The top-rated medicare insurance agent in St Clair Shores, Michigan is Tom Peck - State Farm Insurance Agent, rated 4.9 stars across 377 reviews. Other highly rated options include Sue Crowe - State Farm Insurance Agent, Lakepointe Insurance Agency, Michigan Insurance and Financial Services. This directory lists 17 medicare insurance agents serving St Clair Shores.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Peck - State Farm Insurance Agent | 25310 Little Mack Ave | (586) 775-6300 |
| 2 | Sue Crowe - State Farm Insurance Agent | 31800 Harper Ave | (586) 296-3800 |
| 3 | Lakepointe Insurance Agency | 25124 Jefferson Ave | (586) 776-6990 |
| 4 | Michigan Insurance and Financial Services | 26503 Harper Ave | (586) 218-5980 |
| 5 | DDI Insurance Agency | 24522 Harper Ave | (313) 925-3216 |
| 6 | Serena Clarke - State Farm Insurance Agent | 28800 Harper Ave B | (586) 445-2444 |
| 7 | McDaid & Associates Inc | 29700 Harper Ave # 5 | (586) 415-7200 |
| 8 | DC Insurance Group | 26333 Jefferson Ave # 103 | (586) 774-6400 |
| 9 | Farm Bureau Insurance - The DeRonne Agency | 23420 Greater Mack Ave C | — |
| 10 | Interstate Healthcare | 24150 Little Mack Ave | (800) 419-5999 |
Tom Peck - State Farm Insurance Agent serves the St Clair Shores, Michigan area and surrounding communities in Macomb County, offering guidance on Medicare insurance options for eligible individuals. The agency helps clients navigate plan choices such as Medicare Advantage and Medicare Supplement policies. Medicare insurance agents in this region provide assistance with annual enrollment periods and explain coverage details to ensure informed decisions. The office handles both initial enrollment for new beneficiaries and plan comparisons during open enrollment periods each year.
Serving the St Clair Shores area, Sue Crowe - State Farm Insurance Agent provides Medicare insurance guidance and plan options for eligible individuals. The agency assists with understanding coverage choices, handling enrollment periods, and reviewing existing plans for potential adjustments or updates. Ongoing support is available to help clients manage policy changes and address questions about benefits or claims. This service works with those living in single-family homes, apartments, retail, and restaurants.
Lakepointe Insurance Agency assists Medicare-eligible individuals in St Clair Shores, Michigan, by providing guidance on Medicare Advantage, supplement, and Part D prescription drug plans. Local seniors and those approaching eligibility can receive personalized consultations to compare coverage options that fit their specific healthcare needs and budgets. The agency focuses on clear explanations of plan benefits, enrollment periods, and potential cost savings within the Medicare system. It also serves clients in the broader southeastern Michigan area, including neighboring communities such as Grosse Pointe.
Serving St Clair Shores and the surrounding communities of Macomb County, Michigan Insurance and Financial Services handles Medicare insurance options for local residents in need of coverage guidance. Their work typically includes evaluating Part A and Part B benefits, reviewing available Medicare Advantage and Part D prescription drug plans, and clarifying how original Medicare coordinates with supplemental policies. For each client, the company generally takes time to compare current coverage against individual health needs and budget considerations to recommend suitable choices.
DDI Insurance Agency in St Clair Shores, MI helps individuals navigate the difference between one-time enrollment guidance and recurring plan reviews. Coverage assistance includes comparing Medicare Advantage, Supplement, and Part D options based on annual changes to local networks and formularies. The staff clarifies enrollment periods and coordinates with existing healthcare providers. This local agency offers its services on both a one-time consultation basis for initial enrollment and a scheduled basis for annual plan check-ups, with additional as-needed support available when life events trigger special enrollment circumstances.
As a Medicare insurance agent in St. Clair Shores, MI, this agency specializes in helping clients navigate their plan options during enrollment periods. It offers general services including policy comparisons, explanation of coverage differences, and assistance with paperwork for local residents. The agent works one-on-one to understand individual healthcare needs and budget considerations. As the Annual Enrollment Period approaches each fall, this agency helps clients review any changes to their current plan’s costs or network and determine if a switch is needed for the coming year.
During Medicare’s Annual Enrollment Period, many older adults in St Clair Shores review their plan options for the coming year. McDaid & Associates Inc helps navigate these choices, comparing Original Medicare with Medicare Advantage and Part D plans available locally. Their work focuses on matching coverage to a client’s health needs and budget, while explaining enrollment deadlines and potential penalties. To begin, they offer a no-cost initial assessment to review current coverage and identify suitable plan alternatives for the upcoming period.
DC Insurance Group helps clients understand their options for health coverage in retirement. As a Medicare insurance agent in St Clair Shores, MI, the company guides individuals through the enrollment process and available plan choices, including parts A, B, and D as well as supplemental policies. Support is offered for understanding how these plans interact with existing healthcare needs. The agency serves residents and small business owners, assisting with coverage needs for offices, warehouses, and food service operations.
Interstate Healthcare is known for helping residents in St Clair Shores, MI, navigate their Medicare insurance options. The agency assists clients with comparing Medicare Advantage and Medigap plans from various carriers to find suitable coverage. Working with individuals approaching eligibility or those looking to adjust existing plans, the agents provide straightforward guidance on eligibility requirements and enrollment periods. A specialty service the agency can add on is assistance with coordinating prescription drug plans to ensure medication needs are covered under a chosen policy.
What Does a a Medicare Insurance Agent in St Clair Shores Cost?
Medicare insurance agents in Michigan do not charge you for their help. Their compensation comes from the insurance carriers whose plans they sell. Plan costs vary widely, with Part B premiums starting at $174.70 per month in 2024 and Part D plans ranging from $10 to $100 per month. Medicare Advantage plans may have $0 premiums but include deductibles and copays. This is general information, not insurance advice.
About medicare insurance agents in St Clair Shores
Medicare insurance agents in St Clair Shores, Michigan help residents compare plans and enroll in Medicare Part A, Part B, Part D, and Medicare Advantage. In Michigan, agents must be licensed by the Department of Insurance and Financial Services. These professionals can assist with the Annual Enrollment Period from October 15 to December 7 each year.
Frequently Asked Questions
What does a Medicare insurance agent in St Clair Shores do?
A Medicare insurance agent helps you review plan options, compare costs, and enroll in coverage. They can explain the differences between Original Medicare and Medicare Advantage. Agents in Michigan must follow state regulations and cannot charge you for their services.
When can I enroll in Medicare in Michigan?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Michigan also has a General Enrollment Period from January 1 to March 31 each year. Late enrollment may result in a penalty.
Are Medicare insurance agents free in St Clair Shores?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to consumers. This is regulated under Michigan law to protect beneficiaries from extra fees.
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