan review, where an agent reviews their current coverage and upcoming changes before recommending any adjustments.
Farm Bureau Insurance serves residents of Grosse Pointe Woods, Michigan, with Medicare insurance agent services that help navigate plan options. Commercial coverage is also available for local businesses needing employee or client benefit guidance. The agency assists seniors in understanding Medicare parts and supplement policies within the metropolitan Detroit area. Ongoing support is provided as clients prepare for annual enrollment changes, and follow-up consultations are offered between regular visits to adjust coverage as health needs evolve.
Bloom Rena assists individuals in navigating Medicare options, focusing on supplemental plans and prescription drug coverage for Grosse Pointe Woods residents. The agency simplifies enrollment periods and cost comparisons to match clients with suitable policies. Its services extend to helping business owners and employees secure group coverage, as well as accommodating those managing offices, warehouses, and food service operations for their insurance needs.
Serving the Grosse Pointe Woods area, Your Pure Benefits LLC helps residents navigate Medicare insurance plans designed for individual healthcare needs. The company also assists local business owners in securing commercial coverage options that meet their group requirements. Operating within southeast Michigan, the agency provides guidance through the complexities of Medicare enrollment and plan selection. Their process includes thorough follow-up to adjust coverage as circumstances change, ensuring continued suitability between regular annual visits.
What Does a a Medicare Insurance Agent in Grosse Pointe Woods Cost?
Medicare insurance agents in Michigan do not charge you directly for their services. They receive commissions from insurance carriers, so their help is free to you. However, the Medicare plans themselves have costs: Part A is usually premium-free, Part B has a standard premium of $174.70 per month in 2024, and Medicare Advantage plans often have low or $0 monthly premiums but may have deductibles and copays. Medigap plans in Michigan can cost between $100 and $300 per month depending on your age and health. This is general information, not insurance advice.
About medicare insurance agents in Grosse Pointe Woods
Medicare insurance agents in Grosse Pointe Woods, Michigan help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Michigan law requires agents to be licensed by the state and follow strict marketing guidelines during the Annual Enrollment Period from October 15 to December 7. Local agents understand the specific health care needs of Wayne County seniors and can explain how Michigan Medicare Savings Programs may reduce your costs.
Frequently Asked Questions
What does a Medicare insurance agent in Grosse Pointe Woods do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose a Medicare Advantage or Medigap policy. They provide free guidance and do not charge you for their services because they are paid by insurance companies. Agents must follow Michigan rules that limit when and how they can contact you.
When can I enroll in Medicare in Grosse Pointe Woods?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. Michigan residents also have an Annual Enrollment Period from October 15 to December 7 each year. If you miss these windows, you may have to wait and pay a late enrollment penalty.
Do I need a Medicare agent if I already have coverage?
It is a good idea to review your plan each year because costs and coverage change. A local agent can help you compare your current plan to other options available in Grosse Pointe Woods. Michigan law allows you to change plans during the Annual Enrollment Period without penalty.
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