The top-rated mobile home insurance agent in Macomb, Michigan is Aaron Seitz - State Farm Insurance Agent, rated 5.0 stars across 304 reviews. Other highly rated options include Justin Ables - State Farm Insurance Agent, AAA Insurance - Ron Steffens Agency, Tom Mazzola - State Farm Insurance Agent. This directory lists 13 mobile home insurance agents serving Macomb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aaron Seitz - State Farm Insurance Agent | 16392 26 Mile Rd | (586) 992-1175 |
| 2 | Justin Ables - State Farm Insurance Agent | 51098 Romeo Plank Rd | (586) 846-2220 |
| 3 | AAA Insurance - Ron Steffens Agency | 50798 Romeo Plank Rd | (586) 954-2461 |
| 4 | Tom Mazzola - State Farm Insurance Agent | 45150 North Ave | (586) 948-5600 |
| 5 | Steven Fedenis: Allstate Insurance | 21908 23 Mile Rd | (586) 646-2110 |
| 6 | AAA Insurance - Barker Agency | 15425 Hall Rd | (586) 333-5933 |
| 7 | Markus Insurance | 46401 Romeo Plank Rd # 3A | (586) 228-1313 |
| 8 | Farm Bureau Insurance-Abdul Berjaoui Agency | 45200 Card Rd Suite 112 | (586) 371-2099 |
| 9 | Gompers, Cornish & Barr | 22955 21 Mile Rd | (586) 949-2300 |
| 10 | Michigan Farm Bureau Insurance - Austin Nardecchia Agency | 45200 Card Rd Suite 112 | (586) 371-2348 |
Aaron Seitz - State Farm Insurance Agent serves the Macomb County area of Michigan, offering mobile home insurance as a core service. The agency helps local residents protect their manufactured or mobile homes with policies tailored to the region’s weather risks and housing regulations. They provide coverage for the structure, personal belongings, and liability as standard options. The agency also handles specialized endorsements, such as coverage for detached structures like carports or sheds.
Justin Ables - State Farm Insurance Agent in Macomb, MI, specializes in providing a range of mobile home insurance services, helping protect manufactured and modular homes from common risks like fire, theft, and weather damage. Its service plans include personalized policy reviews and assistance with claims filing to ensure continued coverage options that fit individual needs. The agency routinely services single-family mobile homes and duplex-style manufactured housing, including those used as seasonal rentals and private residences.
AAA Insurance - Ron Steffens Agency serves homeowners in Macomb, MI who need mobile home insurance coverage. It helps protect these unique properties against common local risks, including severe weather and liability concerns. The agency assists clients in finding a policy that matches their specific dwelling and personal property needs. Recognizing that mobile homes have distinct structural and safety features, it tailors its offerings accordingly. The company also extends these mobile home insurance services to homeowners throughout Chesterfield Township and the surrounding parts of Macomb County.
Tom Mazzola - State Farm Insurance Agent, based in Macomb, MI, helps mobile home owners distinguish between one-time policy purchases for seasonal use and recurring coverage for year-round residences. Their mobile home insurance typically covers the structure, personal belongings, and liability protection against accidents on the property. These policies often extend to detached structures like sheds and offer loss-of-use coverage during repairs. Service for new inquiries and policy reviews runs on a scheduled basis, with claims assistance available as needed.
Steven Fedenis: Allstate Insurance serves the Macomb, Michigan area and its surrounding communities, offering specialized mobile home insurance policies. It handles the unique coverage needs for manufactured and mobile homes, including protection against local weather and property damage concerns. Each policy is carefully assessed to match the specific structure and risk factors of the client’s home. The company generally takes a thorough, consultative approach to ensure every client reviews their policy details and endorsements for complete financial protection.
AAA Insurance in Barker Agency, Macomb, MI, focuses on providing specialty mobile home insurance policies that protect structures and personal property. It works with local property owners to help secure coverage tailored to manufactured and mobile homes. The agency assists with verifying appropriate policy provisions for dwelling replacement cost and liability protection. It regularly advises on filing claims and adapting coverage after seasonal storms that are common in the Macomb area, particularly addressing wind and hail damage that can occur during severe spring thunderstorms.
As snowy Macomb winters put manufactured homes and older mobile units to the test against ice dams and freeze damage, Markus Insurance helps local owners secure appropriate coverage for those specific structural risks. Working as a mobile home insurance agent in this part of Michigan means finding policies that address both the unique HUD-code construction of these dwellings and the replacement cost challenges they present. A typical appointment begins with a thorough on-site inspection of the home's condition, skirting, and anchoring system.
Farm Bureau Insurance-Abdul Berjaoui Agency provides mobile home insurance coverage for residents across the Macomb, MI area. This agency helps clients protect their manufactured and mobile homes against common risks such as wind, hail, fire, and liability claims. It specializes in offering additional endorsements like personal property coverage and protection for attached structures beyond the standard policy. Its mobile home insurance services can also extend to commercial sectors needing coverage for offices, warehouses, and food service operations.
Gompers, Cornish & Barr provides residential mobile home insurance service in Macomb, Michigan. Commercial coverage for mobile home parks or rental units is also available within the local area. Their agents help clients evaluate policies tailored to manufactured housing risks, including protection against weather and structural damage. They emphasize clarifying coverage options before purchase to ensure proper protection for each property. Follow-up is offered between regular visits to adjust policies as needed or address emerging concerns.
Michigan Farm Bureau Insurance - Austin Nardecchia Agency in Macomb, MI, is known for specializing in mobile home insurance policies tailored to local manufactured and modular homes. The agency provides essential coverage options including protection against structure damage, personal property loss, and liability claims common to the region. The company also offers additional specialty endorsements such as extended replacement cost coverage to help safeguard homeowners against rising rebuilding expenses.
What Does a a Mobile Home Insurance Agent in Macomb Cost?
The cost of mobile home insurance in Michigan typically ranges from 300 to 800 dollars per year for a standard policy. Factors like the age of the home your location in Macomb County and the amount of coverage you choose will affect the premium. Older mobile homes may cost more to insure due to higher risk. This is general information and not insurance advice.
About mobile home insurance agents in Macomb
Mobile home insurance agents in Macomb Michigan help owners of manufactured homes find the right coverage for their property. Michigan law requires all mobile home owners to have insurance that meets state minimum liability standards. Local agents can explain how Macomb County weather risks and zoning laws affect your policy needs.
Frequently Asked Questions
What does mobile home insurance cover in Macomb Michigan?
A standard mobile home insurance policy in Michigan covers the structure your personal belongings and liability for injuries on your property. Many policies also include protection against wind hail and fire which are common risks in Macomb County. You can add extra coverage for flood or earthquake if needed.
Is mobile home insurance required by law in Michigan?
Michigan does not have a state law that requires mobile home insurance. However your lender or park owner may require you to carry a policy. If you have a mortgage on your mobile home the lender will almost always demand full coverage.
How do Michigan insurance laws affect mobile home claims?
Michigan is a no-fault state for auto insurance but mobile home claims follow standard property insurance rules. You have one year from the date of loss to file a lawsuit if your claim is denied. The state also requires insurers to handle claims in good faith and respond promptly.
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