The top-rated mobile home insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Tammy Golston - State Farm Insurance Agent, Kevin Mlynek - State Farm Insurance Agent, Jared Chapman - State Farm Insurance Agent. This directory lists 22 mobile home insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Tammy Golston - State Farm Insurance Agent | 20361 Middlebelt Rd Ste 1 | (248) 522-3192 |
| 3 | Kevin Mlynek - State Farm Insurance Agent | 17318 Farmington Rd | (734) 744-6150 |
| 4 | Jared Chapman - State Farm Insurance Agent | 15401 Farmington Rd Ste 2 | (734) 427-2300 |
| 5 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 6 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 7 | David DeLuca - State Farm Insurance Agent | 11756 Newburgh Rd | (734) 432-3900 |
| 8 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 9 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 10 | AAA Insurance - Waely Insurance Agency | 28436 Joy Rd | (313) 998-3553 |
Loyalty Insurance serves homeowners and property owners in the Livonia, Michigan area as a local mobile home insurance agent. It assists clients in securing coverage tailored specifically for manufactured and mobile homes, addressing the unique risks these properties face, such as weather damage and liability concerns. The agency works to help residents find policies that fit their needs and budgets for this specialized insurance market. It regularly handles claims assistance for storm-related roof damage and offers policy reviews for seasonal or year-round mobile home coverage.
Tammy Golston - State Farm Insurance Agent in Livonia, MI, provides tailored coverage options for mobile homes, including protection against structural damage, personal property loss, and liability. The agency works with clients to customize policies that address specific risks common to manufactured and modular housing. Services are supported by regular policy reviews and claims assistance to help maintain coverage over time. The company serves owners of single-family mobile homes, as well as individuals living in manufactured home communities and apartment-style mobile units.
Kevin Mlynek's State Farm Insurance agency serves Livonia, Michigan, and the surrounding communities in Wayne County, handling mobile home insurance policies. The agency provides coverage that can protect a manufactured or mobile home against common perils, including damage from wind, hail, fire, and theft, while also offering liability protection for the homeowner. When addressing a typical job, the agent reviews the specific value of the home and the client's personal property to recommend appropriate dwelling and contents limits for that policy.
Jared Chapman - State Farm Insurance Agent in Livonia, MI, provides mobile home insurance designed for either a one-time transaction for immediate coverage or an ongoing policy that renews annually to protect against evolving risks. Customers can select a standard plan covering the structure and personal belongings or add endorsements for specific local weather concerns. This agency offers tailored options and ensures clients understand their deductible choices before policy issuance. Service is available on a scheduled basis as policies are set for periodic renewal reviews or as-needed when clients request a quote update.
Property owners in Livonia, Michigan, and throughout the region seeking coverage for manufactured or modular homes can consult Cheryl Bowker: Allstate Insurance for mobile home insurance policies. The agency helps clients understand the specific risks associated with these dwellings, including damage from severe weather or liability issues, and works to match them with an appropriate Allstate policy tailored to their individual residency needs. Its service area also extends to neighboring communities in western Wayne County.
Winter storms in southeast Michigan can strain mobile home roofs and skirting, leaving owners in Livonia searching for dependable coverage. Perfect Price Insurance Agency responds by matching each manufactured home’s specific risks—such as freeze damage or wind uplift—with appropriate policies from regional carriers. Their agents review construction type, foundation details, and personal property values before presenting available terms. After a prospective client completes a brief phone conversation about their home’s age and location, the agency schedules a straightforward exterior inspection to finalize the initial-assessment process.
David DeLuca - State Farm Insurance Agent in Livonia, MI offers tailored mobile home insurance policies, protecting the structure and personal belongings from covered perils. The agency also addresses broader insurance needs, including auto and life coverage, for local residents. A key service includes helping clients understand mobile home policies that account for Michigan winter storms, preparing for potential wind and ice damage.
Metro Agency, Inc. connects Livonia, Michigan residents with mobile home insurance coverage tailored to their specific needs. The agency offers policies that can include add-ons for additional structures, personal property replacement, and liability protection. These options help address the unique exposures of manufactured and mobile homes in the area. The company serves a range of commercial sectors as well, including offices, warehouses, and food service operations, ensuring they have adequate protection for their business structures and liabilities.
Compass Insurance Agency serves Livonia, Michigan, as a mobile home insurance agent. For Livonia residents, the company provides residential mobile home coverage, addressing the unique protection needs of manufactured housing. Beyond personal policies, it also assists with commercial coverage for mobile home parks or businesses involving mobile homes. The company serves clients throughout the local Livonia area and surrounding communities. Customers often follow up regarding policy adjustments, and the agency welcomes repeat service to review coverage between regular scheduled visits.
AAA Insurance - Waely Insurance Agency in Livonia, MI is known for helping local homeowners protect their manufactured and mobile homes through tailored coverage options. Its service range includes standard policies covering structure damage, personal belongings, and liability protection suited for the Michigan climate. Agents work with clients to assess replacement costs and local risk factors like severe storms. For added security, the agency can arrange protection for detached structures such as sheds or carports.
What Does a a Mobile Home Insurance Agent in Livonia Cost?
Typical mobile home insurance costs in Michigan range from 300 to 800 dollars per year for basic policies. Full replacement cost coverage can cost 600 to 1,200 dollars annually. Factors include the age of the home, location in Livonia, and coverage limits. This is general information, not insurance advice.
About mobile home insurance agents in Livonia
A mobile home insurance agent in Livonia Michigan can help you find coverage for your manufactured or mobile home. Michigan law requires mobile home owners to have property insurance if they have a loan. Agents in Livonia understand local weather risks and Michigan specific policy options for mobile homes.
Frequently Asked Questions
What does mobile home insurance cover in Livonia Michigan?
Mobile home insurance typically covers the structure, personal belongings, and liability. In Michigan, policies may also include coverage for wind, hail, and freezing pipes which are common risks in Livonia.
Is mobile home insurance required in Michigan?
Michigan law does not require mobile home insurance by statute. However, if you have a loan or mortgage on your mobile home, the lender will require you to carry comprehensive and collision coverage. Many parks also require liability insurance.
How do I choose a mobile home insurance agent in Livonia?
Look for an agent who specializes in manufactured home policies and knows Michigan insurance regulations. Ask about replacement cost coverage, windstorm deductibles, and whether the policy meets park requirements in Livonia.
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