The top-rated medicare insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 563 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Atlas Insurance Agency, LLC, High Favor Insurance Agency LLC. This directory lists 13 medicare insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 4 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 5 | HealthMarkets Insurance - Julia Muraj Bruceti | 32801 Woodward Ave Ste #101 | (248) 225-3821 |
| 6 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 7 | McNish Group | 26622 Woodward Ave STE 200 | (248) 544-4800 |
| 8 | Huntington Insurance | 800 S Main St | (248) 963-5917 |
| 9 | AAA Insurance - Ramos Insurance Agency | 32022 Woodward Ave | (248) 629-4180 |
| 10 | SWITCH Insurance Group | 1108 W Eleven Mile Rd Suite 600 | (248) 965-4510 |
Cameron Barnes - State Farm Insurance Agent serves the Royal Oak, MI area, providing Medicare insurance guidance to local residents. The agency helps clients understand their coverage options during enrollment periods and navigate plan selections. Medicare agents in this region assist with comparing Part D prescription drug plans and Medigap policies. This company works with individuals to review their healthcare needs and explain available choices. It handles both initial enrollments and annual plan renewals for Medicare Advantage and Medicare Supplement plans in the Royal Oak area.
Kirsten Wood - State Farm Insurance Agent in Royal Oak, MI, offers a selection of Medicare insurance plans, including Medicare Supplement and Medicare Advantage options. The office helps clients review coverage details and assists with plan enrollment. Ongoing support is available through the year for policy updates and claims assistance. The agent works with individual clients, seniors in single-family homes and apartments, and also serves small businesses such as retail stores and restaurants seeking coverage solutions.
Serving seniors and individuals approaching Medicare eligibility in Royal Oak, Atlas Insurance Agency, LLC helps clients navigate plan options. The agency provides guidance on Medicare Advantage, Supplement, and Part D prescription drug plans. It takes time to explain coverage details, costs, and enrollment periods. Clients work directly with a Medicare insurance agent in a straightforward, personal manner. This local service assists with annual plan reviews and changes. Atlas Insurance Agency, LLC also makes its Medicare expertise available across neighboring Berkley and Huntington Woods.
High Favor Insurance Agency LLC serves clients in Royal Oak, Michigan, and the surrounding metropolitan Detroit communities. It handles Medicare insurance enrollment and plan selection, including Medicare Advantage, Medigap, and Part D prescription drug coverage. The agency helps individuals navigate annual open enrollment periods and life changes affecting eligibility. To complete a typical job, the agent first reviews a client’s current healthcare needs and budget, then presents suitable plan options before assisting with the official enrollment application.
HealthMarkets Insurance - Julia Muraj Bruceti in Royal Oak offers Medicare insurance guidance, distinguishing between one-time enrollment assistance and ongoing service options for annual plan changes. Coverage advice focuses on comparing Medicare Advantage, Supplement, and Part D drug plans to match individual healthcare needs and budgets. Appointments explain how plans coordinate with existing doctors and prescriptions. Service runs on an as-needed basis, with clients scheduling check-ins at their own convenience throughout the year.
The Robert Littleton Insurance Agency in Royal Oak, MI, offers personalized guidance on Medicare Supplement, Advantage, and Part D prescription drug plans. It helps individuals compare policies to align coverage with their unique health needs and budgets. During the annual enrollment period each fall, the agency assists clients in reviewing plan changes and making necessary adjustments to avoid gaps in coverage or unexpected out-of-pocket costs.
As open enrollment season arrives in Royal Oak, many seniors find the array of Medicare plans confusing. McNish Group helps local residents navigate these decisions by explaining coverage options clearly and tailoring recommendations to individual health needs and budgets. The company consults with clients throughout Oakland County, addressing both medical and prescription drug coverage gaps to ensure well-rounded protection. An initial in-person or phone assessment is arranged to examine current benefits and identify potential cost-saving changes.
Huntington Insurance provides medicare insurance guidance for individuals in Royal Oak, Michigan. As a local medicare insurance agent, the company assists clients with plan comparisons, enrollment processes, and annual coverage reviews. Its specialty add-ons include advising on supplemental policies and Part D prescription drug plans tailored to individual healthcare needs. Huntington Insurance can serve commercial sectors such as medical offices needing group supplemental options, small warehouses, and food service establishments seeking coverage for their employees and qualifying independent contractors.
Serving residents of Royal Oak, AAA Insurance - Ramos Insurance Agency offers personalized Medicare insurance guidance. In addition to individual plans, commercial coverage options are available for small business owners throughout the greater Oakland County area. Their agents explain annual enrollment periods and plan comparisons in clear, straightforward terms. Focusing on long-term client relationships, the agency provides continued support and policy reviews between regular visits, ensuring coverage remains aligned with changing health needs.
SWITCH Insurance Group, based in Royal Oak, Michigan, is known for simplifying Medicare enrollment for local beneficiaries. The agency guides clients through Medicare Advantage, Supplement, and Part D plans. Its services include annual plan comparisons and personalized support during open enrollment. A specialty service is coordination of enrollment for those turning sixty-five, ensuring a smooth transition from employer coverage into Medicare.
What Does a a Medicare Insurance Agent in Royal Oak Cost?
Medicare Part A is usually premium free for most people. Part B has a standard monthly premium of $174.70 in 2024. Medicare Advantage plans may have $0 monthly premiums but include cost sharing like copays and deductibles. Agent services are typically free to you because the insurance company pays the commission. This is general information and not insurance advice.
About medicare insurance agents in Royal Oak
Medicare insurance agents in Royal Oak Michigan help residents navigate Original Medicare Medicare Advantage and Part D drug plans. Michigan law requires agents to be licensed by the state and follow strict marketing rules during the Annual Enrollment Period from October 15 to December 7. Local agents understand the specific network options available in Oakland County.
Frequently Asked Questions
When can I enroll in Medicare in Royal Oak Michigan?
You have a seven month Initial Enrollment Period starting three months before your 65th birthday month. Michigan also offers a Special Enrollment Period for certain life events like moving or losing employer coverage.
What is the difference between a Medicare agent and a broker in Michigan?
An agent typically represents one insurance company while a broker can show plans from multiple carriers. Both must hold a valid Michigan insurance license and follow state disclosure rules.
Do Medicare agents in Royal Oak charge a fee for their services?
Medicare agents in Michigan are generally paid by insurance companies through commissions. You should not pay a separate fee for plan enrollment or advice. Always confirm the agents compensation structure before working with them.
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