The top-rated mobile home insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 527 reviews. Other highly rated options include AAA Alameda Branch, Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin. This directory lists 10 mobile home insurance agents serving Alameda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lux - State Farm Insurance Agent | 2221 Harbor Bay Pkwy | (510) 521-1222 |
| 2 | AAA Alameda Branch | 2650 5th St Building F, Suite H | (510) 336-7100 |
| 3 | Christie Kennett - State Farm Insurance Agent | 550 Park St Ste 108 | (510) 521-0060 |
| 4 | Farmers Insurance - Alfonso Servin | 550 Park St Ste 104 | (510) 522-0123 |
| 5 | Farmers Insurance - Leah Nishi | 1516 Oak St Suite 100 | (510) 473-5565 |
| 6 | Aurora Noche - State Farm Insurance Agent | 2236 Mariner Square Dr STE 100 | (510) 865-2110 |
| 7 | Farmers Insurance - David Reidenbach | 2306 Central Ave Ste D | (510) 523-3677 |
| 8 | Larkins insurance Agency | 1101 Marina Village Pkwy suit 202 | (341) 223-3403 |
| 9 | Nationwide Insurance: Nathan Douglas Gleason | 1101 Marina Village Pkwy suit 201 | (510) 694-7700 |
| 10 | Mahoney Walker Agency, LLC | 1138 Ballena Blvd | (510) 814-7270 |
Kelly Lux - State Farm Insurance Agent serves the Alameda, California area, offering mobile home insurance policies tailored to local regulations and climate risks. This agency assists mobile homeowners with comprehensive coverage options that include protection for the structure, personal property, and liability. Policies may also address unique concerns such as wind and earthquake damage common to this region. Specific services handled here include customizing deductibles and adding scheduled personal property coverage for valuables.
AAA Alameda Branch provides mobile home insurance services in Alameda, California, covering a range of policies for manufactured and mobile dwellings. Service plans address assessments, liability, and property damage claims to keep policyholder coverage current with local regulations. Regular policy review ensures alignment with evolving housing standards and weather risks common to the Bay Area. The company serves single-family mobile homes, manufactured home communities, and retirement parks in the region.
This Alameda mobile home insurance agent works with homeowners and property managers seeking specialized coverage for manufactured and modular homes. The agency helps clients understand structural protections, liability options, and contents coverage tailored to their specific park or private land ownership needs. Local policyholders appreciate clear explanations of exclusions and endorsements unique to mobile dwellings. The agency also serves clients in the neighboring Oakland metro area and the surrounding East Bay communities.
Farmers Insurance - Alfonso Servin serves Alameda, California, and the surrounding East Bay communities, handling mobile home insurance coverage for local residents. It addresses policies for manufactured and modular homes, protecting against common regional risks like coastal weather and seismic activity. The agent works with homeowners to assess their specific coverage needs, evaluating structure value and personal property. For a typical job, it reviews the mobile home’s age, condition, and location, then tailors a policy that aligns with California insurance requirements and the client’s budget.
For mobile home owners in Alameda, CA, Farmers Insurance - Leah Nishi offers distinct options between a one-time policy review and an ongoing relationship for adjusting coverage as needs change. The service protects structures and personal property against common perils in this coastal area. Following an initial consultation, clients receive coverage tailored to their specific mobile home model and location. Work runs strictly on an as-needed basis through periodic policy check-ins rather than any fixed schedule.
Aurora Noche - State Farm Insurance Agent specializes in matching mobile home owners in Alameda with tailored coverage solutions, protecting structures and personal belongings from unexpected damage. The agency also provides broader insurance services for autos, renters, and life policies to meet varied community needs. With California’s exposure to wildfires and winter storms, it helps clients review policies for sufficient protection against seasonal risks like wind and debris damage.
As the rainy season returns to Alameda, homeowners in manufactured homes look for reliable protection against coastal moisture and wind. Farmers Insurance - David Reidenbach helps residents secure tailored mobile home insurance, addressing specific risks like salt air corrosion and flood exposure in the Bay Area. The agent explains coverage options for structure, personal property, and liability in plain terms. An initial property inspection or assessment is typically scheduled to verify condition and determine appropriate policy limits.
Larkins Insurance Agency provides mobile home insurance coverage for customers in Alameda and the surrounding areas. Their services focus on protecting such homes along with specialty add-ons for attached structures and personal property. The agency assists clients in understanding the specific risks associated with manufactured housing in this region. It can serve a variety of commercial sectors, including offices, warehouses, and food service establishments that have mobile home assets or employee housing needs.
Nationwide Insurance: Nathan Douglas Gleason provides residential mobile home insurance services to clients in Alameda. Commercial mobile home coverage is also available for investors renting out their properties. The agency serves the local area, helping homeowners protect their manufactured homes against common regional risks. Policies can be adjusted as needs change over time. Between regular visits, the agent follows up to answer questions or assist with policy updates.
Mahoney Walker Agency, LLC, based in Alameda, California, is known for providing mobile home insurance solutions tailored to local residents and property owners. Its service range covers standard coverage options needed for manufactured and mobile homes in the region, addressing common risks in the Bay Area. The agency helps clients secure policies from established carriers, focusing on protecting structures and belongings. For specialized needs, it can assist with adding on comprehensive wind and hail protection for mobile homes.
What Does a a Mobile Home Insurance Agent in Alameda Cost?
Typical mobile home insurance in California ranges from 300 to 800 dollars per year for basic liability and property coverage. In Alameda, premiums may be higher due to earthquake and flood exposure. Full replacement cost policies can cost 600 to 1,200 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Alameda
Mobile home insurance agents in Alameda, California help you find coverage for manufactured homes, park models, and trailers. California law requires mobile home owners to carry specific liability and property damage protection. Agents can explain how Alameda County flood zone maps affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Alameda?
Standard policies cover damage from fire, wind, and theft. In Alameda, agents often add flood or earthquake endorsements due to local risks. Liability coverage is required by California law for mobile home parks.
Do I need a special agent for mobile homes in California?
Yes, mobile homes require specialized policies that differ from standard homeowners insurance. Agents in Alameda understand California Health and Safety Code rules for manufactured homes. They can help you meet park requirements and lender demands.
How do I find a licensed mobile home insurance agent in Alameda?
You can search the California Department of Insurance website for licensed agents in Alameda County. Local agents often have experience with mobile home parks on the island and near the estuary. Ask about replacement cost coverage for your specific model.
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