The top-rated mobile home insurance agent in Grand Rapids, Michigan is The Brouwers Agency, LLC, rated 4.9 stars across 874 reviews. Other highly rated options include Boer Insurance Group, Kevin Curtis - State Farm Insurance Agent, Kevin J Curtis - State Farm Insurance Agent. This directory lists 30 mobile home insurance agents serving Grand Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 1925 Breton Rd SE STE 110 | (616) 891-0123 |
| 2 | Boer Insurance Group | 2535 5 Mile Rd NE | (616) 363-7766 |
| 3 | Kevin Curtis - State Farm Insurance Agent | 11230 Tallmadge Woods Dr | (616) 453-3276 |
| 4 | Kevin J Curtis - State Farm Insurance Agent | 251 State St SE | (616) 319-7117 |
| 5 | Stedman Insurance Agency Inc. | 508 28th St SW | (616) 538-9911 |
| 6 | Warsen Insurance Agency, Inc. | 6700 Division Ave S | (616) 455-7510 |
| 7 | Patty Osborn - State Farm Insurance Agent | 2258 28th St SE | (616) 942-1520 |
| 8 | Chad Kerr - State Farm Insurance Agent | 4310 Leonard St NW | (616) 453-5415 |
| 9 | Insurance Advantage Agency | 5234 Plainfield Ave NE suite c | (616) 458-2929 |
| 10 | West Michigan Insurance, Inc. | 56 Cesar E. Chavez Ave SW Suite 300 | (616) 866-3180 |
The Brouwers Agency, LLC provides a full range of mobile home insurance solutions for clients in Grand Rapids, MI, including coverage for structure, personal property, and liability. Its service plans focus on matching policies to the unique risks of manufactured housing, such as wind and water damage. The agency helps ensure homeowners maintain adequate protection against local weather events. It services mobile homes placed in single-family lots, retirement communities, and manufactured home parks throughout the Grand Rapids area.
As West Michigan winters bring heavy snow and ice, mobile home owners in Grand Rapids face unique risks to their property. Boer Insurance Group responds to this need by offering policies tailored to cover specific perils such as freeze damage and high winds common to the region. The company works to explain policy differences between standard homeowners coverage and manufactured housing protection, helping clients understand their specific liabilities. An initial assessment of the home’s condition and location typically begins with a free inspection walk-through.
Kevin Curtis - State Farm Insurance Agent in Grand Rapids, MI, specializes in providing tailored mobile home insurance coverage. This local agency helps protect mobile homes from common risks like weather damage and liability claims, offering custom add-ons such as contents protection and additional living expense coverage. Its services can assist commercial sectors including offices requiring business property insurance, warehouses needing inventory protection, and food service operations seeking liability and equipment coverage.
Kevin J Curtis - State Farm Insurance Agent in Grand Rapids, Michigan specializes in mobile home policies that cover structure, personal property, and liability. It works with clients to select appropriate coverage limits and deductibles for manufactured and mobile homes in local communities. The agent helps match insurance to the home’s value and location. When winter storms or falling tree branches threaten a mobile home in West Michigan, this agency assists with claims and policy adjustments to ensure coverage is active and adequate.
After a harsh Michigan winter, Grand Rapids homeowners often discover roof or siding damage that makes insuring a mobile home tricky. Stedman Insurance Agency Inc. helps customers in this area secure coverage for manufactured homes, whether they own the land or lease in a park. Policies typically address risks like wind, hail, and frozen pipes common to the region. To tailor a policy accurately, the agency begins by scheduling a simple inspection or initial assessment of the property’s condition and location.
Warsen Insurance Agency, Inc. provides mobile home protection in Grand Rapids, Michigan. It specializes in coverages often excluded from standard policies, such as protection against specific weather damage and personal liability beyond the structure. The agency works to align policy options with the particular needs of manufactured housing owners. Their commercial risk services extend to local offices, warehouses, and food service establishments needing appropriate business coverage.
Patty Osborn - State Farm Insurance Agent serves the Grand Rapids, Michigan area as a provider of Mobile Home Insurance. This agency helps local homeowners protect their manufactured and mobile dwellings from common perils. Policies typically cover damage from wind, hail, fire, and theft, addressing the specific risks faced by mobile home owners in Michigan. The company also assists with structuring liability protection and property coverage tailored to the unique construction and code requirements of mobile homes.
As a mobile home insurance agent in Grand Rapids, Michigan, Chad Kerr of State Farm offers residential coverage tailored to the specific needs of mobile homeowners. Commercial mobile home insurance policies are also available for clients across the greater Grand Rapids area. This agency provides ongoing support by contacting policyholders between regular visits, helping to review coverage adjustments and address any questions that arise from seasonal changes or policy updates.
West Michigan Insurance, Inc., located in Grand Rapids, Michigan, serves as a local resource for mobile home insurance coverage. The agency assists homeowners in protecting their manufactured or mobile dwellings against common regional risks like wind and hail. Policy options typically extend to cover personal property, liability, and additional structures on the property. Customers can also inquire about adding specialized coverage for detachment and transportation of the mobile home to a new site.
What Does a a Mobile Home Insurance Agent in Grand Rapids Cost?
Typical mobile home insurance costs in Michigan range from 300 to 800 dollars per year for basic liability and property coverage. Full replacement cost policies can cost 600 to 1,200 dollars annually. Your exact rate depends on the homes age, location in Grand Rapids, and the coverage limits you choose. This is general information and not insurance advice.
About mobile home insurance agents in Grand Rapids
Mobile home insurance agents in Grand Rapids Michigan help owners of manufactured and mobile homes find proper coverage. Michigan law requires proof of insurance for any mobile home that is titled as a vehicle. Agents can explain the difference between a standard homeowners policy and a mobile home policy, which often covers transport and setup risks.
Frequently Asked Questions
Do I need a special agent for mobile home insurance in Grand Rapids?
Yes. Many standard home insurance companies do not cover mobile homes. A mobile home insurance agent in Grand Rapids works with carriers that specialize in manufactured homes and can find you a policy that meets Michigan requirements.
What coverage is required by Michigan law for a mobile home?
If your mobile home is titled as a vehicle, Michigan law requires no-fault personal injury protection and property protection insurance. If it is classified as real property, you need a standard homeowners policy. An agent can help you determine your homes status.
How can a mobile home insurance agent help with depreciation in Michigan?
Michigan mobile homes often lose value over time. An agent can explain actual cash value versus replacement cost coverage. They can help you choose a policy that pays enough to replace your home if it is destroyed.
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