The top-rated mobile home insurance agent in Bloomington, Illinois is Abby Spachman - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Jim Spachman - State Farm Insurance Agent, Mandy Reed - State Farm Insurance Agent, Rick McLean - State Farm Insurance Agent. This directory lists 19 mobile home insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abby Spachman - State Farm Insurance Agent | 405 N Hershey Rd STE 5 | (309) 662-1822 |
| 2 | Jim Spachman - State Farm Insurance Agent | 2501 E College Ave a | (309) 661-1700 |
| 3 | Mandy Reed - State Farm Insurance Agent | 3703 Ireland Grove Rd Suite 3 | (309) 663-4344 |
| 4 | Rick McLean - State Farm Insurance Agent | 409 S Prospect Rd | (309) 662-5555 |
| 5 | State Farm Insurance: Corporate Headquarters | 1 State Farm Plaza | (309) 766-2311 |
| 6 | Freeway Insurance | 2109 N Veterans Pkwy #12 | (309) 832-7009 |
| 7 | Shelter Insurance - Brian Thoennes | 410 N Clinton St | (309) 829-8451 |
| 8 | State Farm Insurance | 202 S Eldorado Rd b1 | (309) 663-5111 |
| 9 | Clemens Insurance | 2806 E Empire St | — |
| 10 | New Day Insurance Agency LLC | 1014 Ekstam Dr Suite 101 | (309) 225-3520 |
Abby Spachman - State Farm Insurance Agent provides mobile home insurance coverage tailored to manufactured and modular homes, including protection for the dwelling, detached structures, and personal belongings. Service plans focus on helping clients understand policy options for liability and loss settlement. The agency regularly assists with claims guidance and policy updates to keep coverage current. It services single-family mobile homes, multi-section properties, and rental units for seasonal or year-round use.
Jim Spachman - State Farm Insurance Agent serves homeowners and mobile home owners in Bloomington, IL who need tailored coverage for manufactured or modular housing. The agency helps clients select policies that protect their dwelling, personal property, and liability against common local risks. It also assists with bundling options for added savings. In addition to serving Bloomington residents, this location covers the surrounding McLean County area, including neighboring Normal.
Mandy Reed - State Farm Insurance Agent in Bloomington, IL offers mobile home insurance with options for a one-time policy or recurring coverage tailored to ongoing needs. The coverage protects the dwelling structure and personal belongings from common risks such as fire, wind, or theft. Service is provided strictly on an as-needed basis, with no scheduled appointments or recurring policy reviews automatically built into the relationship unless specifically requested by the customer.
Rick McLean - State Farm Insurance Agent serves the Bloomington, IL area and its surrounding communities, offering mobile home insurance policies tailored to manufactured and modular dwellings. The company handles quotes, coverage adjustments, and policy inquiries, helping residents protect their homes from common regional risks. To handle a typical job, the agency first reviews the property’s details and the client’s specific coverage needs, then presents options that balance protection with affordability.
State Farm Insurance: Corporate Headquarters serves the Bloomington, Illinois area, offering mobile home insurance services to local residents. Their agency helps protect mobile and manufactured homes from common perils such as fire, theft, and weather-related damage. Policies are designed to cover the structure itself, personal belongings stored inside, and liability for accidents on the property. The company also assists homeowners in securing coverage for additional structures like detached sheds or carports.
Freeway Insurance provides a range of mobile home insurance services to residents in and around Bloomington, Illinois. Its service offerings typically include tailored coverage options to protect manufactured and mobile homes from common risks. The company helps clients understand and select appropriate maintenance plans to safeguard their investment and ensure long-term policy benefits. Freeway Insurance services single-family mobile homes, often assisting owners of properties such as manufactured home communities and parks.
Shelter Insurance - Brian Thoennes offers dedicated mobile home insurance services in Bloomington, IL, focusing on coverage tailored specifically for manufactured and mobile homes. The agency works to protect clients with policies that address the unique structural risks and liability concerns of mobile homeownership. Alongside this specialty, it provides general insurance assistance to meet broader property and personal coverage needs. With seasonal storms and hail a frequent concern in central Illinois, the agency helps ensure mobile homes are properly insured against weather-related damage before severe spring and summer weather arrives.
When winter storms roll through central Illinois, protecting a mobile home becomes a key concern for Bloomington residents. State Farm Insurance offers mobile home insurance coverage tailored to address these specific local weather risks, including protection against wind and hail damage. The agency works with homeowners to select appropriate policy limits and deductibles that match their individual needs. A typical process begins with an initial review of the home’s condition and location, followed by a property inspection to assess its structural integrity.
What Does a a Mobile Home Insurance Agent in Bloomington Cost?
Typical mobile home insurance costs in Illinois range from 300 to 800 dollars per year for a basic policy. Factors that affect cost include the age and value of the home, location in Bloomington, coverage limits, and deductible amount. Policies with replacement cost coverage and higher liability limits will cost more. This is general information and not insurance advice.
About mobile home insurance agents in Bloomington
Mobile home insurance agents in Bloomington Illinois help owners of manufactured and mobile homes find appropriate coverage. Illinois law requires mobile home owners to carry liability insurance and often lenders require comprehensive and collision coverage. Local agents understand the specific risks for homes in McLean County including severe weather and property value considerations.
Frequently Asked Questions
What does a mobile home insurance agent in Bloomington do?
A mobile home insurance agent in Bloomington helps you compare policies from different carriers to find coverage that meets Illinois legal requirements. They explain policy options such as replacement cost coverage and liability protection. Agents also assist with claims and policy changes.
Is mobile home insurance required in Illinois?
Illinois does not require mobile home insurance by state law, but lenders and parks often require it. If you have a loan on your mobile home, the lender will typically require comprehensive and collision coverage. Some mobile home parks also require liability insurance as a condition of tenancy.
How do I choose a mobile home insurance agent in Bloomington?
Look for an agent who specializes in manufactured or mobile home policies and has experience with Illinois regulations. Check their licensing status through the Illinois Department of Insurance. Ask about their knowledge of local weather risks and park requirements.
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