The top-rated mobile home insurance agent in Bakersfield, California is Freeway Insurance, rated 4.8 stars across 869 reviews. Other highly rated options include Cost-U-Less Insurance, AAA Bakersfield Insurance and Member Services, Acceptance Insurance. This directory lists 20 mobile home insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5021 Stockdale Hwy | (661) 282-1855 |
| 2 | Cost-U-Less Insurance | 3778 Ming Ave | (661) 375-3737 |
| 3 | AAA Bakersfield Insurance and Member Services | 1500 Commercial Way | (661) 327-4661 |
| 4 | Acceptance Insurance | 3512 Ming Ave Ste A | (661) 430-2008 |
| 5 | Omni Safe Insurance Bakersfield | 3401 Pacheco Rd suite i | (661) 381-2200 |
| 6 | Auto International Insurance & DMV Services - Bakersfield | 1310 Chamberlain Ave # A | (661) 270-2500 |
| 7 | Saber Insurance Agency | 8120 Rosedale Hwy Suite 100 | (661) 365-0100 |
| 8 | InsureOne Insurance | 2100 F St | (661) 430-2004 |
| 9 | OLIVER INSURANCE AGENCY LLC | 6300 White Ln suite a | (661) 836-6525 |
| 10 | NavSav Insurance - Bakersfield | 525 H St | (661) 322-1888 |
Freeway Insurance serves the Bakersfield, California area as a mobile home insurance agent. The agency helps local residents find coverage specifically for manufactured and mobile homes, addressing unique risks. Policies are tailored to protect against common perils such as fire, wind, and liability. The agent works to match each homeowner’s needs with appropriate protection. It assists with quotes for both single-wide and double-wide mobile home policies.
Cost-U-Less Insurance in Bakersfield, California, offers a full range of coverage options for mobile home owners, including liability, personal property, and structure protection. Service plans are designed to help homeowners manage risk and maintain financial security against local hazards such as wind, fire, and theft. The agency tailors each policy to meet the unique needs of its clients, ensuring adequate coverage without unnecessary extras. It services single-family mobile homes, manufactured homes, and modular residential properties of various sizes.
AAA Bakersfield Insurance and Member Services serves the Bakersfield, California metro area as a mobile home insurance agent. The company helps clients in Kern County find coverage plans tailored to manufactured and mobile homes. Because mobile home policies differ from standard house insurance, an agent explains important distinctions regarding structure, personal property, and liability protection. The agent works to match each owner with appropriate policy options from available carriers. Specific services include explaining coverage limits for mobile home roofs and offering quotes for comprehensive personal property protection.
Acceptance Insurance in Bakersfield, California, helps local homeowners, property managers, and investors protect their manufactured and mobile homes from fire, weather, and liability risks. The agency handles replacement cost valuations and covers personal belongings inside the dwelling. Customers can also access supplemental coverage for detached structures and additional living expenses during repairs. This office serves the greater Bakersfield metro, including insurance needs for clients throughout the neighboring community of Oildale.
Omni Safe Insurance Bakersfield provides mobile home insurance agent services for clients throughout the Bakersfield area. It assists property owners in securing coverage tailored to manufactured and mobile homes. The agency offers guidance on policy options and maintenance considerations specific to these structures. Its service approach includes helping customers understand their insurance needs for protecting their investment. Omni Safe Insurance handles coverage for single-family mobile homes, apartment complexes with mobile home units, retail spaces, and restaurants located within mobile home communities.
Auto International Insurance & DMV Services in Bakersfield serves homeowners and property managers seeking specialized coverage for mobile and manufactured homes. It provides insurance policies tailored to protect these unique structures against common regional risks. The agency also assists local real estate investors who require liability protection for rental properties. This Bakersfield-based office additionally extends its mobile home insurance services to clients throughout the greater metropolitan area, including nearby Oildale.
Saber Insurance Agency in Bakersfield offers specialty mobile home insurance services, helping owners protect their manufactured and mobile homes from common perils. It provides general insurance work tailored to local needs, including coverage for structures, personal property, and liability. The agency assists with unique concerns like wind and wildfire risks that affect mobile homeowners in the Central Valley. It can also help residents prepare for the region's hot summer months by ensuring they have adequate coverage for heat-related damage to roofs and air conditioning systems.
Mobile home insurance agents typically offer both one-time transaction policies and recurring coverage plans, allowing clients to select based on long-term needs. In Bakersfield, CA, Oliver Insurance Agency LLC provides mobile home insurance, addressing risks common to manufactured and modular homes in the region, such as wind and fire damage. Customized protection is tailored to individual policyholder requirements. Coverage service runs on a one-time, scheduled, or as-needed basis, based on the client’s chosen policy type and renewal preferences.
NavSav Insurance in Bakersfield serves clients throughout Kern County and the surrounding Central Valley communities. The agency handles mobile home insurance policies for manufactured, modular, and single-wide homes. It focuses on connecting local homeowners with coverage options for their dwellings and belongings. To handle a typical job, it reviews the mobile home’s construction, age, and location to find an appropriate policy that meets the owner’s needs.
What Does a a Mobile Home Insurance Agent in Bakersfield Cost?
The cost of mobile home insurance in California typically ranges from 300 to 800 dollars per year for a standard policy. Factors such as the age of the home, location in Bakersfield, and coverage limits affect the premium. Older homes or those in high-risk areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bakersfield
Mobile home insurance agents in Bakersfield help owners of manufactured and mobile homes find appropriate coverage. California law requires mobile home parks to ensure tenants have liability insurance. An agent can explain the differences between policies for mobile homes versus traditional houses.
Frequently Asked Questions
What does mobile home insurance cover in California?
A standard mobile home policy in California typically covers the structure, personal property, and liability. It may also include coverage for detached structures like carports or sheds. California does not require mobile home insurance by state law, but lenders and parks often require it.
How do I choose a mobile home insurance agent in Bakersfield?
Look for an agent who specializes in mobile home or manufactured home policies. Ask if they work with multiple insurance carriers to compare options. Check that the agent is licensed by the California Department of Insurance.
Are there special rules for mobile home insurance in California?
Yes, California has specific regulations for mobile home insurance under the California Insurance Code. For example, insurers must offer replacement cost coverage for newer homes. Mobile homes in flood zones may need separate flood insurance through the National Flood Insurance Program.
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