The top-rated medicare insurance agent in Watertown, South Dakota is Phillip Matthews - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Meyer Insurance, KRANZ INSURANCE - Watertown Insurance LLC, Wishard Insurance. This directory lists 20 medicare insurance agents serving Watertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Phillip Matthews - State Farm Insurance Agent | 208 E Kemp Ave #2 | (605) 882-1252 |
| 2 | Meyer Insurance | 1933 Willow Creek Dr | (605) 753-5698 |
| 3 | KRANZ INSURANCE - Watertown Insurance LLC | 521 10th St NW | (605) 886-4200 |
| 4 | Wishard Insurance | 922 W Kemp Ave | (605) 882-5773 |
| 5 | Lynn Jurrens American Family Insurance | 306 9th Ave SE | (605) 886-8240 |
| 6 | Schulz Insurance | 24 N Broadway | (605) 886-1525 |
| 7 | Glacial Lakes Insurance Inc. | 1505 10th Ave SE #2 | (605) 956-3445 |
| 8 | Puthoff Insurance Agency-Watertown | 1608 9th Ave SW | (605) 886-9319 |
| 9 | Leavitt Heartland Insurance | 812 10th St SW | (605) 882-1688 |
| 10 | Heaton Insurance Agency | 804 2nd St SE | (605) 878-2111 |
Phillip Matthews - State Farm Insurance Agent in Watertown, SD, provides a range of Medicare insurance services, including plan selection guidance and enrollment support. The office helps clients understand their coverage options and offers ongoing assistance with policy maintenance and annual plan reviews. As a local Medicare insurance agent, the agency focuses on helping individuals navigate the complexities of healthcare coverage during retirement. It serves single-family homes, apartments, retail, and restaurants by ensuring their owners and employees have access to appropriate Medicare plans.
Meyer Insurance serves the Watertown, South Dakota area as a Medicare insurance agent. It guides clients through Medicare plan options, including enrollment periods and plan comparisons to find appropriate part D and Medicare Advantage coverage. The company assists with understanding how Original Medicare and supplemental plans work for local beneficiaries seeking healthcare options. Meyer Insurance handles specific services such as evaluating Medicare Supplement insurance policies and coordinating plan choices during annual open enrollment periods.
Kranz Insurance - Watertown Insurance LLC assists homeowners and individuals in Watertown, South Dakota with their Medicare insurance needs. The agency helps clients compare plan options and navigate enrollment periods to find appropriate coverage. Services include explanations of Medicare Parts A and B, as well as supplemental and Medicare Advantage plans. The company’s agents work to clarify often complex benefits for seniors and those approaching retirement. They also serve Medicare beneficiaries in the surrounding Codington County area.
Serving Watertown, South Dakota, and the surrounding communities, Wishard Insurance assists clients with Medicare plan selection. The company handles the details of Medicare Supplement policies, Medicare Advantage plans, and Part D prescription drug coverage. It helps individuals navigate the annual enrollment period and special enrollment situations. To handle a typical job, the agent begins by reviewing a client's current coverage and medical needs, then presents plan options from available carriers before assisting with the final enrollment process.
Lynn Jurrens American Family Insurance in Watertown, SD, helps clients understand the difference between annual, one-time Medicare enrollment periods and ongoing plan adjustments that may arise from changing health needs. As a local medicare insurance agent, the company guides individuals through the available Medicare Advantage and supplement coverage options for their area. Service for initial plan selection and annual reviews can be scheduled as needed through the year.
Schulz Insurance in Watertown, SD specializes in guiding individuals through the selection of Medicare Advantage and Supplement plans. It works closely with clients to evaluate their healthcare needs and compare available coverage options. As a local Medicare insurance agent, it assists beneficiaries with understanding plan costs, networks, and prescription drug coverage. This tailored support proves especially valuable during the Annual Enrollment Period, when people need to review their current plan and consider any necessary changes.
As the Medicare Annual Enrollment Period approaches each fall, Glacial Lakes Insurance Inc. in Watertown, SD helps local seniors review their plan options and navigate any changes in prescription drug or medical coverage. The company focuses on explaining how Medicare Parts A and B interact with supplemental or Advantage plans available in Codington County. Their process begins with a no‑obligation consultation to assess a client’s current health needs, preferred doctors, and typical pharmacy usage before making any recommendations.
Puthoff Insurance Agency-Watertown helps individuals navigate their healthcare coverage needs, specializing in Medicare insurance plans and supplemental options for added protection. Serving the Watertown, SD area, the agency assists clients in understanding plan differences during enrollment periods. Their services support those looking for private plan guidance alongside original Medicare benefits. The agency can assist commercial sectors including offices, warehouses, and food service operations with their insurance requirements.
Leavitt Heartland Insurance in Watertown, SD, assists residents with Medicare insurance needs for individuals and families. Commercial coverage options are also available for local businesses and their employees. The company serves clients throughout the Watertown area and surrounding communities in northeastern South Dakota. Agents help navigate plan choices, enrollment periods, and coverage changes during initial eligibility and annual open enrollment. They follow up after each enrollment to ensure the plan still fits, and offer repeat service between regular visits to adjust coverage when health needs or plan terms change.
Heaton Insurance Agency in Watertown, SD functions as a local medicare insurance agent helping clients navigate annual enrollment periods. The agency reviews Medicare Part D prescription drug plans to confirm local pharmacy networks match customers’ needs. They also explain the coverage differences between original Medicare and Medicare Advantage options available in Codington County. A specialty service this agency can offer is enrolling clients in Medicare Supplement plans to cover out-of-pocket costs like deductibles and copayments.
What Does a a Medicare Insurance Agent in Watertown Cost?
Medicare insurance agents in South Dakota do not charge you directly for their services. Their compensation comes from the insurance carriers when you enroll in a plan. Typical Medigap premiums in South Dakota range from 100 to 300 dollars per month depending on your age and plan type. Medicare Advantage plans may have low or zero monthly premiums but include cost sharing. This is general information and not insurance advice.
About medicare insurance agents in Watertown
Medicare insurance agents in Watertown, South Dakota help residents compare Medicare Advantage, Medigap, and Part D plans. South Dakota law requires agents to be licensed through the state Division of Insurance. Local agents understand the specific needs of Codington County residents and can explain how Medicare coordinates with other coverage.
Frequently Asked Questions
What does a Medicare insurance agent in Watertown do?
A Medicare insurance agent helps you review plan options, compare costs, and enroll in Medicare Part A, Part B, Part D, or Medicare Advantage. They also assist with Medigap policies and explain how South Dakota rules affect your choices.
When can I enroll in Medicare in Watertown South Dakota?
The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. South Dakota also has a General Enrollment Period from January 1 to March 31 each year. Special Enrollment Periods may apply for certain life events.
Are Medicare agents in Watertown free to use?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to you. Always confirm that the agent is licensed in South Dakota before working with them.