The top-rated mobile home insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Clough Insurance Team | 19745 Executive Park Cir | (301) 241-7181 |
Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland metro area as a mobile home insurance agent. The company assists local homeowners by providing policies that cover the structure of a manufactured or mobile home against typical perils. These policies also address personal property protection for items inside the residence. Additionally, the agency helps clients secure liability coverage if someone is injured on the property. Miguel Malca handles both standard mobile home policies and specialized endorsements for detached structures like sheds or carports in this region.
Located in Germantown, Maryland, Klinger Insurance Group offers a full selection of mobile home insurance policies. These comprehensive plans typically protect against risks such as fire, wind, and theft, and can often include liability coverage. The agency assists clients in Germantown and the surrounding area by tailoring coverage to fit individual needs and budgets. Their services extend to various property types, including single-family manufactured homes, seasonal mobile homes, and park model dwellings.
Jay Jarvis - State Farm Insurance Agent serves homeowners and property managers in Germantown, Maryland, providing mobile home insurance policies tailored to protect manufactured and modular dwellings. The agency assists clients in securing coverage for the structure, personal belongings, and liability risks common in the region. Services include policy reviews to ensure adequate protection against local weather events and other exposures. The office also helps customers in nearby Clarksburg and the greater Montgomery County area with similar mobile home insurance needs.
Antonio Tatis - State Farm Insurance Agent serves Germantown, Maryland, and its surrounding communities throughout Montgomery County. The office handles mobile home insurance policies for area homeowners, protecting manufactured and modular dwellings against common regional risks like storm damage and liability claims. Each policy is tailored to cover the structure, personal property, and attached structures according to individual needs. To handle a typical job, the agency begins by reviewing the homeowner's specific property details and local exposure factors before recommending appropriate coverage limits and endorsements.
Mobile home insurance differs between one-time policies for seasonal dwellings and ongoing coverage for year-round residences. Congressional Insurance Associates serves the Germantown, MD area, helping clients find protection against property damage and liability risks common to mobile homes. Policies typically address structural losses, personal belongings, and additional living expenses if the home becomes uninhabitable. Service runs on a one-time, scheduled, or as-needed basis depending on whether the client needs an initial policy setup or periodic review of changing coverage needs.
CF Alliance Insurance Services in Germantown, Maryland specializes in securing coverage tailored for manufactured and mobile homes. The agency works to match homeowners with policies that address the unique structural and liability needs of these properties. It also handles the general service of monitoring policy changes to keep coverage aligned with current home values. Recognizing that severe Maryland weather can threaten older roofs or exterior tie-downs, the agency helps clients adjust their plans before seasonal storms arrive.
As winter weather shifts in Germantown, periodic freeze-thaw cycles can cause unexpected damage to manufactured and mobile home roofing and plumbing systems. Sam Moinzadeh: Allstate Insurance helps local mobile homeowners review their existing coverage to ensure that weather-related perils remain adequately included in their policy. Understanding that each mobile home has unique structural characteristics, this Germantown agent works with clients to identify relevant endorsements for specific risks. A typical process begins by reviewing the home’s current condition during an initial policy assessment step.
Preferred Insurance Solutions helps mobile home owners in Germantown, MD secure coverage tailored to their specific property needs. Their work commonly includes policy options for structure replacement and liability, plus specialty add-ons for detached structures like sheds or carports. They also address personal property protection and additional living expenses if a unit becomes uninhabitable. Beyond residential mobile homes, this agent can assist with coverage for commercial sectors, including offices, warehouses, and food service operations.
Schaefer & Delauder Insurance offers mobile home insurance services to residents of Germantown, Maryland, and the surrounding region. Coverage options typically extend to protect the dwelling, personal property, and liability for homeowners. The agency also assists with commercial insurance needs for local businesses in the area. Clients can receive personalized consultations and policy reviews, with support for follow-up questions and policy adjustments between regular visits to ensure continuous coverage.
Clough Insurance Team is known for providing mobile home insurance solutions to residents in Germantown, MD, and the surrounding Montgomery County area. The agency helps clients find coverage that protects their manufactured or mobile home against common regional risks like storms and property damage. Policies typically address the structure, personal belongings, and liability concerns uniquely tied to this housing type. Additional coverage for detached structures, such as sheds or carports, can often be included as a valuable specialty add-on.
What Does a a Mobile Home Insurance Agent in Germantown Cost?
Typical mobile home insurance in Maryland costs between 300 and 800 dollars per year for basic coverage. Premiums depend on the home value location and chosen deductibles. Older homes or those in flood zones may have higher rates. This is general information not insurance advice.
About mobile home insurance agents in Germantown
Mobile home insurance agents in Germantown Maryland help owners of manufactured and modular homes find proper coverage. Maryland law requires all mobile home owners to carry liability insurance if the home is in a park or community. Local agents understand the specific risks in Montgomery County including weather and property value factors.
Frequently Asked Questions
What does mobile home insurance cover in Germantown Maryland?
Standard policies cover the home structure for fire wind and theft. Liability protection is also included for injuries on your property. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in Maryland?
Yes Maryland requires liability insurance for mobile homes located in parks or communities. Lenders also require full coverage if you have a loan on the home. Check with your agent for specific requirements.
How do I choose a mobile home insurance agent in Germantown?
Look for agents who specialize in manufactured home policies and are licensed in Maryland. Ask about their experience with Montgomery County regulations and park requirements. Compare quotes from multiple agents to find suitable coverage.
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