The top-rated mobile home insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 11 mobile home insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur D. Calfee Insurance Agency, Inc | 336 Gifford St | (508) 540-2601 |
| 2 | Murray & MacDonald Insurance Services Inc | 406 Jones Rd | (800) 800-8990 |
| 3 | The Baldwin Group (formerly RogersGray) | 763 Main St | (508) 548-2500 |
| 4 | Almeida & Carlson Insurance Agency | 79 Davis Straits | (508) 540-6161 |
| 5 | Additional Insurance MA | 336 Gifford St | (508) 205-9521 |
| 6 | Bridges Insurance Group / Lawrence-Carlin Insurance | 230 Jones Rd | (508) 540-7100 |
| 7 | Peggy Vose | 230 Main St Unit 8 | (508) 494-4056 |
| 8 | Safety Northeast Insurance Agency, Inc. | 194 Worcester Ct | (508) 548-1148 |
| 9 | Great Harbor Benefits | 101 Town Hall Square | (508) 540-7940 |
| 10 | Dfm Insurance | 668 Main St UNIT 201 | (508) 540-4555 |
Arthur D. Calfee Insurance Agency, Inc. serves the Falmouth, Massachusetts, area and surrounding Barnstable County communities, specializing in mobile home insurance solutions. The company helps homeowners secure policies tailored to manufactured and mobile dwellings. It assists clients in understanding coverage limits and adding protection for personal belongings and detached structures. Additionally, the agency handles claims support for mobile home damage from storms or accidents.
Murray & MacDonald Insurance Services Inc in Falmouth, MA, offers a full range of mobile home insurance policies that cover structures and belongings against common regional weather risks. The company provides ongoing service to help clients adjust coverage limits as property values change. It also assists with maintenance plan options that protect against sudden system failures or structural damage. This agency handles mobile home insurance for single-family homes, apartments, retail spaces, and restaurants.
The Baldwin Group, formerly RogersGray, serves homeowners in Falmouth, Massachusetts, as a mobile home insurance agent. It assists property managers and individual owners with securing coverage tailored to manufactured and mobile homes. Policies address specific needs like structural protection and liability. The agency provides detailed explanations of coverage options common in Cape Cod. It also serves neighboring communities within the greater Barnstable area.
Almeida & Carlson Insurance Agency serves the Falmouth, MA area and its surrounding communities, handling insurance policies for mobile homes and manufactured homes. It works to protect clients from coastal weather risks common to the region. The agency structures each policy to meet the specific needs of the homeowner. Each typical job begins with a thorough review of the property and ends with a customized coverage plan.
Falmouth’s Additional Insurance MA offers mobile home policies as either a one-time purchase for immediate coverage or a recurring, policy-renewal option for ongoing protection. Coverage typically shields against wind, fire, liability, and storm damage common to mobile homes on Cape Cod. Like many local agents, the firm handles policy changes and claims guidance. Service operates on a scheduled basis when renewals come due or on an as-needed basis when clients request a new quote, policy update, or coverage review after a loss or purchase remains.
Bridges Insurance Group / Lawrence-Carlin Insurance provides specialty coverage for mobile and manufactured homes in the Falmouth area. It helps owners protect their property against common regional risks, including storm damage and liability concerns. The agency works to match individual policies with each customer’s specific structure and location needs. Its general service work also includes reviewing policy limits and offering guidance on additional endorsements. During the Cape Cod hurricane season, it assists clients in confirming that their mobile home’s tie-down and wind mitigation measures meet current requirements.
As winter winds off Buzzards Bay threaten older mobile homes, Falmouth residents often need to adjust their dwelling policies against storm and freeze damage. Peggy Vose addresses these seasonal coverage concerns for local mobile home owners, reviewing liabilities tied to aging roofs and skirting. The agency explains how policy limits align with depreciated replacement costs common in coastal subdivisions. Consistent annual re-valuation is important to avoid underinsurance after a storm. After discussing lost-wind-deductible options and liability exclusions, Peggy Vose schedules a detailed lot inspection before finalizing the initial binder.
Safety Northeast Insurance Agency, Inc. in Falmouth, MA helps clients secure basic mobile home coverage. It can arrange specialized add-ons such as protection for attached structures and personal property within the unit. The agency addresses the unique wind and coastal weather risks faced by mobile homeowners in this region. Besides residential clients, it can work with commercial sectors that require similar policies, including small offices, storage warehouses, and food service establishments.
Great Harbor Benefits provides residential mobile home insurance solutions for clients in Falmouth, Massachusetts, addressing the unique coverage needs of manufactured and modular homes. Commercial mobile home park policies are also available for local property owners and investors. Serving the wider Cape Cod region, the agency helps customers protect their investments against regional weather risks and structural concerns. Clear explanations of policy options and ongoing customer support ensure smooth handling of renewals and policy adjustments when clients reach out between their regular annual reviews.
Dfm Insurance is known for providing mobile home insurance agents in Falmouth, MA, offering coverage for manufactured and modular homes throughout the Cape Cod area. Clients can obtain policies that protect their dwelling structure, personal belongings, and liability from regional weather risks. The agency also assists customers in securing additional coverage options like hurricane wind protection or replacement cost endorsements for stored property. Specialty add-ons such as loss-of-use coverage are available to help with temporary housing needs if the home becomes uninhabitable.
What Does a a Mobile Home Insurance Agent in Falmouth Cost?
Typical mobile home insurance costs in Massachusetts range from 300 to 800 dollars per year for a basic policy, but can be higher in coastal areas like Falmouth. Factors include the home value, age, location, and coverage limits. Flood insurance is separate and costs around 600 to 1,200 dollars per year. This is general information, not insurance advice.
About mobile home insurance agents in Falmouth
A mobile home insurance agent in Falmouth Massachusetts can help you find a policy that meets state requirements and protects your home. Massachusetts law requires mobile homes to be insured if they are financed or located in a regulated park. Local agents understand the coastal risks in Falmouth such as wind and flood exposure.
Frequently Asked Questions
What does mobile home insurance cover in Falmouth Massachusetts?
Mobile home insurance typically covers the structure, personal property, and liability. In Massachusetts, policies may also include coverage for wind damage and flood damage if you add it separately. Check with your agent for specific exclusions.
Is mobile home insurance required by law in Massachusetts?
Massachusetts does not require mobile home insurance by state law, but lenders and park owners often require it. If you have a mortgage on your mobile home, the lender will likely mandate a minimum level of coverage.
How can a Falmouth agent help with coastal risks?
Falmouth is on Cape Cod and faces higher wind and flood risks. A local agent can help you find policies that include windstorm coverage and recommend flood insurance through the National Flood Insurance Program.
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