The top-rated mobile home insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 554 reviews. Other highly rated options include John Caywood - State Farm Insurance Agent, Steve Tarrant - State Farm Insurance Agent, Brya Insurance. This directory lists 19 mobile home insurance agents serving Champaign.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Lenschow - State Farm Insurance Agent | 2309 Village Green Pl c | (217) 352-1411 |
| 2 | John Caywood - State Farm Insurance Agent | 501 E University Ave Suite 1 | (217) 367-1105 |
| 3 | Steve Tarrant - State Farm Insurance Agent | 106 W Springfield Ave | (217) 352-1188 |
| 4 | Brya Insurance | 2002 S Neil St | (217) 355-5555 |
| 5 | Marcy McAnally - State Farm Insurance Agent | 900 S Mattis Ave Ste A | (217) 356-2722 |
| 6 | Rueck Insurance Agency | 510 W Park Ave | (217) 355-9075 |
| 7 | Prairieland Insurance Group, LLC | 2009 Fox Dr # M | (217) 352-9000 |
| 8 | Hall Insurance Services | 711 S Neil St | (217) 352-8833 |
| 9 | Dustin Hiser: Allstate Insurance | 604 S Neil St STE 104 | (217) 359-0232 |
| 10 | Illini Insurance Agency, Inc. | 1316 Bluegrass Ln | (217) 351-1518 |
Kurt Lenschow - State Farm Insurance Agent serves the Champaign, Illinois area and its surrounding communities. The agency provides mobile home insurance coverage designed for manufactured and prefabricated dwellings. Policies typically protect the structure, personal belongings, and liability risks unique to this housing type. Additional offerings often include coverage for detached structures like sheds or carports. The agent specializes in tailoring policies for both single-wide and double-wide mobile homes in local parks and private land placements.
John Caywood - State Farm Insurance Agent in Champaign, IL, provides mobile home insurance coverage that addresses the unique risks of manufactured and mobile housing in the area. The agency offers personalized service and routine policy reviews to help ensure clients understand their protection options. Guided by standard industry practices, they aim to match appropriate plans to each homeowner's needs. Their services commonly cover single-family mobile homes and can extend to other residential property types such as apartments and retail structures.
Serving homeowners and property owners in the Champaign area, Steve Tarrant - State Farm Insurance Agent provides mobile home insurance policies designed to protect manufactured and modular homes from common risks like fire, theft, and weather damage. Policies typically include dwelling coverage, personal property protection, and liability options. The agency works to match coverage to a client’s specific housing situation. For nearby residents seeking similar insurance solutions, the agency also extends its services to the Mahomet community and surrounding Champaign County areas.
Brya Insurance serves Champaign, Illinois, and the surrounding communities. It handles all aspects of mobile home insurance, covering both single-wide and double-wide structures. The agency assists homeowners in finding policies that address the unique risks of manufactured housing. For a typical job, the agent first reviews the client’s specific coverage needs and property details. It then compares available policies to match the homeowner with an appropriate plan for their budget and location.
Mobile home insurance can be chosen as either a one-time policy for a specific period or as a recurring service that automatically renews, depending on the owner’s needs. Marcy McAnally - State Farm Insurance Agent in Champaign, IL, provides coverage for mobile homes, protecting the structure, personal belongings, and liability. This agency offers policies tailored to local weather risks and lifestyle requirements. Service arrangements for mobile home insurance here typically operate on a scheduled basis, with annual renewals managed as needed by the policyholder.
Rueck Insurance Agency specializes in mobile home insurance for the Champaign, Illinois area. It customizes coverage for manufactured and modular homes, addressing risks distinct from traditional site-built houses. The agency provides liability protection and personal property coverage as part of its general service work, helping clients secure policies that meet local lending and park requirements. During central Illinois storm seasons, it assists with claims related to hail, wind, or tornado damage, ensuring residents have appropriate financial protection for their homes against severe weather events.
When gusty autumn winds or spring hailstorms threaten Champaign, a mobile home’s unique vulnerabilities become clear. Prairieland Insurance Group, LLC offers coverage tailored to these manufactured structures, addressing risks from severe Midwest weather and local concerns. Their service includes policy options for both the dwelling and personal belongings within it. An agent will walk customers through typical policy structures and explain how local building codes affect protection. To start this service, the company schedules a thorough on-site inspection of the mobile home and its tie-downs.
Hall Insurance Services in Champaign, Illinois offers residential mobile home coverage for area homeowners. Commercial policies for mobile home parks or rental properties are also available within the local region. The agency assists clients in understanding their specific protection needs for manufactured or mobile dwellings throughout Champaign and the surrounding communities. They provide follow-up service between regular policy reviews to address changing coverage requirements or answer questions that arise between annual visits.
Dustin Hiser: Allstate Insurance provides mobile home insurance coverage in the Champaign, IL area. This agency works to protect manufactured and mobile homes against common local risks like wind or hail damage. Additional coverage can often be tailored to include personal property protection and liability options suited for these structures. The agent can also address insurance needs for commercial sectors, including offices, warehouses, and food service operations.
Illini Insurance Agency, Inc. in Champaign, IL, is known for helping local homeowners protect their manufactured and mobile homes with specialized coverage. The agency offers policies tailored to the unique risks of these homes, including protection against weather damage, liability, and personal property loss. Understanding the specific requirements of various lenders, staff assist clients in meeting both state regulations and loan obligations. For added protection, the agency can arrange policies covering replacement cost for the structure.
What Does a a Mobile Home Insurance Agent in Champaign Cost?
Typical mobile home insurance costs in Illinois range from 300 to 900 dollars per year for a standard policy. Factors like the home value, location in Champaign, and chosen deductibles affect the premium. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Champaign
Mobile home insurance agents in Champaign, Illinois help owners of manufactured homes find appropriate coverage. Illinois law requires proof of insurance for mobile homes financed through a lender. Agents can explain options like replacement cost coverage and liability protection tailored to local risks such as severe storms.
Frequently Asked Questions
What does a mobile home insurance agent in Champaign do?
A mobile home insurance agent in Champaign helps you compare policies from different insurers. They explain coverage types like dwelling protection, personal property coverage, and liability insurance. Agents also assist with filing claims and updating your policy after changes.
Is mobile home insurance required in Illinois?
Illinois does not require mobile home insurance by law, but lenders usually require it if you have a loan. Even without a loan, agents recommend coverage to protect against damage from wind, hail, or fire. Some parks also require tenants to carry liability insurance.
What factors affect the cost of mobile home insurance in Champaign?
Costs depend on the age and condition of your mobile home, its location, and the coverage limits you choose. Champaign County weather risks like tornadoes can raise premiums. Agents can help you adjust deductibles and discounts to manage your rate.
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