The top-rated medicare insurance agent in Utica, Michigan is Alisha Alef - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Action Insurance Service, Inc., Michigan Insurance and Financial Services - Headquarters, John J. Boyd & Associates, Inc.. This directory lists 14 medicare insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alisha Alef - State Farm Insurance Agent | 7726 Auburn Rd | (586) 731-5556 |
| 2 | Action Insurance Service, Inc. | 7659 Auburn Rd | (586) 739-9080 |
| 3 | Michigan Insurance and Financial Services - Headquarters | 45136 Cass Ave | (586) 710-7600 |
| 4 | John J. Boyd & Associates, Inc. | 7817 McClellan St | (586) 314-3400 |
| 5 | Beck Insurance | 8344 Hall Rd Suite 102 | (586) 731-5800 |
| 6 | Goosehead Insurance - John VanLoon | 8344 Hall Rd #114 | (248) 554-1185 |
| 7 | ALF Insurance Agency LLC | 8641 Hall Rd | (586) 731-5791 |
| 8 | ATM Insurance Solutions LLC | 45200 Sterritt St Ste 104 | (586) 991-5066 |
| 9 | Michigan Insurance And Financial Services, Utica #2 | 45138 Cass Ave | (586) 710-7605 |
| 10 | Superior Insurance Agency, LLC | 11255 Hall Rd #202 | (586) 843-3262 |
Alisha Alef - State Farm Insurance Agent serves the Utica, Michigan community and surrounding Macomb County area. This Medicare insurance agent assists clients in navigating their health coverage options during enrollment periods and plan changes. They help individuals review plan details, including prescription drug coverage and out-of-pocket expenses. Medicare supplement and Medicare Advantage options are among the specific services this agency handles for local residents.
Action Insurance Service, Inc., based in Utica, Michigan, provides a full range of Medicare insurance agent services, including plan selection, enrollment assistance, and annual policy reviews. The company offers ongoing support to ensure clients understand their coverage options throughout the year. It maintains a focus on helping individuals navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans. Its Medicare insurance agents service single-family homes, apartments, retail, and restaurants in the local area.
Michigan Insurance and Financial Services - Headquarters in Utica, MI, assists local homeowners, business owners, and individuals with Medicare insurance needs. The company guides clients through plan options, helping them understand coverage specifics for hospital and medical services. It serves seniors and those approaching eligibility, focusing on aligning benefits with personal healthcare requirements. The firm regularly helps customers in Sterling Heights, Warren, and other nearby communities across Macomb County.
Serving Utica, Michigan, and the surrounding communities, John J. Boyd & Associates, Inc. provides medicare insurance agent services to local residents. The company helps clients navigate their options, handling both Medicare Advantage and Medicare Supplement plans. Each client’s specific healthcare needs and budget are carefully reviewed to identify suitable coverage. A typical job is approached by offering a thorough, in-person consultation to explain plan differences and ensure a clear, informed decision.
Located in Utica, Michigan, Beck Insurance assists local residents in understanding Medicare options, distinguishing between initial enrollment decisions and the annual opportunity to adjust coverage during open enrollment. Agents guide clients through selecting suitable plans for medical and prescription drug needs. They also explain the role of supplemental coverage in managing out-of-pocket expenses. Service is available on an as-needed basis, allowing clients to request support throughout the year when questions or life changes arise.
Goosehead Insurance - John VanLoon specializes in helping individuals navigate Medicare plan options, offering guidance on coverage selections and enrollment processes. Located in Utica, it serves clients throughout the area with personalized consultations to evaluate healthcare needs and compare available plans. The agency assists with initial sign-ups, annual plan changes, and understanding policy details. As the Medicare Annual Enrollment Period approaches, it helps clients review their current coverage for potential updates or savings.
As the Medicare Annual Enrollment Period approaches each fall, many Utica residents seek guidance through a maze of plan options available in Macomb County. ALF Insurance Agency LLC provides personalized assistance to help local seniors understand their Part D prescription drug, Medicare Advantage, and Medigap choices. The agent works to clarify how different plans coordinate with existing coverage. An initial appointment typically begins with a review of the individual’s current health needs and preferred doctors.
ATM Insurance Solutions LLC assists clients in navigating Medicare plans in Utica, Michigan, focusing on coverage options such as Medicare Advantage and prescription drug plans. The agency additionally helps individuals compare supplemental policies and enrollment periods. It serves local businesses requiring group Medicare solutions, including small offices, manufacturing warehouses, and food service establishments needing compliant health benefits for employees.
Serving residential clients in Utica, this firm also offers commercial coverage options through Michigan Insurance And Financial Services, Utica #2. Operating as a medicare insurance agent, it assists local individuals in navigating plan selection and enrollment periods within the Macomb County area. Follow-ups are provided as needed throughout the year to review coverage changes or address questions, ensuring clients receive continued support between regular annual enrollment visits.
Superior Insurance Agency, LLC, located in Utica, Michigan, is known for providing comprehensive guidance through the complexities of Medicare plans. It assists clients with initial enrollment, annual plan comparisons, and understanding the differences between Medicare Advantage and Supplement policies. The agency focuses on matching individuals with coverage that fits their specific healthcare needs and budgets. A specialty service it can add on is personalized assistance with Part D prescription drug plan selections to ensure optimal medication cost savings.
What Does a a Medicare Insurance Agent in Utica Cost?
Medicare insurance agents in Michigan generally do not charge you a fee for their services. They receive commissions from the insurance carriers when you enroll in a plan. The costs of Medicare plans themselves vary widely: Part B premiums are set by the federal government at around $174.70 per month in 2024, while Medicare Advantage plans may have $0 monthly premiums or higher. Medigap plans in Michigan can cost between $100 and $400 per month depending on your age and the plan type. This is general information, not insurance advice.
About medicare insurance agents in Utica
Medicare insurance agents in Utica, Michigan help residents navigate plan options, including Medicare Advantage and Medigap policies. Michigan law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific network coverage available in Macomb County and can explain how Michigan Medicare Savings Programs may affect your choices.
Frequently Asked Questions
When can I enroll in Medicare in Utica Michigan?
You have a seven month Initial Enrollment Period around your 65th birthday. Michigan also has a Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for certain life events like moving or losing other coverage.
What is the difference between Medicare Advantage and Medigap in Michigan?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for deductibles and coinsurance. In Michigan, Medigap policies are standardized and labeled A through N.
Do Medicare agents in Utica charge a fee for their help?
Most Medicare insurance agents in Michigan are paid by insurance companies, not by you. They typically do not charge a direct fee for helping you compare plans. You should always ask the agent about their compensation before working with them.
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