The top-rated mobile home insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 10 mobile home insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Beverly Insurance Brokerage | 100 Cummings Center Suite 106N | (978) 524-8501 |
| 9 | OneDigital | 152 Conant St 2nd Floor | (781) 461-8070 |
| 10 | Daly Insurance Agency, Inc. | 100 Cummings Center Suite 442P | (978) 998-4742 |
Sterling Insurance Agency Inc serves Beverly and the surrounding Essex County area, offering specialized coverage for mobile home insurance. This agency helps mobile home owners protect their property against common risks such as fire, wind damage, and liability concerns in coastal New England. Policies can be tailored to cover the structure itself, personal belongings within the home, and additional living expenses in case of displacement. Sterling Insurance Agency Inc handles protection for occupied year-round mobile homes and seasonal vacation units alike.
Leslie S. Ray Ins. Agency, Inc. provides mobile home insurance options for residents in and around Beverly, Massachusetts. Policies are written to protect the structure and personal property within manufactured and mobile homes. Service plans typically cover standard perils such as fire, wind, theft, and liability. The agency assists clients in finding appropriate coverage limits and deductibles that align with individual borrower requirements. It services single-family homes, apartments, retail shops, and restaurants.
Cross Insurance in Beverly, Massachusetts helps clients obtain coverage for their manufactured and mobile homes. This agency can also incorporate specialty endorsements such as wind and hail protection or coverage for attached structures like carports and deck additions. It serves a variety of commercial sectors in the region, including small business offices, warehouse facilities, and food service operations.
Archer Insurance Agency in Beverly, MA, serves homeowners and property managers seeking specialized mobile home insurance protection. The agency helps clients secure coverage tailored to manufactured and modular dwellings, addressing risks common to these structures in the region. They work to explain policy options for personal property, liability, and physical structure damage. Potential customers can consult with them to review their specific mobile home needs. Archer Insurance Agency also provides its insurance services to clients in nearby communities such as Salem.
For mobile home owners, one-time inspections or policy reviews differ from ongoing service options that adjust coverage as needs change. MCJ Insurance Agency in Beverly, MA, helps local residents understand how their dwelling, personal property, and liability protection apply to manufactured or modular homes. A permanent address in Beverly allows the agency to address region-specific weather risks and zoning requirements. Service runs on a schedule-based system and as needed for updates or claims, rather than offering a one-time-only transaction.
Soucy Insurance Agency, Inc. serves Beverly, Massachusetts, and the surrounding North Shore communities, handling mobile home insurance for local residents. It provides coverage options to protect manufactured and modular homes against common regional risks like storms and liability claims. The agency works with individual property owners to explain policy details and ensure appropriate levels of protection are selected. For a typical job, it reviews the client's specific dwelling value and location to tailor the coverage limits and deductibles accordingly.
Based in Beverly, Massachusetts, Duffy Insurance provides residential mobile home coverage for homeowners in the area. The agency also offers commercial insurance policies to protect mobile home businesses and related operations. Their service area covers Beverly and the surrounding North Shore communities. Clients can expect clear explanations of policy options and practical advice on managing risks specific to manufactured housing. The office makes follow-up easy for updating coverage or arranging repeat service between regular visits.
Beverly Insurance Brokerage specializes in policies designed specifically for mobile and manufactured homes, providing coverage for the structure, personal property, and liability in Beverly. The agency works with local property owners to tailor policies that address the unique risks of these homes. During the winter months, it helps clients secure protection against damage from frozen pipes and heavy snow accumulation on roofs.
As New England winters threaten pipes and coastal storms bring heavy rain and wind, OneDigital in Beverly, MA, helps mobile home owners protect their property against these specific local risks. This agency reviews policies to ensure coverage for mobile home structures, personal belongings, and liability. Coverage can address damage from hail, fallen trees, or theft. A complete initial assessment of the home’s exterior, roof, and tie-down system is typically conducted to confirm eligibility and proper pricing.
Daly Insurance Agency, Inc. works to provide mobile home insurance to clients in Beverly, MA. A specialty add-on can be arranged to protect additions like decks or porches against weather damage. Coverage policies can be written to account for local coastal storm risks common to the area. The agency evaluates the replacement costs of the unit itself before issuing a policy. It offers commercial policies for offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Beverly Cost?
Typical mobile home insurance in Massachusetts costs between 300 and 800 dollars per year for a standard policy. Factors that affect cost include the home age, location in Beverly, coverage limits, and deductible chosen. Coastal properties may have higher premiums due to hurricane exposure. This is general information and not insurance advice.
About mobile home insurance agents in Beverly
Mobile home insurance agents in Beverly Massachusetts help owners of manufactured and mobile homes find appropriate coverage. Massachusetts law requires mobile homes to be insured as personal property or real property depending on how the home is titled. Agents can explain the differences between HO-7 policies for mobile homes and standard homeowners policies.
Frequently Asked Questions
What does mobile home insurance cover in Massachusetts?
Standard mobile home policies in Massachusetts cover the dwelling, personal property, liability, and additional living expenses. Flood and earthquake coverage are typically not included and require separate policies.
Is mobile home insurance required in Beverly Massachusetts?
Massachusetts does not legally require mobile home insurance but lenders almost always require it if you have a loan. Many mobile home parks also require tenants to carry liability coverage.
How do Massachusetts mobile home insurance rates compare to standard home insurance?
Mobile home insurance in Massachusetts is often less expensive than standard homeowners insurance because the structure value is lower. However rates can be higher in coastal areas like Beverly due to wind and storm risk.
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