The top-rated mobile home insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 17 mobile home insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | William Gunn - GEICO Insurance Agent | 13600 Baltimore Ave Suite 702 | (301) 543-3690 |
| 4 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 5 | Debbie Murphy - State Farm Insurance Agent | 7530 Montpelier Rd Suite 105 | (301) 604-0038 |
| 6 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 7 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 8 | Lucy Sanchez: Allstate Insurance | 3450 Fort Meade Rd Ste 106 | (301) 850-5030 |
| 9 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
| 10 | Kathy Fowler - State Farm Insurance Agent | 510 4th St | (301) 369-0507 |
State Farm: Adam Herndon serves mobile home owners in Laurel, MD, and surrounding Prince George’s County. The agency provides mobile home insurance policies that cover the dwelling structure and personal belongings against common risks like fire, wind, and theft. It assists clients in selecting appropriate liability coverage and evaluating additional protection for attached structures or detached sheds. Specific services it handles in this area include securing coverage for manufactured homes and arranging separate policies for seasonal or year-round mobile residences.
Simmerer Insurance in Laurel, Maryland offers a range of services specific to securing coverage for mobile and manufactured homes. It provides policy consultations to help clients understand their protection needs against regional weather risks, as well as assistance with filing claims and adjusting coverage limits over time. Standard maintenance guidance is included as part of ensuring policy conditions are met. The company serves properties such as single-family mobile homes and modular homes, including those in manufactured home communities and apartments.
William Gunn - GEICO Insurance Agent in Laurel, Maryland serves homeowners and property managers seeking mobile home insurance policies. The agency offers personalized coverage options to protect mobile homes against common regional risks. They guide clients through policy selection, ensuring protection for structures and personal belongings. Their services are tailored to the unique needs of mobile homeowners in the area. The company also provides coverage solutions for nearby communities throughout the broader Washington, D.C. metropolitan region, including Bowie.
Serving Laurel, Maryland, and the surrounding communities, Laurel Insurance Center placas y seguro handles mobile home insurance needs for local residents. The agency works with clients to secure coverage that protects their manufactured or mobile homes from common regional risks. It assists with policies addressing property damage and liability concerns typical in this area. For each job, the agent reviews individual policy requirements and helps match the homeowner with appropriate coverage options tailored to their specific situation.
As a mobile home insurance agent in Laurel, MD, Debbie Murphy with State Farm Insurance provides tailored policy options to protect manufactured and modular homes from common structural risks. Alongside this specialty, the agent offers standard homeowner and auto coverage services for local residents. Her office helps mobile home owners address seasonal weather concerns, such as securing adequate coverage for potential wind or hail damage during Maryland's spring storms.
For most homes, mobile home insurance can be set up as a one-time policy or as a renewable annual plan that provides ongoing protection. Coverage typically includes the dwelling structure against fire, wind, and other named perils, along with liability protection for the property owner. Located in Laurel, MD, Jennifer Smigal - State Farm Insurance Agent helps customers understand these options and align a policy with their specific needs. Service for such policies generally operates on a scheduled basis, with annual reviews and as-needed adjustments available.
As the autumn storm season approaches in Laurel, mobile home owners often begin checking their coverage. Mid Atlantic Financial Insurance addresses this local need by offering dedicated mobile home insurance services. They help clients compare policies that protect against wind, hail, and weather-related damage typical to the Mid-Atlantic region. The company focuses on matching coverage to each home’s specific structure rather than using a generic plan. A typical first step involves a thorough inspection of the home’s exterior and foundation to assess insurability.
Serving the Laurel area, this agency provides mobile home insurance coverage tailored to local needs. Working with Allstate Insurance, the agent offers protection for manufactured and mobile homes, including options for property damage, liability, and specialized add-ons such as replacement cost coverage and protection for personal belongings. Policies address common risks from weather events and liability concerns. The agency can serve various commercial sectors in the region, including offices, warehouses, and food service businesses, offering customized insurance solutions for each distinct operation.
CNR Insurance Inc serves Laurel, Maryland, and the surrounding communities in Prince George’s and Anne Arundel counties. The company handles mobile home insurance policies tailored for manufactured and modular homes in this region. Its work involves helping clients secure coverage for the structure, personal property, and liability risks specific to mobile homes. CNR Insurance generally approaches each job by reviewing the homeowner’s unique policy needs through a direct consultation before presenting suitable options from the carriers it works with.
Kathy Fowler, as a State Farm Insurance Agent in Laurel, MD, provides residential mobile home insurance to protect structures and belongings. She also offers commercial coverage for clients in this area, serving the local Maryland community with property protection solutions. Policyholders can schedule follow-up or repeat service to review coverage between regular visits, ensuring ongoing adjustment to their changing needs.
What Does a a Mobile Home Insurance Agent in Laurel Cost?
The cost of mobile home insurance in Maryland typically ranges from 300 to 800 dollars per year for a basic policy, but can be higher for older homes or those in flood zones. Factors like the homes age, location in Laurel, and coverage limits affect the premium. This is general information, not insurance advice.
About mobile home insurance agents in Laurel
Mobile home insurance agents in Laurel, Maryland help owners of manufactured and mobile homes find appropriate coverage. Maryland law requires mobile home owners to have insurance if they have a loan, and agents can explain the states specific regulations regarding wind and hail coverage. These agents work with multiple carriers to find policies that meet local needs.
Frequently Asked Questions
What does a mobile home insurance agent in Laurel do?
A mobile home insurance agent helps you find a policy that covers your home structure, personal property, and liability. They explain Maryland specific requirements such as minimum coverage limits and optional endorsements for flood or wind damage. The agent also assists with claims and policy changes.
Is mobile home insurance required in Maryland?
Maryland law does not require mobile home insurance by statute, but lenders almost always require it if you have a mortgage or loan. Additionally, if you live in a mobile home park, the park owner may require proof of liability insurance. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Laurel?
Look for an agent who is licensed in Maryland and has experience with manufactured homes. Ask about their knowledge of local risks like storms and flooding in the Laurel area. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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