ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Medicare Insurance Agents Near You in St Joseph, MO

Browse medicare insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated medicare insurance agent in St Joseph, Missouri is Patrick Lile American Family Insurance, rated 4.9 stars across 124 reviews. Other highly rated options include Clear View Insurance Specialists, Tolly & Associates Inc American Family Insurance, AIS. This directory lists 20 medicare insurance agents serving St Joseph.

Showing 20 medicare insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Patrick Lile American Family Insurance2721 Pembroke Ln(816) 279-7770
2Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
3Tolly & Associates Inc American Family Insurance2606 N Belt Hwy(816) 232-8400
4AIS2903 S Belt Hwy(816) 676-2886
5Makison Insurance & Retirement2411 N Woodbine Rd(816) 209-6765
6Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
7John Joe Insurance Agency, Inc.2320 N Belt Hwy(816) 273-0123
8Sunshine Cover Insurance Co805 S Belt Hwy(816) 281-5993
9Wagers Insurance Agency3603 Woodlawn Terrace(816) 676-1000
10McKay Insurance Services, LLC3715 Beck Rd Ste A100(816) 259-5143
PL
2721 Pembroke Ln
Patrick Lile American Family Insurance
Medicare Insurance Agent · St Joseph, MO

Patrick Lile American Family Insurance offers guidance on Medicare insurance options for individuals in St Joseph, Missouri. The agency helps clients understand various Medicare plans and assists with enrollment, including initial coverage and annual changes. Support is provided to review existing policies and explore coverage adjustments. The company serves a range of properties, such as single-family homes, apartments, retail locations, and restaurants.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Medicare Insurance Agent · St Joseph, MO

Individuals researching Medicare coverage in St Joseph, Missouri rely on Clear View Insurance Specialists for guidance. This agency assists older adults and those with disabilities in comparing Medicare Advantage, Supplement, and Part D drug plans. It helps clients navigate enrollment periods and evaluate plan options that fit their specific healthcare needs and budgets. With a local focus, the agency understands regional provider networks and coverage nuances that affect its clients. It also provides these insurance services to residents of nearby Savannah and the surrounding Buchanan County area.

TA
2606 N Belt Hwy
Tolly & Associates Inc American Family Insurance
Medicare Insurance Agent · St Joseph, MO

Tolly & Associates Inc American Family Insurance serves St. Joseph, Missouri, and its surrounding communities, handling Medicare insurance agent needs for local residents. It guides clients through the complexities of Medicare plans, including supplements and Advantage options. The agency helps individuals compare coverage choices to match their healthcare requirements and budgets. It typically begins by assessing a client's current coverage and medical needs, then presents available plan options from multiple carriers for informed decision-making.

AI
2903 S Belt Hwy
AIS
Medicare Insurance Agent · St Joseph, MO

AIS serves St. Joseph, Missouri and the surrounding Buchanan County area as a Medicare insurance agent. The company assists individuals in navigating the complex Medicare system, including enrollment periods and plan comparisons. AIS helps clients evaluate their healthcare needs to find appropriate coverage options. The agency specifically handles Medicare Supplement plans and Medicare Advantage plans for local residents.

MI
2411 N Woodbine Rd
Makison Insurance & Retirement
Medicare Insurance Agent · St Joseph, MO

At Makison Insurance & Retirement in St. Joseph, MO, a Medicare insurance agent helps individuals distinguish between one-time enrollment guidance and ongoing plan review services. The agency focuses on explaining coverage options under Original Medicare and Medicare Advantage plans to match each client's healthcare needs. Annual enrollment periods and special circumstances can trigger coverage adjustments, making expert local assistance valuable. Service is available on a one-time, scheduled, or as-needed basis to accommodate varying customer preferences throughout the year.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Medicare Insurance Agent · St Joseph, MO

Shelter Insurance - Dana Oerman specializes in Medicare insurance guidance, helping individuals navigate plan options, enrollment periods, and coverage details in St Joseph, Missouri. It provides personalized assistance to evaluate Medicare Advantage, Supplement, and Part D drug plans. Recognizing that changing health needs or the annual open enrollment window can create confusion, this agency helps clients review their current policies and make informed adjustments to avoid coverage gaps or late penalties.

JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Medicare Insurance Agent · St Joseph, MO

John Joe Insurance Agency, Inc. assists clients in St Joseph, MO with navigating Medicare plans and exploring available coverage options. The agency specializes in helping individuals select supplemental policies and Part D prescription drug plans tailored to their healthcare needs. It serves both retirees and those approaching eligibility, ensuring they understand enrollment periods and plan benefits. This local firm can provide guidance for commercial operations including offices, warehouses, and food service entities seeking appropriate Medicare solutions.

SC
805 S Belt Hwy
Sunshine Cover Insurance Co
Medicare Insurance Agent · St Joseph, MO

Sunshine Cover Insurance Co assists residents of St. Joseph, Missouri, with their health coverage needs. For commercial clients, the agency also addresses small business insurance requirements across the local area. Their team helps individuals navigate plan options and enrollment periods. Clients typically schedule annual meetings to review any changes in their coverage or health situation. Between those regular visits, the agency remains available to help with questions about new medical needs or prescription costs.

WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Medicare Insurance Agent · St Joseph, MO

As the Annual Enrollment Period approaches each fall, residents of St. Joseph, MO, carefully review their healthcare coverage options. Wagers Insurance Agency assists local beneficiaries by clarifying plan details and comparing Medicare Advantage, supplement, and Part D plans. The agency evaluates each client’s current medications, preferred doctors, and budget constraints. This process begins with a one-on-one consultation to review the individual’s specific healthcare situation and identify potential coverage gaps before they recommend any plan. A thorough inspection of the client’s existing coverage and current needs initiates the assessment.

MI
3715 Beck Rd Ste A100
McKay Insurance Services, LLC
Medicare Insurance Agent · St Joseph, MO

McKay Insurance Services, LLC in St Joseph, MO is known for guiding clients through Medicare plan options. The agency provides individual consultations to help seniors compare Part D, Medigap, and Advantage plans from multiple carriers. Its agents clarify enrollment periods and out-of-pocket costs, tailoring recommendations to each client’s medical and financial needs. This focused local support simplifies what can be a complex annual election. Additionally, the firm offers specialized assistance with coordinating Medicaid benefits for dual-eligible enrollees.

BI
3715 Beck Rd b201
Benchmark Insurance Agency
Medicare Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Medicare Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
CI
401 N 13th St
Consolidated Insurance Agents, LLC.
Medicare Insurance Agent · St Joseph, MO
(816) 279-0894
consolidated-insurance.com
DB
C, 3715 Beck Rd Ste. B 201
Devoy-Baker Insurance
Medicare Insurance Agent · St Joseph, MO
(816) 364-4381
devoybaker.com
BA
3120 Karnes Rd #F
Berry & Associates Inc
Medicare Insurance Agent · St Joseph, MO
(816) 279-6010
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Medicare Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
SS
1211 N Belt Hwy STE 302
Senior Specialists
Medicare Insurance Agent · St Joseph, MO
(816) 279-8700
seniorspecialists1.com
PI
6303 King Hill Ave
Perkins Insurance
Medicare Insurance Agent · St Joseph, MO
(816) 238-1974
lowercostmedicaresupplement.com
MP
3715 Beck Rd Building C, Ste 309
Medicare Planning
Medicare Insurance Agent · St Joseph, MO
(816) 542-7700
medicareplanning.com
AG
4221 Mitchell Ave Suite 2C-3
The Accel Group - St. Joseph
Medicare Insurance Agent · St Joseph, MO
(816) 509-0848
acceladvantage.com

What Does a a Medicare Insurance Agent in St Joseph Cost?

Medicare insurance agents in Missouri do not charge a fee for their services. Their compensation comes from the insurance companies whose plans they sell. Plan costs vary by provider and coverage level. For example, a Medicare Advantage plan may have a $0 monthly premium, while a Medigap plan can cost between $100 and $300 per month depending on your age and health. This is general information, not insurance advice.

About medicare insurance agents in St Joseph

A Medicare insurance agent in St Joseph, Missouri helps you compare plans during the Annual Enrollment Period (October 15 to December 7) and the Medicare Advantage Open Enrollment (January 1 to March 31). Missouri law requires agents to be licensed by the Department of Insurance. Local agents understand the specific network options available in Buchanan County.

Frequently Asked Questions

What does a Medicare insurance agent in St Joseph do?

A Medicare insurance agent helps you review and enroll in Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Part D drug plans. They do not charge you directly because they are paid by the insurance companies.

When can I enroll in a Medicare plan in Missouri?

You have an Initial Enrollment Period when you turn 65. The Annual Enrollment Period runs from October 15 to December 7 each year. Missouri also has a Medicare Advantage Open Enrollment from January 1 to March 31 for changes.

Are there special rules for Medicare in Missouri?

Missouri does not have a state-specific Medicare savings program but offers the Missouri Rx Plan for extra help with drug costs. Agents must follow federal and state rules, including disclosing their license number and not using high-pressure sales tactics.

Medicare Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.